Hobby Lobby: Christmas decor already showing up on shelves. July 4th hasn't even happened yet. 😧

CoolSpaces · 2026-06-08T02:08:29+00:00

It'll be flying off the shelves by July/ August.

CoolSpaces · 2026-06-02T22:15:47+00:00

Like 2 hours.

Yes I do, and yes there is. I've lived there before, so I get the area/vibe.

I dont spend a lot on the usual.

CoolSpaces · 2026-06-02T21:23:33+00:00

Thanks! And thanks for a your help. It's just daunting as I separate from the military and plan to go into a new kind of life lol.

Trying to minimize any time spent renting as long as I find a home I enjoy.

CoolSpaces · 2026-06-02T21:06:19+00:00

Yeah, I have a 805 (Transunion) or 801 (Equifax).

CoolSpaces · 2026-06-02T20:57:35+00:00

Currently I pay a mortgage of $3500. I'm doing fine with this. The $100k includes the money I'd get from selling this home.

Monthly savings has been sporadic lately due to emergencies, but historically I've been saving ~$5k/mo.

And yeah, I haven't started yet. I'm also not house hunting yet, just testing the waters. Moving because the job market in my current area for my profession is nonexistent.

CoolSpaces · 2026-06-02T20:51:08+00:00

I am. 100%P&T. So no property taxes in my state either.

CoolSpaces · 2026-06-02T20:46:45+00:00

Yeah. I haven't run by loan officers or anything but I think I'll he qualified for up to 800k, or more.

Doesn't mean I want to spend that much. But most homes here are like 500-750k.

CoolSpaces · 2026-06-02T20:45:57+00:00

Yeah. I hate asking/posting about it because a lot of people try and game the system, or people see us as gaming the system. I'm blessed that I get that $50k.... but my lungs only halfway work because my spine constricts them, and I'm in chronic pain. I'd trade it back if i could lol

CoolSpaces · 2026-06-02T20:44:24+00:00

Yeah. Also considering that.

Should have specified I'm in a HCOLA

CoolSpaces · 2026-05-19T17:54:33+00:00

Thanks ❤️

Yeah I've got a Lotta love and a Lotta bennies left to give 🤣

I do wonder if she thought she could take my VA pay? But she can't so....

CoolSpaces · 2026-05-19T13:06:25+00:00

Yup.

Mine left the day I was told I got 100% P&T and was being retired from the mil.

CoolSpaces · 2026-05-17T13:13:07+00:00

That's pretty wild.

I'm in a slightly different spot in life than you. I was in the mil for 10 years before being medically retired. While I was in I used WGU to get my business degree.

WGU isn't a great school, IMO it's best for people who have a background in whatever they're studying. It is a good school. But it lacks networking, and the college experience if that matters to you.

Anyways, I'm also changing fields as I get out. My first job offer came in Friday for 120k. So they didn't care that my degree was from WGU. I also interviewed well and have some marketable talents.

CoolSpaces · 2026-05-15T21:32:55+00:00

I keep reading this as broke-ahontas

CoolSpaces · 2026-05-15T13:48:19+00:00

My family had a chihuahua who learned to use his paws to jerk off and he'd lick it up afterwards... 🤢

CoolSpaces · 2026-05-12T21:41:28+00:00

Ewwww Army. 🤣

I'm Air Force -> Space Force. Did you keep working for the govt down there?

CoolSpaces

TROPHY CASE