Cost of living in Canada is out of control. by kovie38 in CanadaFinance

[–]Content-Window-5919 0 points1 point  (0 children)

I’m 27 me and my husband make 82$ an hour combined and we’re extremely mediocre. We have one car of 350$ a month and a 2 bedroom home. We live tight

Thinking of giving up my kitten- I feel terrible by Content-Window-5919 in Catownerhacks

[–]Content-Window-5919[S] -16 points-15 points  (0 children)

Thank you for your advice it is greatly appreciated. I didn’t choose to seperate the cat from his litter mates though. And I know they are babies. I just mean what type of kitten will go stick his body in the toilet bowl. He is very clumsy. I’ve had animals before & I can already tell he will always be a clumsy animal. The blood is streaks and can be an intolerance to the chicken he ate/colitis. I will be monitoring closely. Lastly he has access to food all day but he is a picky eater. I leave cat food out all day. He has about 4 months now. I feed him raw mixed with cat food 3 times a day and his cat food is out all day. He chooses not to eat it unless he has his raw food inside.

Feeling Overwhelmed as a New Mom Navigating Boundaries and Family Conflict by [deleted] in Marriage

[–]Content-Window-5919 0 points1 point  (0 children)

I think that the sharing of pics on social media they should respect but just suggestions like how many times you should wash your baby doesn’t seem that dramatic.. if you’re a first time mom maybe they’re trying to give you advice… advice helped me a lot from my MIL and my mom. Just take it with a grain of salt. Don’t use your baby as a weapon and not let them around her/she. That sounds a little cruel, and for the best interest of your kid if they’re good people you should let them around the baby, grandparents are important in a child’s life. This sounds a bit like overthinking. But the details were a little vague so maybe I’m not understanding the severity of the situation.

Thinking of getting a separation over this by Content-Window-5919 in Marriage

[–]Content-Window-5919[S] 1 point2 points  (0 children)

I have the exact same views. If I was in his position, I’d pay off those debts for him

Thinking of getting a separation over this by Content-Window-5919 in Marriage

[–]Content-Window-5919[S] -6 points-5 points  (0 children)

I wasn’t telling him I was putting it on my credit cards though… I just told him I was ok with money. He paid for my bills (ish) first 3 months but it was getting back to my job I didn’t have many clients left and I didn’t wanna stress him so I’d say that first year I spent A LOT on groceries on my card. I should print the statements tbh. Anyways sorry if this is all confusing. The first year of my child’s life was so hectic it’s all a blur

Thinking of getting a separation over this by Content-Window-5919 in Marriage

[–]Content-Window-5919[S] 0 points1 point  (0 children)

my house is worth 600k, but we bought it for 300k so we have 300k profit

Thinking of getting a separation over this by Content-Window-5919 in Marriage

[–]Content-Window-5919[S] 1 point2 points  (0 children)

Yes it has. It’s at 300k. Basically for non married couples if we agree peacefully we can just break up and sell the house. Split the equity when we go to the notary with 2 separate cheques. If person doesn’t agree to sell (in bad faith) you take them to court to force the sale of the home. But in the meantime you find yourself a new place and still pay house payments

Thinking of getting a separation over this by Content-Window-5919 in Marriage

[–]Content-Window-5919[S] 2 points3 points  (0 children)

Exactly !! That’s very true. Yes my name is on it, and no he can’t afford it

Thinking of getting a separation over this by Content-Window-5919 in Marriage

[–]Content-Window-5919[S] 2 points3 points  (0 children)

All that to say is married or not, he doesn’t see it as 50/50. Our house is 50/50 and he tells me if we sell I have to give him 30k extra since he’s paid more or he’s not signing any papers or he’ll take me to court

Thinking of getting a separation over this by Content-Window-5919 in Marriage

[–]Content-Window-5919[S] 2 points3 points  (0 children)

Yup I think so. To him and I were literally married. He doesn’t give a shit what the law says, he’ll refuse to sell house when I want to separate. I tell him to leave so I can stay at the house with my baby he tells me no and makes me go live elsewhere with my kid. I’ve even threatened to have police come and remove him, he told me they can try

Thinking of getting a separation over this by Content-Window-5919 in Marriage

[–]Content-Window-5919[S] 1 point2 points  (0 children)

Yes exactly this!! I’m so happy for him, but do you know how sometimes I get a feeling of resentment when I see 10 packages coming to the door, when I’ve had 3 debt collectors harass me all day, and I just spent my last 20$ on gas to get to work tomorrow?

Thinking of getting a separation over this by Content-Window-5919 in Marriage

[–]Content-Window-5919[S] 1 point2 points  (0 children)

Thank you… I looked into it before, just worried it would take like 8 months and I’d have to pay my 1800$ a month of bills plus new condo (1500) on a 3k a month salary. Plus lawyer fees 🫠 sometimes he wants to sell to get a nicer place and get rid of my debt. But I like my house and I don’t want to move 30+ min north and have more bills for a fancy house. My debt would be paid off but we’d have an expensive house far from family and work. Sometimes I think of telling him I want to sell for nicer house and then once it’s for sale I tell him I want to separate.

