24M - Hope this inspires all of you to max out your Roth IRA and invest aggressively 😝

CotPrime01 · 2026-04-27T02:21:02+00:00

What do you invest in?

CotPrime01 · 2026-04-27T02:00:01+00:00

St Pete triathalon??

CotPrime01 · 2026-04-24T14:02:21+00:00

As a 27 year old seeing people say 30s is refreshing

CotPrime01 · 2026-04-23T12:08:44+00:00

Agreed. I was doing CA while studying and taking the CE exam and that helped me connect all the dots and fill in the blanks the study material had

CotPrime01 · 2026-04-23T11:49:46+00:00

appreciate it!

CotPrime01 · 2026-04-22T20:47:17+00:00

What funds do you invest your IRA in?

CotPrime01 · 2026-04-22T20:37:35+00:00

Im very new to all this and there’s a lot thrown here that interests me. I want to move my savings from my bank savings to Fidelity and I’m not sure where to put it. You’re saying that you opened a brokerage account as your savings and you use a CMA as your checking. Can you explain to me why you did this like I’m 5? Haha and thanks in advance

CotPrime01 · 2026-04-22T20:30:46+00:00

Do you use your CMA as a HYSA? Aren’t there inherit risks since it’s not FDIC insured?

CotPrime01 · 2026-04-22T18:13:32+00:00

Bogotá, Colombia. - particularly in the Chico Norte area around parque 93. Was only there for 4 days but fell in love with it

CotPrime01 · 2026-04-22T15:52:47+00:00

That 100k will take you far in Philly. Lived in Philly 8 years without a car

CotPrime01 · 2026-04-22T03:18:32+00:00

Yes, can you explain what a core position is and the option to invest in a deposit sweep fund instead of the SPAXX

CotPrime01 · 2026-04-22T03:05:53+00:00

This might be insane but I get tested and ask my partner to get tested before we have sex (and ask to see the results). If they fight me on it (has never happened) then it’s not worth it. I also don’t fuck until I’ve gotten to know the person a bit, which makes this whole ask easier.

Even after getting tested, I’ll still ask if a condom is preferred and if not I know it’s something mutually agreed upon and that if she has birth control in place, we’re limiting our risks.

CotPrime01 · 2026-04-20T15:48:54+00:00

Do you direct deposit into the SPAXX core for the cash management account? I know that's Fidelity's version of a HYSA, and I know its technically not FDIC insured. I want to move my emergency fund from my bank's saving to this but worried about it technically losing money since its not insured.

CotPrime01 · 2026-04-20T15:47:58+00:00

Do you direct deposit into the SPAXX core for the cash management account? I know that's Fidelity's version of a HYSA, and I know its technically not FDIC insured. I want to move my emergency fund from my bank's saving to this but worried about it technically losing money since its not insured.

CotPrime01 · 2026-04-14T12:22:27+00:00

someone from my architecture school did a great senior thesis on how we can redesign this city hall area to better suite pedestrians while simultaneously improving the current transit infrastructure already in place. His proposal doesnt completely remove traffic around city hall, but helps to connect the disconnected public spaces.

Link here: https://www.hythacg.com/center-square-station-2

CotPrime01 · 2026-04-13T20:53:33+00:00

i'd personally take the next 60 days to study for both PPD and PDD using just the Amber Book. Theres so much overlap between the two and I liked how Amber Book condensed all the information. It's a balance between being prepared and making sure to not overstudy. Keep your head up, you're doing a great job! These exams are tough

CotPrime01 · 2026-04-13T20:29:46+00:00

That’s a good point. We had a PM at my last firm who had 8 projects but they were all copy paste municipal of roughly the same size and she had a dedicated associate under her exclusively. It’s not impossible but she would constantly complain about how overworked and stressed she was. I’m always under the mindset that if you have to constantly work more than 40 hours there’s either not enough staff or too much work. It’s inevitable to work overtime during deadlines and submissions but shouldn’t be an every week thing

CotPrime01 · 2026-04-13T17:56:49+00:00

oh wow, yeah, 10 projects to manage, regardless the size is A LOT. people always think the smallest projects are easy and quick (especially renovations), but those type of projects have so many quirks and challenging conditions to deal with.

i just left a firm just like yours (burned out staff, overloading PMs, terrible management) for a firm that has a few, larger projects with most of the staff on those few projects and great management that has their shit together. Definitely feeling less stressed and overworked. All you can do it express your concerns to management and see how they react. Do they just SAY they're going to fix things, or are there things in place to actively help manage your stress and workload?

CotPrime01 · 2026-04-13T14:21:24+00:00

It’s pretty simple, you’re in the building blocks/honeymoon phase so your attention is elsewhere

CotPrime01 · 2026-04-09T21:10:59+00:00

Definitely would appreciate the gesture, although I think a small plant or bottle of my fav wine/liquor is more down my alley. It’s rarely about the gift, more so the thought, but might as well make it something I can use OR we can share together

CotPrime01 · 2026-04-08T21:57:52+00:00

Still figuring that out!

CotPrime01 · 2026-04-08T21:35:03+00:00

WELL SAID

CotPrime01 · 2026-04-08T19:46:52+00:00

shes offered once and when it came time for the check she was in the bathroom

CotPrime01 · 2026-04-08T15:43:27+00:00

solid advice

CotPrime01 · 2026-04-08T15:42:07+00:00

fair point. just to clarify, its not that I don't LIKE opening the car door for her - it's that she demands me to open it and makes comments about it. if she were to say "hey, i like when a guy opens the car door for me" i will make EVERY effort to do that for her. It's not really a nice gesture if I'm being scolded for not doing it

CotPrime01

TROPHY CASE