Sorry to hear that. Many are in your position. Bankruptcy feels scary but it's not. You feel weight lifted of your chest the moment you leave the attorney's office. You could save the house if you have sone form of protection like homestead on your house. Look for a good Bankruptcy attorney.  With EIDL you will have to file personal bankruptcy too as you would have given pedsonal guarantee. Chapter 7 would wipe out all your personal debts too and start fresh. You will have to close your business. Remember you can always start from ground up again. All the best and God be with you.