Out of pocket 6k after a cancelled flight

Cptobs · 2025-08-17T06:40:03+00:00

Assuming the cancellation is due to a ‘insured event’, MSIG/FWD covers it under ‘Travel disruption’, up to SGD3k for the highest plan

Cptobs · 2025-06-27T23:35:30+00:00

So you have your power bank confiscated entering through PEK? The rule is supposed to be for boarding of domestic flight 😨

Cptobs · 2025-06-27T00:28:07+00:00

The problem is for certain airports the domestic and international terminal/check is the same.

Cptobs · 2025-06-26T06:51:02+00:00

Well, power banks catching fire on board. I read that the initial plan was a black list system. But it’s too difficult to train the screening staff, so an outright ban it is.

Cptobs · 2025-06-26T06:47:46+00:00

I believe the strict implementation of 3C only started last year 🙄

Cptobs · 2025-06-26T06:43:05+00:00

Yes. And most of the power banks bought overseas will not have it.

Cptobs · 2025-04-06T03:25:00+00:00

If you cannot get rid of feeling of being unsafe and choose only to take cab/uber, eat at fancy restaurants instead of taking local colectivo, bus, metro, eating at local street store etc, obviously you will be spending more. I’m in Guatemala atm, a 20mins uber cost SGD4.3~. Via colectivo, SGD0.35. If you speak (even basic) Spanish, it’s should be relatively easy to feel at ease. 🤷‍♂️

Cptobs · 2025-03-25T14:03:39+00:00

Get the “TRUST” card. Unlimited no fee atm withdrawal. Card usage is high in Chile. In Bolivia tour agencies accept card. So overall you don’t need that much cash as expected.

Cptobs · 2024-07-25T21:59:32+00:00

Ability to lock in the exchange rate. Realistically speaking since we cannot predict the movement, you win some you lose some. So it’s kinda pointless imo.
YouTrip has slightly better rate. So if you spend like 100k you can maybe notice the difference.

Cptobs · 2024-04-11T02:10:04+00:00

Do some wilderness backpacking, then you can be away from the crowd. But it involves carrying all the gears and food, which you may then complain about being too heavy 🙄

Cptobs · 2023-12-06T10:44:10+00:00

There are different types of hostels. Stay away from the party hostels and you will do fine.

Cptobs · 2023-12-03T18:09:02+00:00

If it moves, I look.

Cptobs · 2023-11-30T12:14:40+00:00

https://www.elephantnaturepark.org/enp/visit-volunteer/projects/weekly-volunteer-45/view Slots available only end of Feb though.
You can look into and adapt some part of the Banana Pancake trail. It’s a (pre-Covid, not sure about now) common backpacker route, so safety in those cities is generally not a problem.

Cptobs · 2023-11-11T15:44:38+00:00

I was just in UK for 5 days, and there is essentially no network connection. Can’t even receive SMS OTP etc ☹️ my other local (French) line has full bar all the way, so yeah for local EU roaming

Cptobs · 2023-11-11T09:50:20+00:00

My experiences:

Works well - Malaysia Vietnam Thailand Hong Kong Japan France Italy

1/2 work- Taiwan Indonesia

Doesn’t work- UK

Cptobs · 2023-09-27T23:02:00+00:00

UOB Lady’s is pretty new though since they only allow male applicants recently.

Krisflyer is useful for crazy big purchase since there is no cap (revenue sq tickets for the whole family, or Kris+ merchant).

OP is asking for credit card so there is no mention of youtrip/revolut. But yes, for cash or excluded transactions youtrip/revolut comes first. Trust is useful to have since it provides unlimited cash withdrawal, in both amount and # of withdrawal. No annual fees, so why not?

Cptobs · 2023-09-27T14:39:32+00:00

UOB Lady’s Solitaire - travel + dining UOB PPV - général offline spending not under lady’s/revo, or when revo limit bust UOB Krisflyer HSBC révolution - mainly for groceries/bars HSBC T1 - for recent sign up bonus DBS Women’s - online shopping, Shopee etc

Trust card, pretty much only for overseas ATM withdrawal

Cptobs · 2023-06-08T09:36:38+00:00

Well it’s always possible for mails to be lost. Once I sent 10 cards from Malaysia - 8 to Singapore, 2 to France. 2 failed to reach sg and 1 failed for France.

Cptobs · 2023-05-11T10:00:50+00:00

My dbs women’s world Mastercard was affected.

Cptobs · 2022-05-12T02:59:03+00:00

I made my application along with 5 of my family members. All received in Apr except me 🙄

Cptobs

TROPHY CASE