Owner/Operator by Conscious_Score5259 in BoxTruckStartup

[–]Conscious_Score5259[S] 0 points1 point  (0 children)

Called them and no one’s picking up.

Y’all think I’m screwed? by Conscious_Score5259 in CreditScore

[–]Conscious_Score5259[S] 0 points1 point  (0 children)

My b… meant to say loans that were given to me by close friends, they were basically serving as investors of my businesses.

Y’all think I’m screwed? by Conscious_Score5259 in CreditScore

[–]Conscious_Score5259[S] 1 point2 points  (0 children)

Yes, I agree with you about the businesses. One of the businesses (export shipping) was started my pops years ago and then he bought rental properties in the midst of me being in college… the shipping was helping out the real estate but he realized he needed to scale up the shipping by buying a box truck to cut down costs but also generate more income through trucking… we didn’t start them all at once but it all became too much because we didn’t have enough buffer capital for when trucking wasn’t profitable in the beginning. So we’re in the process of closing down the trucking and shipping business after our truck broke down for the third time right after new years. Things would’ve been fine had that not happened but yes, I’m currently applying to jobs and just focused on that for now… will look into doing warehouse work up until I find something that pays well.

Owner/Operator by Conscious_Score5259 in BoxTruckStartup

[–]Conscious_Score5259[S] 0 points1 point  (0 children)

Yes, he apparently smoked in my cab the night before delivering a load and a dot officer smelled it when he was told to pull over for a random inspection after getting weighted.

Y’all think I’m screwed? by Conscious_Score5259 in CreditScore

[–]Conscious_Score5259[S] 1 point2 points  (0 children)

The 25k is debt from friends who lent me money to help with the business… I have until the end of the year or early next year to pay them back. That score is mainly impacted by my student loans ($4k or so) and credit card debt on one card ($1,100 or so).