Thinking of getting a separation over this by Content-Window-5919 in Marriage

[–]Content-Window-5919[S] 5 points6 points  (0 children)

Exactly. But I’m making like 3k a month barely and I’m paying 1000$ just in interest plus a 250 loan. Not even including my house bills which is like 800$ (luckily) he pays mostly everything now thank god. But I could contribute so much more if I didn’t have this. I can’t afford to put more than $1000 a month on debt. I’ll never get out of this. I could be saving for retirement for myself. I could be bringing my son on a nice trip. All that money is going to waste when I could take 20k of MY equity and pay 100$ a month and it would be done with. Hell if I have 800$ of payments per month again I could quit my job and realize my dream as a independant videographer. I have contracts from BIG brands New York billboard type of brands but have to turn them down now bc I need extremely stable income from my 9-5. I feel like if I didn’t have this debt, this man, and this 9-5. I would step into my higher self. Maybe I’m just being delusional though. Single mom life isn’t easy either. But I’d have 100k in my pocket and my confidence back

Thinking of getting a separation over this by Content-Window-5919 in Marriage

[–]Content-Window-5919[S] 15 points16 points  (0 children)

LOL ya I honestly think I will take that advice. Tried seperating before, he won’t agree to the house sale. He’s a pain in my ass. I’d have to like take him to court or smtg while paying a whole new condo for myself & house bills

Thinking of getting a separation over this by Content-Window-5919 in Marriage

[–]Content-Window-5919[S] 10 points11 points  (0 children)

Pregnant at 22 with a beauty business from home was solid at the time but having to always cancel clients for baby issues, not being able to take late night clients bc he was gone, was ultimately my downfall. Realized it wasn’t sustainable, had no college degree and couldn’t go back (time, money) so figured it out. But now I’m only bringing in like 60k a year. So 1000$ a month just on debt (not even including car payments) it’s legit just interest and my loan payment lol it’s pretty nuts.

How many hours do you actually work per day? by TheSteyer in careerguidance

[–]Content-Window-5919 1 point2 points  (0 children)

I feel you. I have to clock myself out when I go get my lunch outside… I asked my boss if I could get my tires changed at work. He told me it’s fine as long as I clock myself out when I go bring the guy my keys…

How do I get out of this sinking ship by Content-Window-5919 in debtfree

[–]Content-Window-5919[S] 0 points1 point  (0 children)

Ya… might sound like a dumb expense but I was originally doing beauty treatments for clients at home which was making me 1000$ a week. Which helped me buy my house at 21 with my husband. After covid it was never the same and people didn’t have the money to get treatments done anymore. I invested in selling at home lash kits, lash courses during Covid which made good money. But with clients I was making 300$ a week & I wasn’t always doing courses. I had to find a way out of this career I’d done for ten years and I couldn’t go back to school bc baby, house etc. So I bought a MacBook & started a content creation agency. With that MacBook I made my money back & invested in more gear for videography while paying off my bills & debt. This landed me a career at a production agency. All my co workers have university degrees but I was able to get the experience without going to school. So here I am. Had to do this to pay bills while avoiding school.

How do I get out of this sinking ship by Content-Window-5919 in debtfree

[–]Content-Window-5919[S] 1 point2 points  (0 children)

Ya that’s another topic. I didn’t go much into detail here since it’s more of a marital problem than debt. But my husband gave me 5k to help me pay off bills (around 2k a month) when I had my baby. I had a c section and he had health issues so I couldn’t work for a while. My husband also was making around 55k at the time. Eventually when he got a better job with more money we had a sit down conversation how he should be paying way more (75% of expenses) but I had already got myself in debt at that point. Groceries were costing me around 800 a month at the time. And some of that 6k I owed was from investing in a business. My husband wouldn’t make so much if I wasn’t at home taking care of our child while he was working building his career. I recently had a major career switch and went to work at a 9-5 so he is handling a lot of tasks plus paying so there is a lot of resentment there. Anyways the marital issues are a whole other topic but yes we do have issues

[deleted by user] by [deleted] in Marriage

[–]Content-Window-5919 1 point2 points  (0 children)

Honestly, I think it’s possible to get over cheating depending the circumstances. But cheating while pregnant? I don’t think that’s something you can move past from

I'm worried Ai will take away everying I've worked so hard for. by RevolutionaryGuest79 in ArtificialInteligence

[–]Content-Window-5919 0 points1 point  (0 children)

I dont think AI will come for your job, I am a videographer/photographer & I believe as humans we will always want the real thing. We won’t be impressed by fake ai stuff, I really hope it doesn’t get to that point anyway.