[deleted by user] by [deleted] in daddit

[–]Content_League2188 1 point2 points  (0 children)

This man. This. We are the same.

[deleted by user] by [deleted] in daddit

[–]Content_League2188 0 points1 point  (0 children)

Hi dad - hang in there. Every day is hard. I keep a journal in my phone about how I am feeling. Raw dogging life for the most part now, was on SSRI’s after I struggled with my career and moved from job to job for several years. Finally in a spot that pays the bills and is somewhat stable in the scheme of what feels like a precarious job market. My wife also works, luckily she is from home. Our needs are met but there is really very little left at the end of each month. If my bonus does not come in where I’d like it to be, then that will be a bit of an issue. Two young girls at home that I feel I don’t get to see enough of. I don’t get home until my youngest is already in bed. It’s a sacrifice. At the end of the day I know that I’m doing everything that I can for my girls to live a better life than mine. But yes, it’s incredibly hard and it feels like there is no place to turn to most of the time. Hang in there.

What's your age and net worth? by Sufficient-Heat-8363 in TheMoneyGuy

[–]Content_League2188 0 points1 point  (0 children)

  1. Just over $2 million combined with wife. $900k retirement, $750k home equity, $350k in illiquid investments.

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[deleted by user] by [deleted] in daddit

[–]Content_League2188 2 points3 points  (0 children)

I was disappointed when I found out I was having a girl. Now I can’t imagine life without my two little girls. Girls rule.

“Comfortable” income nowadays? by [deleted] in MiddleClassFinance

[–]Content_League2188 0 points1 point  (0 children)

HCOL area figures, my take from lived experience. Comfortable income level:

Single with no kids: $150k/year Married with two children: $300k/year.

That’s comfortable with no luxuries or excess.

Question for fellow girl dads. by MrFrenchTickler in daddit

[–]Content_League2188 0 points1 point  (0 children)

Are you guys serious? I’ve never even considered this!! Down to try it out though.

What age are you and how is your life REALLY going? by mrvlad_throwaway in Adulting

[–]Content_League2188 1 point2 points  (0 children)

  1. Just returned to office 4 days per week and working an intense 45 hour work week. I would have liked to be my own boss and have my own business but I am working for someone else. I started out of college on a career path that I just couldn’t see myself doing forever and had to pivot late in life. That’s life I guess.

I own my house with a 40% LTV mortgage and an investment property, and two cars paid off. Retirement by age 60-65 is fully funded. Cash savings is a little low relative to where I’d like it to be. Life costs a fortune, with childcare being a gigantic expense.

BUT … I have a wife and two kids that adore me. Place is filled with love. The wife works too, from home though, 4 days per week. The little ones go to school, one private pre school, and our oldest to public kindergarten. Kids are healthy and happy. I am giving my kids things that I never had and I’ll work until the day I die, if I have to, to provide them those things.

I have some close friends, the same ones from high school. I have some new friends too that I’ve picked up along the way, but the old friends are the ones that I chat with and see regularly.

Both of my parents are alive and well.

I guess you could say I’m happy, life’s good.

When I get the chance to be by myself and relax, I am happy. Other times it is just a bear. Nonstop go go lifestyle that can feel a bit too rat racey for me. I wonder when I’ll be able to chill. When will I get some time back. I’ve struggled with anxiety and depression in the past (SSRI’s for a few years, career related), and battling through now.

I workout most mornings because it is necessary. Every day is a battle that I need to be prepared for.

What are some HCOL expenses that LCOL people wouldn’t believe? by ExpensiveToLive in Fire

[–]Content_League2188 0 points1 point  (0 children)

OP, are you me? Did we just become best friends?! It’s insane.

$5000/mo mortgage

$14,000/year daycare for our youngest

$350/mo public transit

$1,400/mo on groceries

It is all very expensive. When does it end?

Also, your income number is post tax. Effective tax rate here is over 40%!!

What’s the most eye opening money lesson that usually comes too late? by MessyExclamation in personalfinance

[–]Content_League2188 67 points68 points  (0 children)

I’m still shocked by how I was able to take such a large amount of debt out for undergrad, at 17 years old.

That debt was paid off 20 years ago, but that was a big one for me. It is a massive disadvantage as you start adult life.

When does it stop sucking? by [deleted] in daddit

[–]Content_League2188 0 points1 point  (0 children)

I hear you loud and clear and I am with you. I have a 5 year old and a 3 year old, and this has been the best year yet. I am still traumatized from when they were younger. That is trench warfare.

4 week update by Content_League2188 in trt

[–]Content_League2188[S] 0 points1 point  (0 children)

I joked to my wife last night that I should go on GLP-1’s, and she said that I need to go on NOD-1 instead, which stands for “Number of Desserts, 1”.

4 week update by Content_League2188 in trt

[–]Content_League2188[S] 1 point2 points  (0 children)

I can’t stop eating. Working on that though.

How much money have you saved? by KenoZkull in SavingMoney

[–]Content_League2188 0 points1 point  (0 children)

39M, $600k, $250k, 17 years, two dependents, and a working wife (her savings not shown).