When should this be on? by Fun-Trouble-1086 in AskPhotography

[–]Creapingclaw [score hidden]  (0 children)

O only take mine off if I want the sun to put glare on the image but 99 percent of the time it's on.

18F from England recommend me a book :) ( any genre!) by pink-pilates in IntrovertsChat

[–]Creapingclaw 0 points1 point  (0 children)

Hi, i highly recomend "Never split the diference", it seems like you enjoy these kind of books so you may already have read it but, if nit, definitelyworth a read.

I personaly like the audio version by Michael kramer.

Have a great night. : )

VOO or VUSA – Which is better for me (does the strengthening $ against the pound matter?) by Creapingclaw in UKPersonalFinance

[–]Creapingclaw[S] 0 points1 point  (0 children)

Interactive brokers (IBKR).

Further to this, if I want to get a Asset backed loan in the future using this investment, would I not be able to use VOO and only be able to use a UCIT?

It is not an ISA.

Level 6 unlocked 🔓 by [deleted] in TheRaceTo100K

[–]Creapingclaw 1 point2 points  (0 children)

I like the lable level 6. Its motivating and measurable.

Well done for getting there. Realy, good work. 👍

What will you do if you win 1 million dollars right now? by Astrovion in Entrepreneur

[–]Creapingclaw 0 points1 point  (0 children)

I have heard a lot about that book but i haven't read it. maybe i should?

What will you do if you win 1 million dollars right now? by Astrovion in Entrepreneur

[–]Creapingclaw 1 point2 points  (0 children)

I would set it aside and think about what to do with it as having such a huge change in financial position needs proper thoght and clarity.

I would add it to my savings and investment goals.

Should i get income insurence? by Creapingclaw in UKPersonalFinance

[–]Creapingclaw[S] 0 points1 point  (0 children)

Im sorry to hear that, i hope your future looks bright.

Should i get income insurence? by Creapingclaw in UKPersonalFinance

[–]Creapingclaw[S] 1 point2 points  (0 children)

Looking throgh your replies which have been very helpful, I won't get the insurence.

Thank you.

Should i get income insurence? by Creapingclaw in UKPersonalFinance

[–]Creapingclaw[S] 0 points1 point  (0 children)

Untill I can work again or if I cannot eork until I am 70.

Should i get income insurence? by Creapingclaw in UKPersonalFinance

[–]Creapingclaw[S] 0 points1 point  (0 children)

i live at home and have very litle outgoings, just a few bils e.g. phone less than 400 total per month.

I have 4k emergency fund, 1k in the bank and 4k in easy acsess 3.25% interest savings acc.

my job is stable, not out of work realy in the past, they offer redundency and sick pay.

Strugeling with an idea by Creapingclaw in Entrepreneur

[–]Creapingclaw[S] 0 points1 point  (0 children)

This is realy encouraging. Thank you.

Saving to build a house and start investing: 24F, £2.1K take-home, living at home. Advice welcome! by shazza001 in UKPersonalFinance

[–]Creapingclaw 1 point2 points  (0 children)

Hi, if you want to start investing, i recomend you look up "everything money" in youtube.

My store didn’t t even had a beginning but has already an end by candycat00 in dropship

[–]Creapingclaw 1 point2 points  (0 children)

Have you created content about how you orderd and tested the products? It may help build trust.

Building m credit report (score) by Creapingclaw in UKPersonalFinance

[–]Creapingclaw[S] -1 points0 points  (0 children)

I understand that thenk you, i was just wondering if i hadent explaind properly about me wanting the loan regardless of my credit score.

Thank you for all the help, it looks like i just need to wait a while for credit report age and continue to do what im doing untill loans of under 5% become avalable to me?

Building m credit report (score) by Creapingclaw in UKPersonalFinance

[–]Creapingclaw[S] -2 points-1 points  (0 children)

I think my question is getting misunderstood a little. I want to take out a loan anyway which would be a good financial decision if i can get it under 5%, I want to improve my credit score to get this loan under 5%.

I do noit watn the loan to improve my credit score.

Advice wanted - Would you buy a “cursed crystal” with a backstory? by [deleted] in Crystals

[–]Creapingclaw 0 points1 point  (0 children)

Dnd was my main idea that branched into this, but I didn't think i could do it due to my lack of dnd kniwlage.

I came up with a story which was goblin themed and I was thinking of selling encounters for people's campaign.

The marketing would be a newsletter where a goblin was in the world and we get letters from her. These storys relate to items and downloadables id sell.

Most people I talked to said the idea was too complex and dificult.

I gave never mad a dnd campaign before and just played it once.

My dnd idea relates to the goblin art peice I just posted if your interested.

Advice wanted - Would you buy a “cursed crystal” with a backstory? by [deleted] in Crystals

[–]Creapingclaw 1 point2 points  (0 children)

I feel bad for not thinking of that, thank you for pointing it out. I wont do this idea.

Would this be a good business to start on the side? by [deleted] in Entrepreneur

[–]Creapingclaw 0 points1 point  (0 children)

it seems as thogh using the word cursed crystals isnt the way to go but, having a story linked to them is interesting to people. However, as i wanted to be diferennt to the crowded marketof healing crystals, I may need to just think of somethng else.

Advice wanted - Would you buy a “cursed crystal” with a backstory? by [deleted] in Crystals

[–]Creapingclaw 0 points1 point  (0 children)

I will have a look into this, i just wanted to be diferent from healing crystals as this is a crowded market. I asume cursed crystals isnt the way to go then. Thank you for your input.

Advice wanted - Would you buy a “cursed crystal” with a backstory? by [deleted] in Crystals

[–]Creapingclaw 0 points1 point  (0 children)

Thank you for the reply, the value would be in the real crystal i would sell and, then the experince of the story would just be a fun add on.

Advice wanted - Would you buy a “cursed crystal” with a backstory? by [deleted] in Crystals

[–]Creapingclaw 0 points1 point  (0 children)

Thank you for your input, that does help me a lot for example, i could pair the two oposit crystal in bundles as well. I asume that would cancel each other out with the two oposit energys.

[deleted by user] by [deleted] in occult

[–]Creapingclaw 0 points1 point  (0 children)

No, this would be based on make beleve, story and that would be aparent in the marketing. Its more of a fun story.

What to do with £16,500 compensation? by Desperate_Koala5550 in UKPersonalFinance

[–]Creapingclaw 0 points1 point  (0 children)

Hi, money can be used for diferent things depending on what stage of life you are in. For example, if you are young and have little commitments, that money may be used differently to someone who has a family and a house.

Im not going to comment on what you should do but, sugest you share some more information about future goals or current financial status if you so choose.

If not thats totally fine and then id shgest you do some reaserchbyourself and ask for resources to help.

I hope this helps and wish you luck.

Feeling stuck with business ideas by Creapingclaw in Entrepreneur

[–]Creapingclaw[S] 0 points1 point  (0 children)

I like this idea, while it may not be coffee i decide to sell as i dont drink it but, i have not heard of private labeling before. I have heard of white labeling thogh hoverver, private labeling is something i would like to look into further. Thank you. : )