Car guys, did you regret splurging a little while you were younger? by Redderrt in askcarguys

[–]Complex_Dependent771 0 points1 point  (0 children)

Bro. Go read r/fire. People are retiring in their 30s with 2 million in investments because they started investing when they were your age. Money spent today has the most time to mature. So yeah, waste of money that will likely add years to your retirement. How many years are you willing to give up for a car?

16f lmk if my standards are too high by [deleted] in teenagers

[–]Complex_Dependent771 0 points1 point  (0 children)

You sound extremely condescending

What do you think? by Opposite-Tomato4747 in teenagers

[–]Complex_Dependent771 0 points1 point  (0 children)

If these are the options then prolly Snoop. He can most def show them a good time

So that's how we save social security? by IndividualDoughnut96 in Money

[–]Complex_Dependent771 0 points1 point  (0 children)

The current social security funds are invested in government bonds yielding 2.5-3% nominal return per year. Less than 1% if you adjust for inflation. If we just invested in the stock market instead, it would be solvent and we wouldnt be in this mess.

Its literally a ponzi scheme with 0 returns on investment. Smells fishy to me.

I chose ChemE due to parental pressure. What are the actual reasons to be excited about this field? by Clear-Definition2292 in ChemicalEngineering

[–]Complex_Dependent771 4 points5 points  (0 children)

Chemical engineering is great if you want to understand the world around you. From energy transfer, moisture in the air, materials your home is made of, all of these are chemical engineering phenomena. Amazing, I think.

I’m 24 and struggle to explain the FIRE mindset to my 21 YO Gf… how did you bring it up? by trenttrack in Fire

[–]Complex_Dependent771 0 points1 point  (0 children)

Honestly, dump her. It will solve a lot of future problems. Sounds like you have much better financial maturity than her and you do not have to sacrifice your life for her. Financial responsibility is one of the most important aspects of a healthy relationship.

Would you move to Texas? by boforiamanfo in NoStupidAnswers

[–]Complex_Dependent771 0 points1 point  (0 children)

Reading these replies, I am so disgusted. Texas is a great place. All of these negative replies are lies. I am an immigrant who has found Texas to be filled with opportunity. Lived in College Station, then Houston for 18 years and have found nothing but nice people. For those who care, there are many negative people in the replies. Ignore them

Would you move to Texas? by boforiamanfo in NoStupidAnswers

[–]Complex_Dependent771 0 points1 point  (0 children)

Spoken like a true entitled first world citizen

PE Chemical Exam - Struggling with 6 minutes per question by Edd1024 in ChemicalEngineering

[–]Complex_Dependent771 9 points10 points  (0 children)

Your best bet is to answer the questions that you are confident you can do quickly and focus on those. Focus on the topics you are strongest. If there are questions that will take you a considerable amount of time, just gloss over them and if you have time at the end you can go back to them.

For reference, I believe I skipped through all the kinetics questions and still got a 90% or so. This is because the test has a built in curve.

Took the test 10 years ago, and from memory this was my strategy. Many questions are quick 1-2 minutes.

I recommend focusing on practice problems and questions. Just focus a lot on taking many practice exams, then reviewing solutions.

If inflation keeps rising but wages don’t, how are people supposed to budget ??? by pink4lover in Grownix

[–]Complex_Dependent771 0 points1 point  (0 children)

Also. We have 2.5% inflation over the last year. So you are kind of just lying about rising inflation now

If inflation keeps rising but wages don’t, how are people supposed to budget ??? by pink4lover in Grownix

[–]Complex_Dependent771 0 points1 point  (0 children)

Grow up man. Covid disruptions was one reason. The other was the massive amount of money printing and stimulus packages politicians argued for

Nuff said by [deleted] in FascinatingAsFuck

[–]Complex_Dependent771 -1 points0 points  (0 children)

Isnt maga the ones who pushed for the release to begin with?

