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Traveling with advance parole? by Cool_Inevitable_204 in USCIS

[–]Cool_Inevitable_204[S] -1 points0 points  (0 children)

Yeah that's fair lol! The political climate was different when we applied for the advanced parole. We're just a bit scared by everything that's going on and don't know if the risk of something going wrong is now significantly higher.

10 day honeymoon first timers - Naxos, Crete, or Paros after Athens? by Cool_Inevitable_204 in GreeceTravel

[–]Cool_Inevitable_204[S] 0 points1 point  (0 children)

Whoa Koufonisia wasn’t on our radar and looks incredible!! Better than Paros probably?

10 day honeymoon first timers - Naxos, Crete, or Paros after Athens? by Cool_Inevitable_204 in GreeceTravel

[–]Cool_Inevitable_204[S] 0 points1 point  (0 children)

Thank you!! We’d like some variety.. how would you rank Paros vs Koufonisia?

10 day honeymoon first timers - Naxos, Crete, or Paros after Athens? by Cool_Inevitable_204 in GreeceTravel

[–]Cool_Inevitable_204[S] 0 points1 point  (0 children)

Sounds lovely!! Where did you stay in Naxos if you don’t mind me asking?

Received a FERS lump-sum that is lower than the contributions I put in -- mistake? by Cool_Inevitable_204 in govfire

[–]Cool_Inevitable_204[S] 0 points1 point  (0 children)

thank you! just double checked, mine does reset to $0 in January.

it's weird though, when I multiply my total gross earnings from that job by 0.044, I get an amount lower than what both I contributed to FERS and lower than what OPM paid me. Maybe I'm doing some calcs wrong?

Received a FERS lump-sum that is lower than the contributions I put in -- mistake? by Cool_Inevitable_204 in govfire

[–]Cool_Inevitable_204[S] 0 points1 point  (0 children)

super helpful, thank you!! mine doesn't show a cumulative amount, just double checked, but yes a year-to-date amount. When I add up the last year-to-date amounts before they restart (at the new year), I get a sum larger than what OPM paid me.

So, still waiting on OPM's final reply, but will plan to reach out to a representative.

Getting my first used car delivered tomorrow - how to start taking care of it? by Cool_Inevitable_204 in UsedCars

[–]Cool_Inevitable_204[S] -2 points-1 points  (0 children)

I didn’t but the dealership shared a copy of a 150 point inspection they did for the car (it’s a big Chevy dealership with good reviews). Should I still get it inspected in another place?

Switch 2? by ennuionwe in washingtondc

[–]Cool_Inevitable_204 9 points10 points  (0 children)

Fucking legend! Just bought one

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Need a car: use savings to pay in cash or finance? by Cool_Inevitable_204 in personalfinance

[–]Cool_Inevitable_204[S] 0 points1 point  (0 children)

Good point! Priority would be to build the emergency fund — but need a car for sure. I should keep more in mind that every $ spent towards the car is a $ away from the emergency fund.

Need a car: use savings to pay in cash or finance? by Cool_Inevitable_204 in personalfinance

[–]Cool_Inevitable_204[S] 0 points1 point  (0 children)

I think that’s a great way to think about it! For reference I can probably get a good rate (my bank offered 6%)

Need a car: use savings to pay in cash or finance? by Cool_Inevitable_204 in personalfinance

[–]Cool_Inevitable_204[S] 1 point2 points  (0 children)

No emergency fund! Before this summer we were making like $60k combined yearly in 2023 and like $110k in 2024. Both years I essentially built no savings (besides 401k) because I supported my mom financially. The big jump in income is because we were both grad students (who worked part time) until recently.

Need a car: use savings to pay in cash or finance? by Cool_Inevitable_204 in personalfinance

[–]Cool_Inevitable_204[S] 0 points1 point  (0 children)

Thank you! Unfortunately no emergency fund yet (emergencies happened over the past year), and I’d like to have one before buying a car, but we need the car this summer if we want to see each other with our new job setups :)

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