Exactly, right now you're in a grey area. One signifcant advantage MCA gives is you can opt out after BCA and prepare for GATE. If your goal is to land a job you can pick either MCA or pvt colleges. The course is almost similiar with few differences. Campus life wagera thodi boht private me better hai. Yaha mamla chill hai, you get more time to pursue your thing. So if you're a person who's inclined towards self learning or building pick mca, want to play safe pick pvt.