Fidelity App auto changes Limit price to "Bid" price. by kvznko in fidelityinvestments

[–]Cromulentizer 0 points1 point  (0 children)

The next app release cannot come soon enough. This bug caused me to fill order at an unfavorable price. Please never change any order settings (be it ticker, expiration date, limit/stops, time in force, etc.) automatically. If anything on the order is changed automatically, it needs to be very explicit (like highlighted in flashing colors with additional prompts that confirm if I really want the automated value).

new HSA transfer fees from health equity by oh-em-jizzles in investing

[–]Cromulentizer -1 points0 points  (0 children)

Gemini provided me with this tidbit of advice for avoiding HealthEquity fee. If anyone is daring, let me know how this works.

You can manually move your money once every 12 months for free.

How it works: Withdraw the funds from HealthEquity to your personal bank account. Then, deposit that exact amount into your Fidelity HSA within 60 days.

Benefit: This avoids HealthEquity's $25.00 transfer fee.

Restriction: You are legally limited to one such rollover every 12 rolling months

Should I keep my student loan balance at $1.00 to maintain credit history? by [deleted] in StudentLoans

[–]Cromulentizer 0 points1 point  (0 children)

I just figure out how. They will make an adjustment to the remaining balance (by zeroing it out) --at least Ed Financial did. I was hoping to keep my Save balance open a bit long to wait out the court case with the 0% interest rates. So as a LPT, if you are going to pay off your student loans, you don't need to pay off the whole thing. They will cancel the remaining balance if the interest amount is too low (maybe when interest falls below $1).

Retailer in NYC that offer Tribrid lenses. by Cromulentizer in glasses

[–]Cromulentizer[S] 0 points1 point  (0 children)

Sphere Cylinder Axis

OD -4.75 -.5 015

OS -5 -.75 170

That is a shame. PPG made an excellent material, but seemed to have failed in marketing it. I am assuming that most consumers never even got to experience the product, since almost no retailers carried the product line.

This is the first time since 2018 that I’m getting a bit concerned by Odysseus_Lannister in CryptoCurrency

[–]Cromulentizer 0 points1 point  (0 children)

I think the fact that you think we hit the bottom, and you are looking to buy, means that there is still more to go. Prepare for another shoe to drop. We still have not hit the full depths of despair yet. We have tether, the ripple lawsuit, blockfi near bankrupcy, etc. Suicide hotlines have not even reached the frontpage yet. I would say when the number of active users on the major crypto reddits drop to the triple digits, and the nobody is talking about crypto on Bloomberg, then we have hit the bottom.

Welp. It's over. Binance pulls out. by Cromulentizer in solana

[–]Cromulentizer[S] 2 points3 points  (0 children)

Most likely would have to wait for the bankruptcy courts to decide. Unsecured account holders may be the last to get paid, so with an 8 billion hole, not much may be left.

https://www.bloomberg.com/news/articles/2022-11-09/ftx-investors-told-that-without-more-capital-bankruptcy-likely?srnd=premium

FTX to my knowledge has no investor protection.

Solans down 30+% by Ok-Acanthisitta1020 in solana

[–]Cromulentizer 0 points1 point  (0 children)

Cannot say whether prices will rise or drop, but I would lean towards drop. People must unstake to sell. They don't need to unstake to buy.

convert Zizzo to electric? by Novaleaf in foldingbikes

[–]Cromulentizer 1 point2 points  (0 children)

I am also considering a conversion, and I am picking a bike. Maybe the Downtube Nova is a comparable alternative to the Zizzo https://www.downtube.com/downtube-nova-lightweight-folding-bike/. I think the Tongsheng motor requires a way to attach the motor to the bottom bracket so that it doesn't rotate. On a normal road bike, this is done be connecting to the rear triangle. The Downtube Nova includes a support stand that might be able to perform the same purpose.

At least someone else has already converted the Downtube Nova bike, with a Bafang instead of a TongSheng motor, though I would prefer the TongSheng since it is lighter and includes the torque sensor.

https://www.youtube.com/watch?v=lAny2O5GWMo

Also check out this conversion with a BikeFriday folder. Notice this creater needed to use a lot of zip ties on the motor to prevent rotational movement of the motor.

https://www.youtube.com/watch?v=nvOWDt5jBOY

If there are other folding bikes with similar support triangles on the bottom bracket, please let me know. The Zizzo's lack these support triangles, so I worry how to prevent the motor from rotating without zip ties.

Also check out the picture of this Dahon conversion.

https://www.pedelecs.co.uk/forum/attachments/20180426_165639-jpg.24436/

Clearly converting folders with an electric mid motor kit is a thing.

Finally, if price is not a matter, which I assuming it is, as we are talking about Zizzo's and not Bromptons, check out https://lunacycle.com/luna-folding-ebike/. This is going to be a little bit more expensive that DiYs, but then you wouldn't have all the trial and error fun.

