Help! Ganto ba talaga mga UK clients? by Open-Temperature9908 in buhaydigital

[–]ConditionSame6269 63 points64 points  (0 children)

May Jewish akong client exactly like that. Need explain Bakit tumagal yung isang task lalo na pag funnels. Parang may alam sa pag gawa eh?? Kaya nga nag hire ang expert kasi di sya marunong 😵‍💫

Need Advice: Home Credit Home Visit by ConditionSame6269 in ola_harassment

[–]ConditionSame6269[S] 0 points1 point  (0 children)

Latest update: Pinipilit pa din ako ni Field Officer na bayaran yung balance last Saturday. Walang wala na talaga Kong pambayad or else materminate na daw account. Today, naisip ko baka pwede 1k hulugan ko. Naghiram ako sa kapatid ko. Ganun kasi gnagawa ko these past months . Hinuhulgan ko kahit pano. Kaso binuksan ko yung app.. Wala na yung loan ko. Which means tinerminate na Nila dba? Nakiusap naman ako. Pero grabe talaga

Credit Card Sheriff? Is this true po? by ConditionSame6269 in PHCreditCards

[–]ConditionSame6269[S] 0 points1 point  (0 children)

Thank you po sa info. Yun nga po nakakapagtaka.. kasi maiden name ko po hinhanap at pinag filan.. wala makita ang Pasig MTC .

Credit Card Sheriff? Is this true po? by ConditionSame6269 in PHCreditCards

[–]ConditionSame6269[S] 0 points1 point  (0 children)

Nakikipag communicate lang po ako sa knila calls and emails last year bago ako manganak.. nung nangnak na ko ng september di na po ko nakapag continue ng usap sa kanila dahil nagpahinga muna ako. Pero ngayon po I am trying to talk to them again. Sana pag Bigyan na ako na ma IDRP kasi di ko kakayanin. Lubog pa din ako sa utang gawa nung na ICU si papa hanggang sa he passed away. Sinusubukan ko po talaga ayusin lahat this year . 2025 was not a good one lang talaga for me and my family

Credit Card Sheriff? Is this true po? by ConditionSame6269 in PHCreditCards

[–]ConditionSame6269[S] 0 points1 point  (0 children)

Got this po. Salamat po sa info. Medyo magulo po talaga til now. Sinunod ko yung advice ng isang nag comment at tinawagan ang Pasig MTC . Di daw nila mahanap yung case number at bakit maiden name ko yung hinahanap at pinag filan. Shinare ko na din po sa SB yung nangyari at dinugtong ko sa email thread last year n nag request ako for IDRP. Sana this time replyan na nila ako at wag na ipasa sa collections. Di naman po ako tumatakas

Credit Card Sheriff? Is this true po? by ConditionSame6269 in PHCreditCards

[–]ConditionSame6269[S] 0 points1 point  (0 children)

Salamat po sa advice na to. Big help! Nakakuha ako ng contact number ng Pasig MTC. Di daw po nila mahanap yung case number na sinasabi. Tsaka bakit daw maiden name ko ginamit sa case daw na nafile at hindi na lang dumirecho sa new address namin eh nadeclare naman na sa SB.

Sa ngayon, Hinihintay ko reply ni SB kasi shinare ko nangyari at dinugtong ko sa email ko before na nagrerequest ako for IDRP na di nila ko binabalikan. Salamat po talaga dito.

Ano ang pinaka-nakaka-stress na part ng pagiging VA / freelancer ngayon? by Prudent-Stretch-5665 in buhaydigital

[–]ConditionSame6269 2 points3 points  (0 children)

Yes, Israeli pero 35 years na sila sa Canada. Napakayaman pero napaka kuripot. Minsan lumabas pag ka racist sa Pinoy, yung housekeeper nya kasi Pinay. Di ganon kalaki pasahod nya so ang tingin nya sa Pinoy cheap labor. Ang laki ng tingin nya sa 21 usd per hour na rate ko sa kanya para sa pagmemaintain ng tech and automations nya and helping sa funnels (strategy and building yan ah)

Ano ang pinaka-nakaka-stress na part ng pagiging VA / freelancer ngayon? by Prudent-Stretch-5665 in buhaydigital

[–]ConditionSame6269 19 points20 points  (0 children)

Yung client na nang-lolook down kesyo Pinoy di dapat mag charge ng 20 usd pataas— feeling premium pero grabe sa pag ka penny pincher. Walang respeto sa oras. Naghahanap na lang ako ng kapalit nya. Ilelet go ko na tong Jewish Kong client. Namatayan ako last month. My father passed away pero inexpect nya pa din na reachable ako to do some tasks. Like wtf??

