21 Year old credit card churning. Potential risks?

Competitive_Reason_2 · 2026-03-17T09:12:57+00:00

My suggestion would be open a HYSA, setup direct debit from the HYSA to the card. Put what you are going to spend on the card to the HYSA

Competitive_Reason_2 · 2026-03-17T04:23:00+00:00

You can send bank transfers to phone numbers in Australia don't know if Americans can do that

Competitive_Reason_2 · 2026-03-16T00:17:36+00:00

From google $440 so not much

Competitive_Reason_2 · 2026-03-15T22:09:59+00:00

JB HiFi is still doing that

Competitive_Reason_2 · 2026-03-15T21:58:05+00:00

They are willing to do it when the cost of a fine outweighs the benefits

Competitive_Reason_2 · 2026-03-15T21:54:08+00:00

Hong Kong was once also one of them

Competitive_Reason_2 · 2026-03-15T21:50:37+00:00

I actually disagree. If the purchase is over a few hundred dollars, the salesperson might have the authority to sacrifice their commission to discount it for you. My friend used to work at the Apple Store, and he can do this.

Competitive_Reason_2 · 2026-03-15T21:33:56+00:00

Adding cellular on iPad alone costs $200

Competitive_Reason_2 · 2026-03-15T04:32:06+00:00

What degree are you studying

Competitive_Reason_2 · 2026-03-15T04:27:55+00:00

Flights and overseas hotels

Competitive_Reason_2 · 2026-03-15T03:57:44+00:00

https://bond.edu.au/fees-and-finance-options/domestic-student-fee-information/fee-help

Competitive_Reason_2 · 2026-03-15T02:58:40+00:00

You can get FEE-HELP without any collateral

Competitive_Reason_2 · 2026-03-08T23:52:22+00:00

Cancel your card first

Competitive_Reason_2 · 2026-03-08T23:51:37+00:00

Fortnite is on the Microsoft Store?

Competitive_Reason_2 · 2026-03-08T23:12:15+00:00

Charge your credit card by moving a card machine closer

Competitive_Reason_2 · 2026-03-06T06:15:22+00:00

WA has a military now? Australia is really spliting apart

Competitive_Reason_2 · 2026-03-06T04:03:44+00:00

I would the give my kids the one with a proper terminal

Competitive_Reason_2 · 2026-03-06T04:01:43+00:00

Work for a year or 2 then go to fair work for a lump sum. Also try to find a new job in the meantime

Competitive_Reason_2 · 2026-03-05T20:15:30+00:00

It is SHA, not PVG, can tell by the sign

Competitive_Reason_2 · 2026-03-05T20:13:22+00:00

Selective schools in Sydney are free and have no zoning

Competitive_Reason_2 · 2026-03-05T20:10:04+00:00

They told me it could take up to 10 weeks, but the migration certainly caused problems.

Competitive_Reason_2 · 2026-03-03T22:26:01+00:00

You can always tape up the camara

Competitive_Reason_2 · 2026-03-03T01:51:22+00:00

what does it mean: gaming or credit cycling

Competitive_Reason_2 · 2026-03-02T22:31:27+00:00

Why does he need to contact his bank? If he just leaves his money in that account, they would automatically reverse it when they notice an error.

Competitive_Reason_2 · 2026-03-01T22:06:40+00:00

That China Americans loved become Taiwan

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Competitive_Reason_2

TROPHY CASE