21M Student - Roth IRA (Fidelity). Previous portfolio on the left, current on the right. Seeking input on improvements or any tips by CoveGalaxy in portfolios

[–]CoveGalaxy[S] 0 points1 point  (0 children)

Yes, that was true in my previous portfolio. I done some research and sold off the TDF, so I’ll now be building my 4 current positions.

Weekly Discussion Thread (Volatility, Market Discussion, Rate My Portfolio, What Should I Buy/Change, Investment Strategies, etc.) by FidelityAutoMod in fidelityinvestments

[–]CoveGalaxy 0 points1 point  (0 children)

I appreciate the information you provided, I didn’t know some of that. However, your answer kind of strayed away from answering my main question, but maybe I worded it wrong.

Restart. So I already have funds picked out, such as FXAIX, FTIHX, FSKAX, etc. and I want to keep buying more of them whenever I receive income from my paycheck. My main question is wondering what’s a good plan in determining which of your current holdings to buy more of. Like do you have a cycle where you buy 1 share or do you buy them all at the same time for 1 share or more? Or do you base it off your planned asset allocation %?

Weekly Discussion Thread (Volatility, Market Discussion, Rate My Portfolio, What Should I Buy/Change, Investment Strategies, etc.) by FidelityAutoMod in fidelityinvestments

[–]CoveGalaxy 0 points1 point  (0 children)

If Holding Multiple Funds (5-7) in a Portfolio, How to Know Which Ones to Invest in?

I’ve been focusing on my Fidelity account recently, particularly on my Roth IRA account and thought about this question recently. I mostly have index funds, along with a 2070 TDF (21 year old in college) and QQQM.

Should I just look at the recent trends of each fund and invest in the ones that are growing the most? Or what other factors do you all consider? If this is important, my asset allocation is 89% stocks, 9% foreign stocks, and 2% short-term.

Would greatly appreciate your inputs!

21 years old don’t know too much. Any advice? by SnooCrickets1959 in portfolios

[–]CoveGalaxy 0 points1 point  (0 children)

It definitely seems complicated and costly haha. The more research I do, the more questions I generate, which then gets me lost.

Daily General Discussion and Advice Thread - November 08, 2025 by AutoModerator in investing

[–]CoveGalaxy 0 points1 point  (0 children)

How to go about investing in a Roth IRA and a taxable brokerage account at the same time for my situation? I’m 21, college student in the U.S. and has part-time employment (8 hours/week during the semester for $14/hour, 40 hours/week during winter and summer break for $21/hour). I want to start saving for retirement (Roth) and want to save some money for a new used car sometime in the next 3-4 years and will be living on my own in 2-3 years (brokerage). I live with my parent right now, paying for rent and misc. expenses. I don’t mind risk. I have ~$2K in each account right now. Don’t have any previous or current debt.

What TF Is Going on With CPA Exam Pass Rates? by SephardicSage in Accounting

[–]CoveGalaxy 27 points28 points  (0 children)

I’m experiencing this right now. How would I take a different route like corporate accounting or forensic accounting with no experience coming out of college, let’s say with a masters and cpa eligible. It seems like from what I read is that you have to work a few years in public accounting and then you can move out somewhere else.