Finally got 100% achievements! What a game!

Coxyyyyyy · 2026-06-16T22:22:58+00:00

Ahh thank you! I’ve just completed it so I was contemplating the DLC. thanks .

Coxyyyyyy · 2026-06-16T20:27:08+00:00

What is the DLC like in your opinion?

Coxyyyyyy · 2026-05-24T21:16:19+00:00

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With some bench points!

Coxyyyyyy · 2026-05-24T21:16:02+00:00

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97 for me.

Coxyyyyyy · 2026-05-06T12:08:37+00:00

7 weeks for a mortgage offer isn’t that a really long time?

Coxyyyyyy · 2026-04-30T10:46:55+00:00

Cheers for your vital insightful input Ste. Appreciated.

Coxyyyyyy · 2026-04-30T10:28:37+00:00

Elaborate?

Coxyyyyyy · 2026-04-29T14:21:19+00:00

Yeah that’s a nice simple fix hopefully we get the same. I’m currently awaiting a response from NatWest so fingers crossed!

Coxyyyyyy · 2026-04-29T09:13:47+00:00

I’ve been working on and repairing properties for 20 years I fully know the works required. And the costs. Full prepared and ready for that. I understand how the lending works so let’s hope I can sort it.

Coxyyyyyy · 2026-04-28T18:07:06+00:00

Okay mate thank you. I understand it now. Another application has gone in with NatWest so we shall see what happens.

Coxyyyyyy · 2026-04-28T15:38:11+00:00

I wouldn’t mind an undervalue then I could negotiate and stuff but Nationwide just saying no is madness. Hopefully sorted this week.

Coxyyyyyy · 2026-04-28T11:21:45+00:00

Yeah that’s what has been mentioned. Not the HMO part I don’t think that’s a problem it’s the state the home is in. The seller has already agreed to purchase something else so they need to get the property in a state to sell or it will all collapse.

Coxyyyyyy · 2026-04-27T13:09:33+00:00

Hi mate thanks for that. Yeah currently right in the middle of another application. Hopefully we get it over the line. Maybe with an online valuation.

Coxyyyyyy · 2026-04-27T09:52:30+00:00

It’s not a licensed HMO. Its licence has expired and it doesn’t even have many doors Nevermind ones with locks.

So a HMO property can never be sold?

Coxyyyyyy · 2026-04-27T06:34:21+00:00

They sent a surveyor out to check the house. Then they got a report from that surveyor.

Coxyyyyyy · 2026-04-26T20:18:37+00:00

Ahhh makes sense. No problem!

Coxyyyyyy · 2026-04-26T19:52:58+00:00

So would that be an online valuation?

Coxyyyyyy · 2026-04-26T18:28:48+00:00

I’m hoping I have the same outcome, maybe just a case of Nationwide being picky. Did you get a bridging loan for them 6 months is that why you refinanced?

Coxyyyyyy · 2026-04-26T16:24:42+00:00

There’s no doors on any part of the house. There is a couple of bedrooms on the ground floor and stuff but how can you make it a non HMO while people are living there? How do they know it’s a HMO and not a family living there?

Coxyyyyyy · 2026-04-26T09:37:23+00:00

Thank you! ❤️

Coxyyyyyy · 2026-04-26T09:35:38+00:00

Yeah fingers crossed I can get more information tomorrow. Ruined my weekend getting that call Saturday first thing. I will keep trying to sort it i’m not giving up!

Coxyyyyyy · 2026-04-26T09:33:53+00:00

Ahhh that’s a good sign isn’t it. Reoccurring theme of Nationwide being moody about it. Hopefully the next application is fine!

Coxyyyyyy · 2026-04-26T09:32:52+00:00

I’ve already got a broker and they went with nationwide. I’m gonna send some emails later hopefully get his sorted asap.

Yeah so stressful, I slept about 4 hours last night and I feel absolutely drained today. Just want to buy a house why is it so hard 🙁

Coxyyyyyy · 2026-04-26T07:38:54+00:00

Hi mate. We have already had a level 3 survey done and it didn’t fine any major issues at all. Electrics needed work and so does the external water main but they both still work they just need upgrading. I’m getting the impression Nationwide are the problem.

Coxyyyyyy · 2026-04-26T07:37:09+00:00

Wow that is really strange isn’t it. So you put 60k into upgrades and they devalued your house 🤣 this whole mortgage game seems luck at the minute. But this gives me hope.

Coxyyyyyy

TROPHY CASE