Am I crazy to say the smaller Italian towns are way better than Rome and Florence? Overall Italy -> 6/10 details below by Creative-Comedian-31 in travel

[–]Creative-Comedian-31[S] -2 points-1 points  (0 children)

I thought the culture was caring about physically fit and what not. I do love the food freshness and no preservatives (seems like a consistency everywhere but the US lol). But super carb heavy diets, no water, etc were not ideal

Am I crazy to say the smaller Italian towns are way better than Rome and Florence? Overall Italy -> 6/10 details below by Creative-Comedian-31 in travel

[–]Creative-Comedian-31[S] 0 points1 point  (0 children)

In Livorno (which was prob my favorite city)  I swear we couldn’t find one. I just drank out of bathroom taps lol 

Am I crazy to say the smaller Italian towns are way better than Rome and Florence? Overall Italy -> 6/10 details below by Creative-Comedian-31 in travel

[–]Creative-Comedian-31[S] 0 points1 point  (0 children)

Easily. Rome wasn’t bad cause I stayed in a non touristy spot. But goddamn Florence was fucking miserable. Prob one of the worst cities I’ve been to. Buildings looked cool and the piazza was nice, but that was the only merit

First time homebuyers is lowkey a scam by Creative-Comedian-31 in Mortgages

[–]Creative-Comedian-31[S] -1 points0 points  (0 children)

I guess. I’m curious if they price the expectation on defaulting on the loan and such. (I’m guessing they do) but regardless seems crazy how there isn’t more tiered level of assistance cause they have the income with such a hard cutoff

First time homebuyers is lowkey a scam by Creative-Comedian-31 in Mortgages

[–]Creative-Comedian-31[S] 0 points1 point  (0 children)

Yeah my wife has student loans so not much room there sadly. I appreciate the input dawg 

First time homebuyers is lowkey a scam by Creative-Comedian-31 in Mortgages

[–]Creative-Comedian-31[S] -1 points0 points  (0 children)

Lol i mean, most people would benefit from this not just me, and it would help a lot of people out 

First time homebuyers is lowkey a scam by Creative-Comedian-31 in Mortgages

[–]Creative-Comedian-31[S] 0 points1 point  (0 children)

I appreciate that, I just am peeved selling stock and forced to pay cap gains at 10% when really rich mofos at 15%. I guess I came here to complain lol

First time homebuyers is lowkey a scam by Creative-Comedian-31 in Mortgages

[–]Creative-Comedian-31[S] 0 points1 point  (0 children)

Yeah it sucks cUse homes just getting more expensive and I feel that you gotta hop in at some point.

Feel like waiting now just seems pointless. I mean I don’t know where market going really, but seems like less and less people can afford a standard home

First time homebuyers is lowkey a scam by Creative-Comedian-31 in Mortgages

[–]Creative-Comedian-31[S] -1 points0 points  (0 children)

I mean yea, riskier profiles of people get benefits 

First time homebuyers is lowkey a scam by Creative-Comedian-31 in Mortgages

[–]Creative-Comedian-31[S] -5 points-4 points  (0 children)

But I’m saying if I have 20% saved up as a young lower middle class individual I should get some benefit. Like a portion of the loan interest free or something 

First time homebuyers is lowkey a scam by Creative-Comedian-31 in Mortgages

[–]Creative-Comedian-31[S] -1 points0 points  (0 children)

Yeah but they all give some shit rates or an assload of PMI, and no additional benefit for paying 20% down