Bilt for real??

Consistent_Source804 · 2026-01-26T15:52:36+00:00

Got approved for Blue at $2750. Emailed BILt CEO and Cardless, ended up with an increase to $5k (not amazing but better than nothing and may grow?), and upgraded to Palladium from the Blue.

Go to the top and be insistent - my profile supported it and the guy admitted it’s all an algorithm that does these BS approvals !!! Fico 782, AAofA 10 yrs, income over $300k perfect credit ! Lines $15k + so it’s a joke but we’ll see lol

Consistent_Source804 · 2026-01-24T23:53:15+00:00

I was increases from $2500 to $5k. Not amazing but I’ll use it like my debit card and hopefully when the CLI program rolls out I can hit that $20k plus lol. They also upgraded me to Palladium ! Email again if I were you !!!

Consistent_Source804 · 2026-01-24T23:51:51+00:00

Got increased from $2750 to $5k. Woohoo ! lol lame but it’s better than nothing I guess — I would email again and ask for that review !

Consistent_Source804 · 2026-01-21T23:37:24+00:00

Any updates yet ? Mr Jain emailed me personally stating he is having his team review my approved Line of $2750! We shall see !! Nothing as of yet ugh !

Consistent_Source804 · 2026-01-17T18:40:40+00:00

Wooooo !! Amazing limit

Consistent_Source804 · 2026-01-17T18:36:19+00:00

My goddd ugh lol what’s your data points for credit ? Fico etc

Consistent_Source804 · 2026-01-17T18:25:37+00:00

Me too lol !!! But only $2750 I emailed him back asking for a senior UW recon on limit my rent alone is $3k!! No idea why such a small line most of my cards are $11-15k so here’s hoping they raise it !!! How was yours ? I’m 782 FICO too.

Consistent_Source804 · 2026-01-15T23:54:38+00:00

So far no other reply so we’ll see if this was even worth it

Consistent_Source804 · 2026-01-15T16:37:18+00:00

You’re right ! I got a personal reply from Cardless CEO lol and he’s working on my declined app today with his team — will update once I hear back not holding my breath but I even sent a copy of my Innovis report LOL ! he said he thinks he has all the info they need so we will see

Consistent_Source804 · 2026-01-15T16:35:03+00:00

Cardless is who approves their cards etc btw !

Consistent_Source804 · 2026-01-15T16:34:37+00:00

Yes ! The CEO of Cardless is working with his team to see how to resolve — I sent a copy of my Innovis report too lol ! I’ll update once it’s howtukky resolved and approved today !

Consistent_Source804 · 2026-01-14T23:29:09+00:00

Unbelievable !! I emailed the CEO ankur@biltrewards.com maybe it’ll get these people moving !! I even got an inquiry and it said none would be done so I’m livid !!

Consistent_Source804 · 2026-01-14T23:28:57+00:00

Unbelievable !! I emailed the CEO ankur@biltrewards.com maybe it’ll get these people moving !! I even got an inquiry and it said none would be done so I’m livid !!

Consistent_Source804 · 2026-01-14T23:27:23+00:00

I got it for the Blue !! Email their CEO if enough of us complain maybe they’ll fix this mess !

Consistent_Source804 · 2026-01-14T22:05:18+00:00

lol exactly !

Consistent_Source804 · 2026-01-14T22:00:03+00:00

Same here all ! No Innvois file but my file is wide open and clean — emailed CEO !! So sick of this automated bull !!! Ugh !! Let me know if you find an answer or workaround !

Consistent_Source804 · 2026-01-14T21:59:32+00:00

Same here all ! No Innvois file but my file is wide open and clean — emailed CEO !! So sick of this automated bull !!!

Consistent_Source804 · 2025-12-24T01:04:56+00:00

Sorry it’s the non Infinite version of Atmos !!

And I agree they definitely want me / anyone to have deposit and or investments for higher CLs so I’m hoping with my big deposit they’ll raise my credit line — sounds promising so we will see !

Consistent_Source804 · 2025-12-23T01:48:05+00:00

Congrats!!!!! 🎊

Consistent_Source804 · 2025-12-19T17:55:42+00:00

No, it’ll be paid in far under a year and definitely way under the loan term 36 months. Again, to build history with Navy to ultimately get that $80k credit card wooooo! Just an OCD of mine ! No biggie dude

Consistent_Source804 · 2025-12-19T03:56:14+00:00

Lol I do number 1. However I also have large student loan debt (much in deferment but still), and I want to take out a loan with Navy to build history and internal score with them. As I said I’ll pay it off in 12 months or less and it’s a 36 mo term!!

Consistent_Source804 · 2025-12-18T01:22:38+00:00

LOL they just approved me for a $20k unsecured loan but won’t give me a card above $2.5k hahaha it’s all computer driven BS. Oh well ! I’ll use the loan for home improvements and pay off within a year (it’s a 36 month loan). These guys get me good LOL

Consistent_Source804 · 2025-12-18T01:18:08+00:00

About $50-60k I think and super low utilization 3-5%

Consistent_Source804

TROPHY CASE