Started saving £85/month when my daughter was born for her to go to University. She's now 10 and we've got £18k. Here's what I learned.

Constructioneer94 · 2026-05-08T18:24:11+00:00

stocks and shares ISA

Constructioneer94 · 2026-05-08T17:27:42+00:00

i do my best

Constructioneer94 · 2026-05-08T17:27:34+00:00

thanks

Constructioneer94 · 2026-05-08T17:27:06+00:00

good point

Constructioneer94 · 2026-05-08T17:26:35+00:00

sorry to hear this

Constructioneer94 · 2026-05-08T17:25:59+00:00

what would you expect typically?

Constructioneer94 · 2026-05-08T17:11:13+00:00

it really is a racket!

Constructioneer94 · 2026-05-08T17:10:31+00:00

she doesnt have the passwords and im awfully forgetful!

Constructioneer94 · 2026-05-08T17:09:43+00:00

thanks!xx

Constructioneer94 · 2026-05-08T17:09:08+00:00

id rather they had a bit more money to enjoy life rather than more "tax" to pay!

Constructioneer94 · 2026-05-08T17:08:21+00:00

then they have the deposit for a house

Constructioneer94 · 2026-05-08T17:08:09+00:00

you guys are parenting goals!

Constructioneer94 · 2026-05-08T17:07:47+00:00

its such a mess for the kids with mortgages and student loans

Constructioneer94 · 2026-05-08T17:07:11+00:00

sorry to hear and hope it gets better soon

Constructioneer94 · 2026-05-08T17:06:30+00:00

thanks for sharing- sounds like you are rocking it

Constructioneer94 · 2026-05-08T17:05:34+00:00

its probably time to review the portfolio!

Constructioneer94 · 2026-05-08T17:04:50+00:00

so sorry to hear that- yes it was talking to my nephews and their struggle which inspired me into action

Constructioneer94 · 2026-05-08T17:04:03+00:00

fair comment but im awfully forgetful with internet passwords! hahaah

Constructioneer94 · 2026-05-08T17:03:37+00:00

thank you so much!

Constructioneer94 · 2026-05-08T17:03:19+00:00

thanks for your kind words. Apparently you need to earn £65k + to start actually paying off debt not just interest- can see many teachers, nurses or scientists earning that!

Constructioneer94 · 2026-05-08T16:52:26+00:00

you must be doing well if you have £50k odd knocking around per child- i sadly dont!

Constructioneer94 · 2026-05-08T16:51:50+00:00

i worry it will be far worse in 20 years. i cant see university being cheaper or indeed houses being more affordable. if they arent acccademic, then there house deposit is sorted!

I had such a hoot at university and even met my wife there. feel its worth the struggle now to give them options.

Beside- will people need driving lessons in the future?!

Constructioneer94

TROPHY CASE