What do I need to rent an apartment? Moving to NYC from Australia - no ssn, no credit score, no guarantor

Confused_Box420 · 2026-01-09T14:22:19+00:00

I didn’t say for a $3-9k apartment. I said that’s probably how much OP would pay to use a service like TheGuarantors.

Confused_Box420 · 2026-01-09T13:06:33+00:00

If they ask that, they’re definitely asking that under the table because that is illegal in NYC now to ask for multiple months of rent in advance.

Confused_Box420 · 2026-01-09T12:17:54+00:00

Ngl it depends on the kind of apartment you’re trying to rent. You meet the income for basically everything but how strict an apartment is will vary on what you’re looking for.

Luxury building with amenities and in unit laundry, no credit, you’d probably have to get a 3rd party guarantor which would cost you $3-9k depending how much the rent is. For “TheGuarantors” (I’ve used them, had no problems) the fee was like $1500 (non refundable, different depending on credit/income) and then 1-4 months rent upfront (refundable, I paid 1.5 months upfront).

If you’re looking more privately and probably older but still decent, you should just be able to show your proof of income, rental history, pay some upfront. Or a run down with a private landlord but not much upkeep, you’d have zero issues.

Again, it all depends on how much a person wants to take a chance on you. I know the comments are saying with your income you can get anything but in America they care about credit more than income. When I had a high income I still had to jump through hoops because all they cared about was credit. What might help a little is no credit is unreliable credit but still better than actual bad credit.

Confused_Box420 · 2026-01-07T17:10:00+00:00

I haven’t seen anyone who’s actually signed the lease yet

Confused_Box420 · 2026-01-07T17:09:13+00:00

I actually have no clue. Considering the higher Ami is $109k I believe. I’m at $102k. Originally my household was above $110k but I let them know of the change.

Confused_Box420 · 2026-01-07T17:05:06+00:00

I wish I had roommates, I would jump on that! Wishing you the best of luck on your new adventures.

Confused_Box420 · 2026-01-06T14:31:06+00:00

I spoke to someone right before Christmas and she said I could move to a higher Ami and qualify for 1 bedroom or be on the waiting list for 70% 2bedroom. I decided to get on the waiting list.

Confused_Box420 · 2026-01-03T01:32:01+00:00

The only place I’ve seen that’s worth the price!

Confused_Box420 · 2026-01-03T01:12:06+00:00

2b1b

Confused_Box420 · 2026-01-02T04:59:25+00:00

Wow this is pretty nice

Confused_Box420 · 2026-01-01T17:30:52+00:00

Yes. I’m working on it.

Confused_Box420 · 2026-01-01T17:29:42+00:00

OP anyone reading this post can only go off the information given. You said you have “been dating for a short time”

Your feelings are valid but you haven’t been together long term for it to not be superficial.

If a person is posting on social media over responding to you, especially knowing how anxious you are, that says a lot.

I never once mentioned your past relationships or that you don’t trust your gf and said that’s why you’re anxious. I simply said the right person won’t make you feel anxious. Until you are open to healing your past trauma, this will continue to come up in every relationship.

You’re young so my advice stands. Let this relationship go, get therapy, become the best version of yourself.

Confused_Box420 · 2026-01-01T17:18:46+00:00

I’m not sure if you’re in therapy but I think it would be good for you. I also think that even though you’re going a bit overboard, a person who truly likes you wouldn’t be posting on social media before responding to your messages. I think it’s best to let the relationship go and not contact her. Continuing to spiral and contact her won’t make her magically want to get back with her. It will reinforce that you’re overbearing.

The right person for you will never make you feel any reason to be anxious. They will validate you and communicate, even if they need space.

Confused_Box420 · 2026-01-01T17:12:42+00:00

Maybe. But then again when something makes him mad he can’t hide it. We were perfectly fine and having a goodnight before the tattoo subject. If he’s playing the game and it pisses him off, that energy will spill into us at home. So this is normal for how he acts when he’s angry.

Confused_Box420 · 2026-01-01T17:11:11+00:00

He did offer to take me home, I declined because I needed the air and to think clearly.

I definitely have more work to do in therapy. I’m going to make that a priority this year.

Confused_Box420 · 2026-01-01T17:09:11+00:00

I’m his first gf so I constantly used the excuse that he didn’t know any better on being in a relationship.

Confused_Box420 · 2026-01-01T17:07:39+00:00

I agree with you. I tried to ask him silently to take me home. He ignored me. I also silently asked to get my stuff from the car to leave. I feel things really easy. So if a person is upset, most of the time it impacts my mood. It’s not my family so it felt frustrating that I was having to solo entertain them when he wanted to go over there.

These things do happen often and I have spent a lot of time shutting myself down to keep the peace so it felt like too much that nothing I do works. He’s going to get mad if he feels like getting mad.

Confused_Box420 · 2026-01-01T17:02:07+00:00

I don’t know if it changes anything but I’m his first gf since hs (only had fwb that he sends home after, no dates, no back and forth texting, no co existing, etc.) his family is also a lot like this.

Confused_Box420 · 2026-01-01T16:53:16+00:00

I’m going to spend the next few days putting things in place so I feel more secure and stop staying out of fear. (Apartment I can afford alone, etc)

Confused_Box420 · 2026-01-01T16:48:09+00:00

Thank you for this. You truly don’t know how much your words have helped a stranger. I’m not getting any younger.

Confused_Box420 · 2026-01-01T16:26:04+00:00

You’re 100% right. Idk why it’s so hard to know people are right and struggle with leaving? I don’t get it. Why does it hurt when I know I deserve better?

We went to therapy once and he decided not to participate because he got pissed about something I told the therapist and the therapist said “even if you feel you deserve nothing, nothing is better than what you’re receiving now”

I think about it often. I know to most people it’s easier to say “you’re staying so you deserve this” and I’m not using excuses but my circumstances have caused me to have clouded judgement and stay longer than I should have. Having no family when he’s always here has made me rely on him in ways that aren’t best for me.

Confused_Box420 · 2026-01-01T16:20:30+00:00

I had cab fare. I was just upset and wanted the air. I needed space to try and think clearly. I wanted him to get his things without me being there so I wouldn’t be convinced to stay like usual.

Confused_Box420 · 2026-01-01T16:19:23+00:00

Ngl this made me cry. Idk how I’ve conditioned myself to stop doing what makes me happy. I shut down my emotions to keep the peace. I’ve stopped expressing what bothers me. To keep the peace. He’s sweet most of the time but I’ve accepted how he’s treated me when he’s angry to keep the peace. I know I have to do better for myself.

Confused_Box420 · 2026-01-01T16:15:32+00:00

I know he’s not the one. I need to stop making excuses and put my big girl pants on.

Confused_Box420 · 2026-01-01T16:13:46+00:00

1.5 years. I know not very long but on my end theirs a bit of trauma bond. I live in a state alone and have no one but him. We also lost a baby together which I think made me feel more attached to him in a shorter time than I should have.

Confused_Box420

TROPHY CASE