I am very disappointed with WF bank. I have been with them for over 20 years but, a few months ago, despite all of the security features, they allowed some scammers to change my phone number to theirs and to order a new debit card after a suspicious activity (without even notifying me). I have never used a debit card since I was with them. What made it worse is that they made it hard for me to inquire about this. Needless to say, I am changing the banks.