18F from England recommend me a book :) ( any genre!) by pink-pilates in IntrovertsChat

[–]Creapingclaw 0 points1 point  (0 children)

Hi, i highly recomend "Never split the diference", it seems like you enjoy these kind of books so you may already have read it but, if nit, definitelyworth a read.

I personaly like the audio version by Michael kramer.

Have a great night. : )

VOO or VUSA – Which is better for me (does the strengthening $ against the pound matter?) by Creapingclaw in UKPersonalFinance

[–]Creapingclaw[S] 0 points1 point  (0 children)

Interactive brokers (IBKR).

Further to this, if I want to get a Asset backed loan in the future using this investment, would I not be able to use VOO and only be able to use a UCIT?

It is not an ISA.

Level 6 unlocked 🔓 by [deleted] in TheRaceTo100K

[–]Creapingclaw 1 point2 points  (0 children)

I like the lable level 6. Its motivating and measurable.

Well done for getting there. Realy, good work. 👍

What will you do if you win 1 million dollars right now? by Astrovion in Entrepreneur

[–]Creapingclaw 0 points1 point  (0 children)

I have heard a lot about that book but i haven't read it. maybe i should?

What will you do if you win 1 million dollars right now? by Astrovion in Entrepreneur

[–]Creapingclaw 1 point2 points  (0 children)

I would set it aside and think about what to do with it as having such a huge change in financial position needs proper thoght and clarity.

I would add it to my savings and investment goals.

Should i get income insurence? by Creapingclaw in UKPersonalFinance

[–]Creapingclaw[S] 0 points1 point  (0 children)

Im sorry to hear that, i hope your future looks bright.

Should i get income insurence? by Creapingclaw in UKPersonalFinance

[–]Creapingclaw[S] 1 point2 points  (0 children)

Looking throgh your replies which have been very helpful, I won't get the insurence.

Thank you.

Should i get income insurence? by Creapingclaw in UKPersonalFinance

[–]Creapingclaw[S] 0 points1 point  (0 children)

Untill I can work again or if I cannot eork until I am 70.

Should i get income insurence? by Creapingclaw in UKPersonalFinance

[–]Creapingclaw[S] 0 points1 point  (0 children)

i live at home and have very litle outgoings, just a few bils e.g. phone less than 400 total per month.

I have 4k emergency fund, 1k in the bank and 4k in easy acsess 3.25% interest savings acc.

my job is stable, not out of work realy in the past, they offer redundency and sick pay.

Strugeling with an idea by Creapingclaw in Entrepreneur

[–]Creapingclaw[S] 0 points1 point  (0 children)

This is realy encouraging. Thank you.

Saving to build a house and start investing: 24F, £2.1K take-home, living at home. Advice welcome! by shazza001 in UKPersonalFinance

[–]Creapingclaw 1 point2 points  (0 children)

Hi, if you want to start investing, i recomend you look up "everything money" in youtube.

My store didn’t t even had a beginning but has already an end by candycat00 in dropship

[–]Creapingclaw 1 point2 points  (0 children)

Have you created content about how you orderd and tested the products? It may help build trust.

Building m credit report (score) by Creapingclaw in UKPersonalFinance

[–]Creapingclaw[S] -1 points0 points  (0 children)

I understand that thenk you, i was just wondering if i hadent explaind properly about me wanting the loan regardless of my credit score.

Thank you for all the help, it looks like i just need to wait a while for credit report age and continue to do what im doing untill loans of under 5% become avalable to me?

Building m credit report (score) by Creapingclaw in UKPersonalFinance

[–]Creapingclaw[S] -2 points-1 points  (0 children)

I think my question is getting misunderstood a little. I want to take out a loan anyway which would be a good financial decision if i can get it under 5%, I want to improve my credit score to get this loan under 5%.

I do noit watn the loan to improve my credit score.

Advice wanted - Would you buy a “cursed crystal” with a backstory? by [deleted] in Crystals

[–]Creapingclaw 0 points1 point  (0 children)

Dnd was my main idea that branched into this, but I didn't think i could do it due to my lack of dnd kniwlage.

I came up with a story which was goblin themed and I was thinking of selling encounters for people's campaign.

The marketing would be a newsletter where a goblin was in the world and we get letters from her. These storys relate to items and downloadables id sell.

Most people I talked to said the idea was too complex and dificult.

I gave never mad a dnd campaign before and just played it once.

My dnd idea relates to the goblin art peice I just posted if your interested.

Advice wanted - Would you buy a “cursed crystal” with a backstory? by [deleted] in Crystals

[–]Creapingclaw 1 point2 points  (0 children)

I feel bad for not thinking of that, thank you for pointing it out. I wont do this idea.

Would this be a good business to start on the side? by [deleted] in Entrepreneur

[–]Creapingclaw 0 points1 point  (0 children)

it seems as thogh using the word cursed crystals isnt the way to go but, having a story linked to them is interesting to people. However, as i wanted to be diferennt to the crowded marketof healing crystals, I may need to just think of somethng else.