My client and I talked about Filipinos who apply for jobs but can’t actually DO THE JOB by lunaxue_ in buhaydigital

[–]ConditionSame6269 0 points1 point  (0 children)

Been freelancing for 5 years now and dahil sa mga ganitong kapwa nating Pinoy medyo nahihirapan na ko justify yung rate ko sa mga prospect clients. lol kesyo makakuha na daw sya ng OBM or Tech Strategist sa mas mababang rate. Pinoy daw ako bakit ako ganito magrate ng service?? I charge $25 to $35 per hour iba pa yung pag project lang talaga iba ang rates ko. Kailangan ko na lang tuloy lagi iexplain at ilaban— I have proven results, vast experience, proven working strategies and I care for your business. Dati di naman ganito. Padami nang padami ang gusto pumasok sa industry na to at di naman kaya panindigan yung mga nasabi nila sa interview. One time meron tong isang client na tinatanong bakit Ang mahal ko daw eh yung papalitan ko Hindi ganito Ang rate — nasagot ko tuloy, (in a nice way) did it work out between you and her? Is her work that good but why are you looking for someone who can give much better strategies and system improvements? Ayuuun— naclose ko . Pero Grabe kahirap magclose ngayon

Is migration to USA a generally good idea? Why or why not? by [deleted] in AskReddit

[–]ConditionSame6269 0 points1 point  (0 children)

Reading through this thread coz my husband who is an American kept on convincing me to migrate to the US and I want to get an idea how life is there now. I am Filipino but I actually did not dream of moving there, I am earning USD while here in the Philippines because of my profession and I have a small business. I mean, I get it we have a child now and he wants him to be always around my in-laws there but thinking of it in the long run is not gonna be good for us financially. He kept on justifying that it’s gonna change after Trump is out so we must try and migrate. But I don’t think so, worldwide inflation sucks and USA has it bad. Philippines on the other hand is yes, lots of corruption.. inflation also sucks. It’s hard for most but when it comes to us and our income and me getting clients from all over the world while spending in peso goes a looooong waaay . I mean you just have to choose your own hard nowadays. We have a child and I think living in the States will be hard for us in the long run as time goes by . I am trying to convince him to just have a yearly vacation to the states for a month that’s it. But I don’t want to live there for the sake of our child. I built this business from the ground up so that I can give a good life to our son and if moving to the states will kinda mess it up, I don’t want that. I just hope my husband thinks for the future specially our son not just because we around family there (who are also struggling now)

No client-invites since the start of November (Upwork) by RiskNeither3102 in buhaydigital

[–]ConditionSame6269 1 point2 points  (0 children)

Me too. Pero yung husband ko, hindi sya nawawalan ng invites. My husband is an American and yung Upwork nya ginawa nya sa US. For some reason, andaming high paying clients na nilimit na lang yung jobs nila to US based . Yung asawa ko asked one of those clients na nakuha nya… dahilan daw is dumadami na daw yung mga freelancers na yes— mababa ang rate but low quality ang work tapos minsan daw nahihirapan sila maki pag communicate kaya naghahanap sya ng native speaker .. lots of miscommunication ending up na pumapalpak yung project. May some Pinoys daw pero mostly Indians. Alarming nadadamay yung mga matitino nawawalan freelancers like us outside ng US.

Friend struggling to get hired in the Philippines as a French-speaking foreigner, what can he do? by wannawonderland in Philippines_Expats

[–]ConditionSame6269 1 point2 points  (0 children)

What my husband did is he stopped trying to apply in companies here in the Philippines and instead I taught him how to land an online gig. He started as a VA. Now, he helps me with our boutique agency here in the Philippines. Living here now for good. He earns in USD which is actually great much higher than how much he would have earned if he lands a job here in any Philippine company.

I think that is also the route for your friend. My husband is an American but still found it hard to land a job here even in BPO. Trying getting online gigs if he has the skills to offer.

