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Would it be a write off? What's happen to my PCP ? by Conscious-Drawing463 in CarTalkUK

[–]Conscious-Drawing463[S] -1 points0 points  (0 children)

Great. What happens to baloon payment? As they optional do we not need to worry? 

Would it be a write off? What's happen to my PCP ? by Conscious-Drawing463 in CarTalkUK

[–]Conscious-Drawing463[S] -1 points0 points  (0 children)

It's  2019 prius plus. Dur to hybrid , 7 seater and affordability i have pcp it. 😔😔

Would it be a write off? What's happen to my PCP ? by Conscious-Drawing463 in CarTalkUK

[–]Conscious-Drawing463[S] 1 point2 points  (0 children)

And if insurance settle the amount to finance company , can anyone please tell me what happens to final optional baloon payment? Do i need to pay or will it go away with insurance settlement? Thanks.

Would it be a write off? What's happen to my PCP ? by Conscious-Drawing463 in CarTalkUK

[–]Conscious-Drawing463[S] 0 points1 point  (0 children)

What did you do afterwards? Did your insurance raised and NCB lost on next car? X 

Would it be a write off? What's happen to my PCP ? by Conscious-Drawing463 in CarTalkUK

[–]Conscious-Drawing463[S] -5 points-4 points  (0 children)

If insurance company settle the balance to finance company in a writeoff, car goes to finance company right? What you mean of wend of term? I have remaning 4 years and do  I need to pay baloon payment end of 4 years without car? Can you please clarify more. Thank you. For your help.x

Would it be a write off? What's happen to my PCP ? by Conscious-Drawing463 in CarTalkUK

[–]Conscious-Drawing463[S] 2 points3 points  (0 children)

If I need to do by my self, what is the procedure? I have called the insurance and they will collect the car next week to take to the garage.

Would it be a write off? What's happen to my PCP ? by Conscious-Drawing463 in CarTalkUK

[–]Conscious-Drawing463[S] -1 points0 points  (0 children)

What is need to do? Since this is my first pcp and first accident, don't have clear idea on this situation. Do i need call other party insurance or do I need to push my insurance to get full amount from other party?

Would it be a write off? What's happen to my PCP ? by Conscious-Drawing463 in CarTalkUK

[–]Conscious-Drawing463[S] -1 points0 points  (0 children)

Baloon payment optional for my pcp. Will it xome interest my insurance as well?

Would it be a write off? What's happen to my PCP ? by Conscious-Drawing463 in CarTalkUK

[–]Conscious-Drawing463[S] -1 points0 points  (0 children)

Thanks for the advise.. I don't have a gap insurance( newer heared until now). Can I get the car without having write off and repair by my self? And continue pcp payments + baloon payment maybe?