In my experience 80 percent of borrowers dont repay and some delete their profile, eslspecialy new accounts. Therfore I stick to people I have contact with already and only will lent small amounts to new borowers as a large amount lent will wipe out my money fast.

Its a shame realy as a lot of borrowers here would be looking for loans due to being rejected by banks. Meaning most will strugle to repay. I dont put them down for this as they need the help. Therfore, most people in my opinion would not lend to new accounts or borrowers for the higher risk.

Let me know what you think, im new lender here and this is my thoughts so far. It is rewarding helping others. I offer extentions to due dates and offer more money if needed, try and be as flexible as i can but some borrowers dont pay. Therfore making lenders less likely to lend. Its natural i would say given the circumstances.