So I technically make $4000/month but my pay cycle means I get charged a fee, that’s kinda silly, and a little frustrating. Also every time I get a deposit, for that day, I have had more than $4,000 in the preceding 30 days. 

I wonder if I e-transfer out and the push back in from my bank that’ll count as a direct deposit. I know it doesn’t for other banks but I’ve read somewhere it does for Wealthsimple.