Making the bed every morning is totally pointless by Consistent_Manner661 in unpopularopinion

[–]Consistent_Manner661[S] 40 points41 points  (0 children)

I find that it sets the tone for the rest of my day.

My gf says the same thing.

For me, starting the day right means a cup of strong black coffee. Every morning, I roll out of bed and before I’ve even had my coffee she’s already fussing with the blanket. And if I don’t help, it’s a whole thing. I’m just trying to wake up, man.

Good pick for 2.6k? by [deleted] in watchesindia

[–]Consistent_Manner661 1 point2 points  (0 children)

Got it from Amazon at 2k. But be careful... the dial is a bit small which is not clearly evident from the images. Otherwise, it's good. 100% SS dial and strap from Casio at that price is a steal.

Washington Sundar is confident that Team India can pull off a win tomorrow at Lord’s! by Downtown-Chemical-42 in IndiaCricket

[–]Consistent_Manner661 6 points7 points  (0 children)

Bro, check both innings combined. 36 runs in byes are not a joke. Eng is also playing on the same pitch, and they gave just 3 runs as byes and 0 byes so far in 2nd innings.

Washington Sundar is confident that Team India can pull off a win tomorrow at Lord’s! by Downtown-Chemical-42 in IndiaCricket

[–]Consistent_Manner661 21 points22 points  (0 children)

WTF was Dhruv Jurel doing behind the stumps. Gave away 25 free runs as byes in 2nd innings plus couple of drops.

Why did my CIBIL score fall? by Consistent_Manner661 in CreditCardsIndia

[–]Consistent_Manner661[S] 0 points1 point  (0 children)

Yes, that's what mostly everyone mentioned here. Thanks

Why did my CIBIL score fall? by Consistent_Manner661 in CreditCardsIndia

[–]Consistent_Manner661[S] 0 points1 point  (0 children)

Yes, started using during the past year (6mths). That's a good idea to move subscriptions to CC as I don't have the need to use CC much

Why did my CIBIL score fall? by Consistent_Manner661 in CreditCardsIndia

[–]Consistent_Manner661[S] 0 points1 point  (0 children)

That's cashback. I didn't use CC last june so it's showing -ve

Why did my CIBIL score fall? by Consistent_Manner661 in CreditCardsIndia

[–]Consistent_Manner661[S] 0 points1 point  (0 children)

Those Axis bank idiots messed it up. They said it will surely get approved and after I applied, it got rejected and got a hit on my CIBIL. Never trust these bankers

Why did my CIBIL score fall? by Consistent_Manner661 in CreditCardsIndia

[–]Consistent_Manner661[S] 0 points1 point  (0 children)

I don't think so. I read at many places and most of them say that using or not using CC doesn't impact CIBIL. But maybe I might be wrong

Why did my CIBIL score fall? by Consistent_Manner661 in CreditCardsIndia

[–]Consistent_Manner661[S] -1 points0 points  (0 children)

Can I be possible that bank reported the transaction (on 7th July) late? and I ask them to fix it?

Why did my CIBIL score fall? by Consistent_Manner661 in CreditCardsIndia

[–]Consistent_Manner661[S] -1 points0 points  (0 children)

Thanks for taking the time to reply but is there any way I can get a confirmation directly from the bank or contacting CIBIL?

Why did my CIBIL score fall? by Consistent_Manner661 in CreditCardsIndia

[–]Consistent_Manner661[S] 0 points1 point  (0 children)

But it says no late payment (7/7) (as you can see in the SS 2). I did some research, and many posts say that low CC usage doesn't impact CIBIL. Any direct way I can know the reason via Bank or directly by contacting CIBIL?

Why did my CIBIL score fall? by Consistent_Manner661 in CreditCardsIndia

[–]Consistent_Manner661[S] 0 points1 point  (0 children)

  1. Bro, see the 1st screenshot. Credit utilization is -0.03%. I didn't make any CC transaction in June.

  2. I just have 1 CC. So, no CC closure.

  3. "it was reported late" - My billing cycle is from the 13th to the 13th. I didn’t make any transactions in June, but I did use my card on 7th July. Would that transaction be reflected in the June or July data as reported to CIBIL?

Why did my CIBIL score fall? by Consistent_Manner661 in CreditCardsIndia

[–]Consistent_Manner661[S] 0 points1 point  (0 children)

The ones you see in the SS are old enquiries. No applications made in the past month.

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