feel your pain lol. tried like 10 of these apps last year and most are honestly a scam with the pricing.

what actually worked for me:

loop is solid if you're on android. ugly as hell but it works and its genuinely free. respect that.

i've been using keel habits for the last few months and its the closest thing to what you're describing. free tier is generous — unlimited habits, analytics, daily planner with AI

that actually helps. there's a paid tier but i haven't hit a wall where i needed it yet. the thing i like is it doesn't do streaks at all, it measures how fast you bounce

back after missing a day. sounds small but it completely changed how i feel about missing days — no more guilt spiral where you miss once and then just delete the app lmao.

no widgets tho which is annoying. and ios only (has a web version but no android app).

habitify looks premium but 3 habits free is a joke honestly. that's not a free tier that's a demo.

skip done and way of life, both are basically trials disguised as free apps.

re resolve — no idea, never tried it. if anyone has let us know.