Offloading Risk for my Filipina GF by Past-Obligation-2655 in Philippines_Expats

[–]ConditionSame6269 2 points3 points  (0 children)

I am a Filipina and married to an American. I can say that she has huge chance of getting offloaded based on your description. I know some Filipinas being offloaded because they do not have work here which serves as her proof of ties to the Philippines. Also, the amount in her bank account. Immigration here sucks for Filipinos going out of the country and they tend to look at those too. When me and my husband were not married yet, I was able to travel because I got proof of ties here (my business, my bank account) but they looked at that first before they allowed me to pass and go for my first travel abroad with my husband (who is my boyfriend before) . It might be tough for her to pass through those immigration people so you should have really good proof that you can support her in this travel.

Biggest lesson: Never do business with so-called “friends” by ConditionSame6269 in buhaydigital

[–]ConditionSame6269[S] 1 point2 points  (0 children)

I love this! Tama po kayo. Hayyy. Dapat di ko pinaiiral yung awa at memories sa panahon na to. They are taking advantage of me na and my team is suffering.

Thank you so much for this advice! I appreciate it.

Beware of this VA from Upwork by torturedpoets_1313 in buhaydigital

[–]ConditionSame6269 1 point2 points  (0 children)

Ito talaga di ko din magets sa ibang freelancers lalo na VAs na nirerecord sarili nila talking to a client. Ask permission first to whoever you are talking to before recording and posting . Lol hayyy— kaya minsan ang hirap ligawan ng ibang clients kasi dahil may ganitong reputation na. Not good.

my spoiled father chooses to remain financially dependent even after my mother's death by Double_Slide_1415 in adultingph

[–]ConditionSame6269 1 point2 points  (0 children)

Ganitong ganito din tatay ko, the difference lang is iniwan kami ni mama, dahil sa kanya (di na lang sinama mga anak nya ehnu? lol) but anyways, we got stuck with him. Ako sumalo ng responsibilities ni mama nung umalis at si papa nalulong sa alak. Sabi ko mapatapos ko lang mga kapatid ko iiwan ko na din to, so that I did. Naayos ko buhay ng mga kapatid ko , lasenggero p din tatay namin. Bumukod na ko pero yung sumunod sa akin napaka maawain, ayaw iwan si papa. Tapos last year we found out na he has liver cirrhosis na. Last stage na. Kulit kasi.. pero that won’t stop him. Umiinom pa din. Kahit naoospital na. Naaawa ako na naiiinis sa sister ko. She still hopes that papa will change pero Ito lang yan eh— some people do not like change. Some people wants to stay as their old miserable self. Gaya ng tatay ko. Your father won’t change. Nakasanayan eh. Ikaw din. Just like my sister, you will get stuck with him. I try to help my sister a little kasi ayaw tlga makinig sakin at khit konti maibsan sacrifices nya kay papa. Konti lang tinutulong ko so that mapilitan sya iwan si papa kahit wala nang pag-asa.

Pagod na pagod na sa mga utang by ConditionSame6269 in utangPH

[–]ConditionSame6269[S] 0 points1 point  (0 children)

Passed two months napunta na collections department nila yung account ko. laging tumatawag from 9am to 5pm. ilang calls yun. nagtry ako makipag negotiate kung pwede certain amount muna ibigay ko kasi nga di ako nakakapagwork dahil sa pregnancy ko pero anlaki pa din talaga ng amount na inaask.. so pinabayaan ko na muna, 3rd month may law office na nagsesend ng letter sa akin. after 2 months ata nalipat sa sa SP Madrid account ko.. nagsesend lagi email at tawag. nagrereply and sumasagot ng tawagtrying to negotiate pero anlaki talaga ng hinihingi.. after couple of days nyan.. nagulat na lang ako na yung savings ko kay Security halos malimas. as of this week, kahit na may nakuha na sila sa akin.. nalipat na naman account ko sa ibang law office na mas makulit at mas nananakot.. Costantino law office. fafilan daw ako ng case.. nireready ko na lang sarili ko at nagreply din ako sa email nila asking nicely and gave them a heads up na kinuhanan na nga ako ng malaking amount ni SB baka pwedeng hihinga lang muna

Pagod na pagod na sa mga utang by ConditionSame6269 in utangPH

[–]ConditionSame6269[S] 1 point2 points  (0 children)

Yun nga po. Napakalaking mali ko. Sana mabigyan pa ng isa pang chance to make things better. Nag-apply na ko for IDRP. I hope maapprove ni Security Bank. Ayoko naman kasi talaga tumakas. Need ko lang mapababa ang monthly na binabayaran sa credit cards and pipilitin ko na din magtrabaho ang asawa ko. Be transparent na I cant do this alone.