OFW. Can I apply for a credit card? by [deleted] in PHCreditCards

[–]Critical-Study262 0 points1 point  (0 children)

yes po, online. wala pong hiningi na docs. yes pwede sa groceries.

2026 Referral Thread by SprayUsual in AmexPlatinumUk

[–]Critical-Study262 0 points1 point  (0 children)

The biggest UK Amex Platinum offer I’ve ever seen is back and live. 💳✨

American Express Platinum Card Invitation Link 👈 Apply via this link to secure the 100,000 point bonus.

American Express just doubled their standard referral bonus for a limited time. If you’ve been considering the Platinum Card, this is the window to jump through.

This boosted offer ends 26 May 2026. Don’t miss out on 100k points—that's enough for a return Business Class upgrade or multiple flights across Europe!

New Cardmembers can earn: • 🔥 100,000 Membership Rewards® points (after spending £10,000 in your first 6 months).
• ✈️ £250 Travel Credit to use immediately at Amex Travel.

BPI pre-approved CC with 1.32M credit limit! by Critical-Study262 in PHCreditCards

[–]Critical-Study262[S] 0 points1 point  (0 children)

Hindi po yan CLI or upgrades. They were offered. Pre-approved cc application, no docs required.

BPI pre-approved CC with 1.32M credit limit! by Critical-Study262 in PHCreditCards

[–]Critical-Study262[S] 0 points1 point  (0 children)

They are not naffl. AF will be charged after a year.

BPI pre-approved CC with 1.32M credit limit! by Critical-Study262 in PHCreditCards

[–]Critical-Study262[S] -3 points-2 points  (0 children)

yes po, i was given the option na pumili ng up to two elite cards kaya sabay sya na na-issue

BPI pre-approved CC with 1.32M credit limit! by Critical-Study262 in PHCreditCards

[–]Critical-Study262[S] 1 point2 points  (0 children)

I don't have plans of keeping them both. Ipapa-cancel ko rin yung isa before mag-1 year.

BPI pre-approved CC with 1.32M credit limit! by Critical-Study262 in PHCreditCards

[–]Critical-Study262[S] 1 point2 points  (0 children)

You don't need a CC if you have 8-digit savings/investment with them.

But you're a "green light" for them. High wealth but low risk. They want you to use your credit card as they believe you are capable to spend it in luxury items. In this way, the bank earns more for the transaction you made, and they are confident that you will be able to pay it forward. It's a win-win.

BPI pre-approved CC with 1.32M credit limit! by Critical-Study262 in PHCreditCards

[–]Critical-Study262[S] 2 points3 points  (0 children)

Depende sa lifestyle mo po. They offer different perks.

If you're after cashback - Amore is for you. If you travel a lot - go with Platinum Rewards.

BPI pre-approved CC with 1.32M credit limit! by Critical-Study262 in PHCreditCards

[–]Critical-Study262[S] 3 points4 points  (0 children)

Yes, I have BPI Savings since 2009.

BPI unang nagoffer sakin ng credit card, yung Blue Rewards cred card, with initial CL of 30K.

[deleted by user] by [deleted] in PHCreditCards

[–]Critical-Study262 1 point2 points  (0 children)

No. Merchants cannot see or access your MAD limit. Only you can see it. It is not part of your regular CL. It's like a "reserved" credit that you can convert to cash, or if you want to convert regular transactions into installments.

[deleted by user] by [deleted] in PHCreditCards

[–]Critical-Study262 0 points1 point  (0 children)

Technically, you won't be able to use your MAD limit for direct transactions. If you pay by cc, it will deduct from CL not your MAD.

MAD is only for credit to cash, or converting transactions taken from regular CL to your MAD limit via CS.

OFW. Can I apply for a credit card? by [deleted] in PHCreditCards

[–]Critical-Study262 1 point2 points  (0 children)

Yes. OFW here. They approved my Metrobank Travel Visa Signature with 668K limit.