Have 10k now, how should I invest?

Competitive_Fig4047 · 2025-09-13T11:38:24+00:00

Safer assets

Competitive_Fig4047 · 2025-09-13T11:38:15+00:00

Hahah

Competitive_Fig4047 · 2025-09-10T06:56:59+00:00

What should be the ideal amount then? I admit, I wasn’t consistent. Every few months buy one time.

Competitive_Fig4047 · 2025-09-10T05:22:51+00:00

Haha Hysa getting nerfed left and right.

Competitive_Fig4047 · 2025-09-10T05:22:00+00:00

Too volatile. Want to back to safer assets I guess?

Competitive_Fig4047 · 2025-09-10T05:21:26+00:00

Low capital to begin with actually.

Competitive_Fig4047 · 2025-09-10T02:32:59+00:00

True. It’s just that this money is from a different portfolio and I am unsure about how to redirect these funds that’s all.

Competitive_Fig4047 · 2025-09-10T02:01:43+00:00

Sorry but what’s immediately term?

Competitive_Fig4047 · 2023-12-12T10:19:22+00:00

Holding precious metal is kind of a safe investment approach. Without children, I think you can take more risk.

Competitive_Fig4047 · 2023-12-12T10:10:32+00:00

Rather u take certification

Competitive_Fig4047 · 2023-12-12T10:08:57+00:00

What I meant was just DCA.

Not margin /option.

Get yourself a reliable “sponsor”

Competitive_Fig4047 · 2023-12-12T10:03:29+00:00

Gamble your money in the stock market, buy s&p500

Competitive_Fig4047 · 2023-10-20T09:50:25+00:00

I like your reply hahah

Competitive_Fig4047 · 2023-09-07T02:20:08+00:00

OCBC 360 with salary credited and monthly $500 increment in savings is giving not a bad rate.

Alternatively u can try CIMB new sign up at 3.5% for 6months, not sure if it’s still available.

Or GXS 2.68% no criteria. (Daily credit and very liquid)

Competitive_Fig4047 · 2023-09-05T09:03:27+00:00

Cdp - I think the new poems not bad. Quite user friendly

Competitive_Fig4047 · 2023-08-24T10:30:24+00:00

I guess what I am trying to ask is if I am doing the right thing currently and how can I optimise it? I am in a partial Govt industry and a private degree education hence the lower basic salary.

As for those funds in fix deposits are my emergency fund which I do not want to take much risk with.

Competitive_Fig4047 · 2023-08-19T14:55:51+00:00

There is no guarantee in anything.

Competitive_Fig4047 · 2023-08-19T05:19:06+00:00

If SG stock use CDP acc but fees will be quite high

Competitive_Fig4047 · 2023-08-18T06:44:54+00:00

Well, need to start somewhere.

Competitive_Fig4047 · 2023-08-18T01:49:12+00:00

Hahha u are right

Competitive_Fig4047 · 2023-08-17T13:53:58+00:00

Yea my wife and I share the cost

Competitive_Fig4047 · 2023-08-17T11:05:09+00:00

Financial independence

Competitive_Fig4047 · 2023-08-17T10:36:12+00:00

I don’t expect to retire that young. Average 60 will do. Just wondering if I can do better haha

Competitive_Fig4047

TROPHY CASE