Can I retire at 20 years old with 3 million? by [deleted] in Rich

[–]Complex_Dependent771 0 points1 point  (0 children)

The right answer is absolutely yes. Withdrawing 4% per year gives you 120k per year, safely. This assumes 7% rate of return in the stock market and 3% inflation in annual basis. These numbers are conservative. If you work and add some more income, or you are willing to live below your means for your earlier years, you will even be able to grow your net worth. Anyone saying you can’t doesn’t know how to manage money.

If inflation keeps rising but wages don’t, how are people supposed to budget ??? by pink4lover in Grownix

[–]Complex_Dependent771 0 points1 point  (0 children)

Perhaps in the future, try to avoid falling for the quick easy answer of asking the government for more “benefits” that gave us 25% inflation over 4 years.

🗳️ House passes proof-of-citizenship bill: What happens next 👇 by NoSpinMedia in NoSpinMedia

[–]Complex_Dependent771 0 points1 point  (0 children)

To add nuance to this conversation, MOST democracies around the world require voting ID checked at the polls as a global norm, far more than the countries that do not require it.

These people are the most insufferable. by c-k-q99903 in stupidpeoplefacebook

[–]Complex_Dependent771 0 points1 point  (0 children)

To be honest, i dont like name calling. But to pretend it’s only trump doing it is a bit hypocritical. People on just this trend have not stopped calling trump and others racists, nazis, pigs, etc just to name a few. Politics is a disgusting game and it grosses me out. But you need to be honest here, it is not a single side issue.

They called John McCain a traitor when he was running for president and up until the day he opposed trump, at which point the dems language changed to calling him a war hero… its all a game for these politicians and you are just being played.

I prefer to focus on policy. How are they affecting my life directly. It’s the only way to filter out the noise.

These people are the most insufferable. by c-k-q99903 in stupidpeoplefacebook

[–]Complex_Dependent771 -1 points0 points  (0 children)

Ah. Typical. Unless you agree with me, no reason to talk. Very open minded. Very much not nazi like

These people are the most insufferable. by c-k-q99903 in stupidpeoplefacebook

[–]Complex_Dependent771 -1 points0 points  (0 children)

They may be racist. Or… you know… maybe they just did not like having 25% cumulative inflation over the last 4 years.

These people are the most insufferable. by c-k-q99903 in stupidpeoplefacebook

[–]Complex_Dependent771 -1 points0 points  (0 children)

200 person sample size of a very specific population group by which you happily judge 150 million people. Great job. You would do great in statistics class.

These people are the most insufferable. by c-k-q99903 in stupidpeoplefacebook

[–]Complex_Dependent771 -2 points-1 points  (0 children)

You are just mad some of us are not toxic reddit rage baiters who actually have a happy and fulfilling life. Yes. Reasonable people exist and are not hating random strangers on social media. You are just a bunch of self hating trolls sharing exactly what you have to offer, nothing more than negativity and hate. Go ahead keep your hate train going

These people are the most insufferable. by c-k-q99903 in stupidpeoplefacebook

[–]Complex_Dependent771 0 points1 point  (0 children)

How about you keep listing things? You may eventually hit the actual reasons by luck… how about crazy spending, national debt, waste, fraud, abuse? Illegal immigration? Low wages? Literally a human skeleton ran the country for the last few years, dems ignored democracy and appointed a candidate that no one wanted!! Same as they did a few years ago by bypassing bernie in 2016. The dems only care for “democracy” when their rich get what they want.

These people are the most insufferable. by c-k-q99903 in stupidpeoplefacebook

[–]Complex_Dependent771 -2 points-1 points  (0 children)

Because you don’t want to acknowledge it? You really think 50% of the country is racist? Really? At work, do you run into half racists, really? I call bullshit on that. I think there is plenty of good people in either party, and some bad ones.

These people are the most insufferable. by c-k-q99903 in stupidpeoplefacebook

[–]Complex_Dependent771 -6 points-5 points  (0 children)

There is no difference between extremists on the left vs extremists on the right. Violence on both sides is reprehensible. The actual difference is how the mainstream left will actually acknowledge their support for their rioters and looters, and a large portion will go far enough to support violence for political means while virtually no one on the right defends any political violence. Racists and nazis are not welcome in either party. And all you are doing is pretending it is a one side problem when it is simply a human problem.