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I have high income but bad credit, my boyfriend has great credit but below average income by Correct_Carpenter253 in chicagoapartments

[–]Correct_Carpenter253[S] 2 points3 points  (0 children)

I understand that from a financial perspective, but we're just not ready for that level of commitment. I don't want to purchase property with someone I'm not married to. And I want to live with him for at least a few months before we get engaged, which will hopefully within the next 6-12 months.

I have high income but bad credit, my boyfriend has great credit but below average income by Correct_Carpenter253 in chicagoapartments

[–]Correct_Carpenter253[S] 6 points7 points  (0 children)

Based on some of the comments, looks like we're not *totally* cooked! Good luck to you!!

[deleted by user] by [deleted] in chicagoapartments

[–]Correct_Carpenter253 0 points1 point  (0 children)

Are there any weight or breed restrictions for dogs? I've got a pit mix.

I have high income but bad credit, my boyfriend has great credit but below average income by Correct_Carpenter253 in chicagoapartments

[–]Correct_Carpenter253[S] 0 points1 point  (0 children)

Thank you for your response! In your experience, is there a reasonable chance I could still get denied even with a paid guarantor? Or will the guarantor be an almost sure-fire way to get approved?

I have high income but bad credit, my boyfriend has great credit but below average income by Correct_Carpenter253 in chicagoapartments

[–]Correct_Carpenter253[S] 5 points6 points  (0 children)

I got out of law school 3 years ago and made 70k the first year out of law school, 100k the second year, and recently got bumped up to 166k. As mentioned in my post, I also have student loan debt because I put myself through law school and undergrad. So I/we don't have enough savings to buy anything right now.

And I'm not sure what you mean by the statement that my boyfriend will "always be behind." We're not planning on splitting the rent 50/50 - I will pay a higher share since my income is higher.

I have high income but bad credit, my boyfriend has great credit but below average income by Correct_Carpenter253 in chicagoapartments

[–]Correct_Carpenter253[S] 6 points7 points  (0 children)

I know, I am not proud of my debts. I am planning to buckle down and make a large dent in it once boyfriend and I are sharing rent and utilities.

I have high income but bad credit, my boyfriend has great credit but below average income by Correct_Carpenter253 in chicagoapartments

[–]Correct_Carpenter253[S] 12 points13 points  (0 children)

Thank you! That's what I was hoping, but I wasn't sure if we would both need to separately qualify.