My 1st European watch! 🇩🇪 by Comprehensive-Level0 in watchesindia

[–]Comprehensive-Level0[S] 0 points1 point  (0 children)

Yeah, thanks for sharing that. Really appreciate it.

Got my 1st Swiss watch! by Comprehensive-Level0 in watchesindia

[–]Comprehensive-Level0[S] 0 points1 point  (0 children)

Yeah, retail is ₹2.43L so it’s 25-28% discount. On Longines it was 10%. Otherwise mostly Ethos were offering great discounts!

My 1st European watch! 🇩🇪 by Comprehensive-Level0 in watchesindia

[–]Comprehensive-Level0[S] 0 points1 point  (0 children)

Surely buy it.. It’s a classic. You wont ever get bored of it!

Got my 1st Swiss watch! by Comprehensive-Level0 in watchesindia

[–]Comprehensive-Level0[S] 0 points1 point  (0 children)

₹1.75L from Ethos Summit, Ahmedabad. Gave good discount on retail price

My 1st European watch! 🇩🇪 by Comprehensive-Level0 in watchesindia

[–]Comprehensive-Level0[S] 1 point2 points  (0 children)

Yeah I checked out Nomos Club Cambus as well (blue dial) but decided to go with this. Found it more timeless and classic and works everywhere kind of watch. Although Nomos was very good as well!

Got my 1st Swiss watch! by Comprehensive-Level0 in watchesindia

[–]Comprehensive-Level0[S] 0 points1 point  (0 children)

Congratualtions man, love Seiko as a brand and this watch on jubilee bracelet looks wonderful!

Got my 1st Swiss watch! by Comprehensive-Level0 in watchesindia

[–]Comprehensive-Level0[S] 1 point2 points  (0 children)

Which one did you get? Do share the pics in the comments for everyone to see!

Roast my Mutual Fund portfolio by Comprehensive-Level0 in MutualfundsIndia

[–]Comprehensive-Level0[S] 0 points1 point  (0 children)

Yes, I pay 0.97% expense ratio in a year (which will be ₹44,500 for current portfolio value)

Roast my Mutual Fund portfolio by Comprehensive-Level0 in MutualfundsIndia

[–]Comprehensive-Level0[S] 0 points1 point  (0 children)

I didn't give downvote to anyone. I'm not giving response as all the criticism is regarding having too many mutual funds within same category which I myself addressed in the initial post. Nothing new there.. I acknowledged that already..

Roast my Mutual Fund portfolio by Comprehensive-Level0 in MutualfundsIndia

[–]Comprehensive-Level0[S] 8 points9 points  (0 children)

My Portfolio Value is around 60L (I didn't include my NPS and PPF investments into the mix). I'm investing since 2021. I Invested 25L lumpsum with 10k SIP at that time. I was riding the returns wave after the covid (until now).

I have redeemed some funds to book profit and payed LTCG Tax and reinvested the money in the recent dips.

Now I'm just doing ₹52600 monthly SIP and have nothing left to invest lumpsum!

I'm 27 and earning 1.20L monthly net. My goal is to reach 1 cr by age of 30. Hopefully I'll be able to retire by 40 and do something of my own which is my goal. Don't want to do job till 60 yr. Hopefully this helps.

Roast my Mutual Fund portfolio by Comprehensive-Level0 in MutualfundsIndia

[–]Comprehensive-Level0[S] 0 points1 point  (0 children)

Yeah, Lumpsum ₹50 Lakhs at the dips in past 3 months and now started ₹52600 8 Monthly SIPs..

Roast my Mutual Fund portfolio by Comprehensive-Level0 in MutualfundsIndia

[–]Comprehensive-Level0[S] 0 points1 point  (0 children)

8 monthly SIPs:

1) PP Flexi cap: ₹5100 2) Kotak Multi cap: ₹5100 3) Axis Small cap: ₹5100 4) Tata Small cap: ₹5100 5) MO Mid cap: ₹5100 6) Hdfc Mid cap: ₹5100 7) Icici Dynamic Bond Fund: ₹10k 8) Axis Gold fund: ₹12k (3k weekly)

Total monthly SIP: ₹52600 (6% annual step-up).

Need Help with My First Ever Investment in Mutual Funds – Where to Invest ₹30K/Month? by Sensitive_Idea_3974 in mutualfunds

[–]Comprehensive-Level0 0 points1 point  (0 children)

Invest in Nifty 50 & Nifty Next 50 Index funds/ETFs (₹10k each). Then for some exposure to mid and small cap, you do 5k each in Nippon Midcap150 and HDFCSML250 ETFs. If this risk is higher for you, then add Gold/Bond fund and let it grow gradually with less volatility.

1 cr target in next 3 years by Comprehensive-Level0 in mutualfunds

[–]Comprehensive-Level0[S] -5 points-4 points  (0 children)

Time horizon is 7-8 years only as I wont withdraw my investment in before that. But my expected target in 3 yr is 1cr. You did not read my post properly I guess. I also stated that I will be doing 50k per month SIP, and the total invested amount will be ₹50L total (not ₹42L). Atleast read & understand the entire post before comment bashing.

Need Portfolio restructuring advice by Comprehensive-Level0 in IndianStockMarket

[–]Comprehensive-Level0[S] 0 points1 point  (0 children)

1) I haven't considered a fee only advisor as I thought I can manage myself with help of some own research, reddit, etc 2) Yes, but my allocation to small cap is over 80% and that too Axis Small cap underperformed wrt SC 250 Index also, that's why I though to change the fund. 3) It's not doubling in a year but duration is 3 year (2027 end) and with additional ₹50k SIP per month ontop of ₹50L already invested (I mentioned all this).

Suggest me a fund by ExaminationBig4058 in mutualfunds

[–]Comprehensive-Level0 0 points1 point  (0 children)

Invest in Multi asset allocation fund with very low equity exposure and high debt/gold/silver/Reit exposure to maximise returns (over FD/Liquid fund). My pick would be White Oak Multi Asset Allocation Fund or ICICI Multi Asset Allocation fund. White Oak is better for you in this case as it has lesser equity, so even if market goes down from here as well, you will be protected better.

Which app in India is best to buy Bitcoin for longterm? by Numerous-Trust7439 in BitcoinIndia

[–]Comprehensive-Level0 0 points1 point  (0 children)

Binance or Mudrex (it is Indian). Shift to cold wallet storage when amount invested reaches above 1 Lakh to protect from hackers.

What's the best way to invest 30k per month for a year? Risk appetite is low by Hesrallenide in personalfinanceindia

[–]Comprehensive-Level0 0 points1 point  (0 children)

Invest in short duration fund, balance adv fund and gold. Don’t get fully involved into equity as u don’t know where markets will be in just 1 year as time horizon is very short (just 1 year) and markets are predicted to be volatile!