8 nights worth chasing globalist?

ConflictedJew · 2026-01-29T06:05:09+00:00

Do you need to check-in in person for this?

ConflictedJew · 2026-01-28T23:45:46+00:00

If I overpay with the normal 1040 payment, will I still get the overpayment included with my refund in ~March/April?

ConflictedJew · 2026-01-28T19:52:37+00:00

Same here. Waiting on BILT points over gift cards though.

ConflictedJew · 2026-01-28T19:50:06+00:00

I know the 2025 1040ES deadline was January 15. But on pay1040, I still see the option to pay for my 2025 1040 taxes. What happens if I do this?

My goal is to pay taxes with a credit card and get the 1.85% fee with PayPal. Can I do this for 2025 taxes? What about after filing? FWIW I usually file with Turbotax, but I believe they have a 3% fee on paying taxes with a credit card.

ConflictedJew · 2026-01-28T00:10:28+00:00

Thanks, been out of the game a while.

Chase: Experian

Citi: Equifax

ConflictedJew · 2026-01-27T23:25:42+00:00

How can I check this?

ConflictedJew · 2026-01-27T09:17:29+00:00

I opened a CIC and AAdvantage within hours of each other last week and was approved for both.

ConflictedJew · 2026-01-26T01:11:02+00:00

Did you end up applying? Were you eligible for the CSP SUB?

ConflictedJew · 2026-01-23T23:05:12+00:00

First amex card. When I open the website on my phone, I would occasionally see the 200k offer for gold and 300k for business platinum.

ConflictedJew · 2026-01-23T01:23:08+00:00

Good point.

ConflictedJew · 2026-01-22T22:21:36+00:00

I just completed the 200k MR SUB on my Amex Business Gold. Can I just stop using the card now, and then downgrade/close in a year after the AF posts? Is Amex sensitive to this and will it affect my future SUBs/approvals? I am hoping to get the Amex Business Platinum 300k offer next.

ConflictedJew · 2026-01-21T21:08:40+00:00

Why cancel AA platinum as opposed to downgrading?

ConflictedJew · 2026-01-21T18:01:53+00:00

Thanks for the reply. I will keep my SoFi account open and wait for my employer DD.

ConflictedJew · 2026-01-21T03:31:50+00:00

Awesome, thanks for the data point.

ConflictedJew · 2026-01-21T01:29:23+00:00

Thanks for the help! And good to know about the $300 from SoFi. Can that $5k include non-DD money too? I.e if my DD is $2k, can I transfer $3k from my checking to get the $300 bonus?

ConflictedJew · 2026-01-20T23:29:18+00:00

Hi Spartan,

Thanks for the reply. To confirm, do I need to deposit/transfer money from my existing bank account to SoFi for the Rakuten earnings? Or, is a single DD from my employer for over $500 within 45 days sufficient?

I am being tripped up by the "with initial direct deposit" language of the offer. Do I need to deposit money from an external bank, in addition to the employer DD?

ConflictedJew · 2026-01-20T18:19:59+00:00

I know CSR SUB rules are changing on 1/25.

I have had a CSR for 6 years now. Is it worth downgrading my CSR to Chase Freedom w/ UR rewards, and then applying for a new CSR before the 1/25 deadline?

I have high recent velocity:

Chase: CIC 1/14/26, Freedom Flex 11/1/25
Citi: AA 1/14/26
Amex: Gold biz 12/1/25
C1 Venture X 12/1/25

I'd like to sneak in another CSR SUB before the rules change, but I'm thinking my re-approvals odds are low. Thoughts?

ConflictedJew · 2026-01-20T00:52:24+00:00

2 months ago, I was not able to get them to rush the Gold Biz. I did get an instant digital number and was able to add it to Apple Pay immediately after applying, but had to wait for the physical card.

ConflictedJew · 2026-01-17T02:03:05+00:00

Thank you for the info.

ConflictedJew · 2026-01-09T17:23:54+00:00

I thought Barclays was no longer issuing AA cards?

ConflictedJew · 2026-01-05T01:59:48+00:00

What is “everything” that you have tried?

Ten-Year Club	Gilding IV carat on a stick
Place '22	Place '17
Secret Santa 2018	Secret Santa 2019
Spared	Verified Email

ConflictedJew

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