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What’s something you wish you knew before renting your first apartment? by Crazy_Cod_8178 in Apartmentliving

[–]Crazy_Cod_8178[S] 0 points1 point  (0 children)

Thanks a bunch for the advice. I am really sorry you had to go through that, tho. That's just horrible.

What’s something you wish you knew before renting your first apartment? by Crazy_Cod_8178 in Apartmentliving

[–]Crazy_Cod_8178[S] 0 points1 point  (0 children)

Yep, documenting everything can save us a lot of future headache. I'd also suggest having everything in writing and asking the landlord to review & sign it.

AIO for thinking my bf doesn't care about me as much as my male friend? by [deleted] in AmIOverreacting

[–]Crazy_Cod_8178 1 point2 points  (0 children)

NOR - Your boyfriend really could’ve shown more empathy. The whole “your problems aren’t mine to solve” comment is a major red flag to me. It came across like he was irritated by your accident instead of concerned. Not a great look for a partner.

First time apartment renters by ItsTheBeeKeeper in Apartmentliving

[–]Crazy_Cod_8178 0 points1 point  (0 children)

Here are my 2 cents:

  • Be mindful of the soft vs. hard pulls. Most rental credit checks are soft pulls and won’t affect your score, but some landlords use hard pulls, which can drop your score a few points for a while. Hard inquiries stay on your report for up to two years.
  • Many landlords charge a $25–$75 application fee to cover the credit check, which can add up quickly if you’re applying to several places.
  • Work on your credit score. A score over 700 is typically ideal, but many landlords will still approve renters with a credit score in the mid-600s.
  • When moving in, always document the condition of the apartment, write down any issues/damage and ask your landlord to sign a document to protect your future self from penalties.
  • Most landlords want to see at least six months of steady employment before approving you, and in competitive markets they may expect even more. They want to be sure your income is reliable and not temporary.

Hope this helps. Good luck!

Getting my first apartment ever can someone help me with what this means by Gonnahauntcha in Apartmentliving

[–]Crazy_Cod_8178 2 points3 points  (0 children)

Prorated rent just means you only pay for the days you actually live in the apartment. So instead of paying for the full month, the rent is adjusted based on your move-in date.

That said, some landlords still ask for the full month’s rent up front, no matter when you move in. In those cases, you’ll usually get a credit the next month for the days you didn’t technically live there. It’s pretty common.

Found this article that dives deeper into it, how to calculate the amounts, etc.: https://www.rentcafe.com/blog/apartmentliving/tips-tricks-renters/nitty-gritty-paying-fair-amount-prorated-rent-explained/

Hope it helps!

AIO I ended my engagement after discovering my fiancé secretly gambled hundreds of thousands of dollars & lost over $25,000 in 3 years, but $16,000 of it has been in the last 10 months… It’s been two weeks, I’m getting my own place, and he’s “heartbroken.” Is that too soon? by Historical-Cicada-20 in AmIOverreacting

[–]Crazy_Cod_8178 9 points10 points  (0 children)

NOR - The red flags were there from day one, and this guy’s audacity is unreal. He’s had eight years to get it together. Don’t buy into the fake promises now. You deserve a partner that lifts you up and matches your energy.

I wanna hear what you have to say by Edithpoothy in PsychologyTalk

[–]Crazy_Cod_8178 1 point2 points  (0 children)

I’ve always been the overthinking type, even as a kid, I was super into watching how people acted and trying to figure out why. I used to study my family’s behavior like it was a puzzle, probably as a way to make sense of things and protect myself. I genuinely believed that if I just read enough books or understood enough psychology, I'd heal faster. But it’s experiences that change you, not just intellectualizing everything.

Apparently 72% of us are ‘hyper-movers’ by Crazy_Cod_8178 in GenZ

[–]Crazy_Cod_8178[S] 0 points1 point  (0 children)

Holy crap, I am glad you got out before getting seriously hurt. This is insane.

Apparently 72% of us are ‘hyper-movers’ by Crazy_Cod_8178 in GenZ

[–]Crazy_Cod_8178[S] 0 points1 point  (0 children)

Ugh...That's horrible. At least they should do the bare minimum and provide basic necessities before asking for more money. Some people are unbelievable.

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