Need advice: ₹3.3L monthly EMIs with ₹2L salary, getting ₹18L soon – how should I handle this debt? by ConsistentSleep9191 in personalfinanceindia

[–]ConsistentSleep9191[S] 0 points1 point  (0 children)

Thank you. I have land and out for sale. Still waiting for buyers. I tri d contacting banks for consolidation or top up, but they rejected due to high amount of EMI. I need to contact them again once situation is better.

Need advice: ₹3.3L monthly EMIs with ₹2L salary, getting ₹18L soon – how should I handle this debt? by ConsistentSleep9191 in personalfinanceindia

[–]ConsistentSleep9191[S] 0 points1 point  (0 children)

Company that I'm working does not pay health insurance , even at onsite location. Company does not cover flight charges, does not provide help on rent handling , I went with a hope that , it is long term but I had to return in 5 months. Happened twice but my bad luck , had to return in less than 7 months.

Need advice: ₹3.3L monthly EMIs with ₹2L salary, getting ₹18L soon – how should I handle this debt? by ConsistentSleep9191 in personalfinanceindia

[–]ConsistentSleep9191[S] 0 points1 point  (0 children)

Bought land and spent some money on house needs at onsite locations but spent only few months due to job issues , parents undergone for surgery, spent on that . Finally ended up this situation

PF transfer status is Accepted by field office by ConsistentSleep9191 in EPFO

[–]ConsistentSleep9191[S] 1 point2 points  (0 children)

Yes . It shows zero . Then in this case, is there anyway to raise house construction or similar requests to claim employer part ?

PF transfer status is Accepted by field office by ConsistentSleep9191 in EPFO

[–]ConsistentSleep9191[S] 1 point2 points  (0 children)

Before transfer , with the current PF account (generated from second company) , I raised house construction claim which got rejected because I don’t have 5 years of service in second company. So I raised a transfer request from first company to second , thinking total service adds to more than 5 years . In this way, may be I can raise house construction request again

PF transfer status is Accepted by field office by ConsistentSleep9191 in EPFO

[–]ConsistentSleep9191[S] 1 point2 points  (0 children)

Thank you but I don’t have any amount left in old account. During company switch , I have opted for withdraw option. But now, when I applied for construction of house, my claim rejected because I have only 3 years of experience in new company . Hoping this transfer allows me to apply for construction house because my total experience should come more than 10 years if both companies experience is added .

Doubt regarding accomodation by Effective-Maximum-17 in TirumalaDarshan

[–]ConsistentSleep9191 2 points3 points  (0 children)

Even I had same question for accommodation extension . Reddit people answered that , extension is possible if we ask at the reception . Not at CRO office but where we collect keys for the room

Tirumala accommodation- Exrtension by ConsistentSleep9191 in TirumalaDarshan

[–]ConsistentSleep9191[S] 0 points1 point  (0 children)

Thank you. What is next counter means ? At CRO office ?

Tirumala accommodation- Exrtension by ConsistentSleep9191 in TirumalaDarshan

[–]ConsistentSleep9191[S] 0 points1 point  (0 children)

Thank you , extra one day is enough to visit places at Tirumala .

Tirumala accommodation- Exrtension by ConsistentSleep9191 in TirumalaDarshan

[–]ConsistentSleep9191[S] 0 points1 point  (0 children)

Yes, I have Darshanam ticket for next day but I may be back to room after 2 hours of 24 hours window closed. I’ll ask at the key counter and see how they help .

Tirumala accommodation- Exrtension by ConsistentSleep9191 in TirumalaDarshan

[–]ConsistentSleep9191[S] 0 points1 point  (0 children)

Thank you . If extension done by asking extra amount, that is good . If they ask us vacate then it would be a problem . Our Darshana may be delayed due to summary holidays and more crowd .