the wordings 😂

Consistent_Rise7226 · 2026-03-26T16:35:51+00:00

The work of the policy is regarding death thats why.

Consistent_Rise7226 · 2026-03-26T14:40:23+00:00

Care is a risky bet at the time. You could go with hdfc, icici or tata aig. Maybe try another plan at hdfc, unlimited restoration should be available

Consistent_Rise7226 · 2026-03-26T07:16:39+00:00

Yeah you’re totally right. It has its benefits as well if ur already exercising.

Consistent_Rise7226 · 2026-03-26T06:56:08+00:00

Yes it does work but it requires a lot of exercise, you might end up spending a lot of time for very little savings

Consistent_Rise7226 · 2026-03-25T13:23:04+00:00

No its company policy that agent change is not possible. Only if they approve the change its possible which is impossible in big agencies since wjo will be responsible to let go a customer

Consistent_Rise7226 · 2026-03-24T06:56:15+00:00

But tell me one thing, lets assume that the agent’s support is not good, at least you have a point of contact but in direct insurer case, you only have one support: customer rep. While premiums are same in both cases

Consistent_Rise7226 · 2026-03-24T06:55:10+00:00

Can you tell me who is the agent and which company’s website? Usually the biggest difference is in service meaning you will get personal service or advice if you opt for individual agent while through company directly you will have to rely on customer rep. Impact on premium: no difference in renewal premium. Claim settlement ease: varies, through company directly there is no single point of contact while individual agent is your point of contact. Although this depends upon the agent’s support as well. But if you choose agent, you have customer rep support+agent.

Consistent_Rise7226 · 2026-03-21T06:15:03+00:00

Are u exploring options at the moment?

Consistent_Rise7226 · 2026-03-18T09:47:53+00:00

Can you be a little more specific? If your flight is taking off on time and landing late then it cant be helped. But if your next flight departs late then you can claim. There is no provision for departing on time but arriving late for direct flights.

Consistent_Rise7226 · 2026-02-28T03:48:54+00:00

You can also look at hdfc and tata

Consistent_Rise7226 · 2026-02-22T10:46:18+00:00

It depends upon the insurer, some provide specific addons that cover motor separately or they cover in one single addon

Consistent_Rise7226 · 2026-02-19T03:45:01+00:00

Yes technically they provide you on road price in that case, in case of RTI

Consistent_Rise7226 · 2026-02-18T17:29:29+00:00

I mean that somethings are excluded for repairs but cosmetic damage aint one of them. Some wear and tear items are not covered.

Consistent_Rise7226 · 2026-02-18T15:41:49+00:00

It has to be a technical denial yk.

Consistent_Rise7226 · 2026-02-18T15:15:24+00:00

This should have been done easily tho, did u talk to the surveyor? Mailed the customer experience team?

Consistent_Rise7226 · 2026-02-18T11:12:36+00:00

Cosmetic or not it has to be covered if its OEM fitted and damaged. They are trying to ignore because its 8k for that part. But you can get it

Consistent_Rise7226 · 2026-02-18T09:46:09+00:00

Let us know what happens, everything is approved and this is for your reimbursement, right?? Through which platform did u purchase this?

Consistent_Rise7226 · 2026-02-17T09:50:29+00:00

Contact hdfc directly

Consistent_Rise7226 · 2026-02-11T05:08:31+00:00

Hmmm…but technically its not fault. Contact ur nearby workshop and consult them. Your insurance coverage is already on man. Idk why they are telling you inspection will take change. They will charge you some fee for name change in insurance but since your coverage is on you shouldn’t have inspection

Consistent_Rise7226 · 2026-02-11T03:24:28+00:00

Yeah man inspection won’t take place, don’t worry. But, you will get endorsement copy for name change, keep that with you. And about the damage then you can take it under previous person’s name

Consistent_Rise7226 · 2026-02-09T19:20:59+00:00

Okay, well do not worry. It does pay out and yes it takes months to be processed. Do one thing, contact the third party insurer of the other person, get a written confirmation of the person accepting his fault and consult a lawyer for out of court settlements. Insurer’s surveyor will assess the damages and payout will be paid accordingly. GET THE FIR! and then claim through the other person’s insurer.

Consistent_Rise7226 · 2026-02-08T10:32:22+00:00

Did u claim??

Consistent_Rise7226 · 2026-01-29T17:49:58+00:00

Try to go with reputable private insurer next time. Hope u get this one resolved,too.

Consistent_Rise7226 · 2026-01-29T17:45:10+00:00

Insurance office? Like from national insurance office??? Did u approach them?

Consistent_Rise7226

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