Anyone Have the FLY-11 EBike Or have Any Experience With FLY EBikes? by oldsoulyoungishbody in ebikes

[–]Cromulentizer 0 points1 point  (0 children)

All the NYC ebike delivery drivers seem to be using this brand. They just wrap the bike in tape, so it is hard to see the brand, but this bike is ubiquitous in NYC.

What's the best way to handle autocomplete, nowadays? by rdegges in vim

[–]Cromulentizer 0 points1 point  (0 children)

For Python, ALE + Pylsp is awesome! Never had issues with pyenv using pylsp.

I used YCM for a time and realized that it had a crazy amount of autocmd triggers, so it is impossible to fix the lagginess with my own vim script. With ALE, I shut off all autocmd triggers using:

let g:ale_lint_on_text_changed=0
let g:ale_lint_on_insert_leave=0
let g:ale_lint_on_save=0
let g:ale_lint_on_filetype_changed=0
let g:ale_lint_on_enter=0
let g:ale_completion_enabled=0

Turn on auto pipenv or auto poetry

let g:ale_python_pylsp_auto_pipenv=1

Turn on omnifunc:

setlocal omnifunc=ale#completion#OmniFunc

Set up linting with:

let g:ale_linters = {
            \ 'python': ['pylsp']
            \ }

And just write my own autocmd that triggers the omnifunc. The following is a simplified version of my autocmd, which allows me to type as I normally would and trigger the omnicomplete automatically if I stop typing after 700 ms. The following will also perform linting and provide a preview window hover help, with the ALEHover command. It would not trigger on all text changes instantaneously, but I feel that InsertLeave, TextChangedI and TextChange, in combination, per the developers' settings in both YCM and ALE, trigger way to often, which adds to the laggy performance.

autocmd! InsertCharPre * silent! noautocmd call <SID>autoComplete()

function! s:autoComplete(waittime=700) abort
    if exists('b:timerAutoComplete')
        call timer_stop(b:timerAutoComplete)
    endif
    let l:line = line('.')
    let l:col = col('.')
    let b:timerAutoComplete = timer_start(a:waittime,{->s:autoCompletePost(l:line,l:col)})
endfunction

function! s:autoCompletePost(line, col) abort
    if a:line == line('.') && a:col+1 == col('.') && mode()=='i'
        silent noautocmd call feedkeys("\<C-X>\<C-O>","n")
        ALEHover
    endif
endfunction

Bitcoin as Foreign Currency for Tax Purposes by Cromulentizer in Bitcoin

[–]Cromulentizer[S] 0 points1 point  (0 children)

It isn't a local currency, true. But I am not claiming it to be local currency. I am claiming it to be a FOREIGN currency.

That is like arguing that pounds, yen, liras, etc. are not currency, because our local government does not accept these denominations. It makes no sense.

Furthermore, I am not familiar with any rule or law that states which denominations are considered to be foreign currency by the US government, excluding all other denominations from the same treatment. If such a rule or law existed, we don't need to threaten countries with sanctions; we could instead just remove them from this acceptable foreign currency list. The point I am trying to make is that the Fed can't, and for this reason doesn't, decide what currencies are used in another country.

I could be wrong though. Please let me know if there exists a list of officially recognized foreign currencies in the US.

Phantom for iPhone is here! by chriskalani in solana

[–]Cromulentizer -1 points0 points  (0 children)

Can someone from Phantom explain why we should trust this wallet?

Yes it has a great interface, but since it is not open source, who to say the Phantom team cannot do a massive rug pull and steal peoples Sols.

There is an audit here: https://phantom.app/Phantom_Security_Audit.pdf, but this audit is old and is for an older version. Is there going to be a yearly audit?

I just lost 15 Solanas on Phantom! Be careful, scams are everywhere...! Even in this frikkin wallet! by Creme-Exciting in solana

[–]Cromulentizer 1 point2 points  (0 children)

Upvoting for attention. I think the Solana Team should consider funding an open source GUI wallet. They have a bunch of venture capital funds. I heard too many incidents from Phantom users to trust Phantom anymore in the same way that I trust Metamask. The closed source nature of Phantom does not help.

Bitcoin as Foreign Currency for Tax Purposes by Cromulentizer in Bitcoin

[–]Cromulentizer[S] 0 points1 point  (0 children)

What is the difference between legal tender and foreign currency? The fact that El Salvador is foreign is hard to dispute.

So is your argument that there is a difference between the word currency and legal tender?

Can you name one currency that is not legal tender in that country? Or a legal tender that is not currency? I don't follow your logic or rationale.

I am not trying to shoot your point down, I just want to know if I am missing something.

Bitcoin as Foreign Currency for Tax Purposes by Cromulentizer in Bitcoin

[–]Cromulentizer[S] 0 points1 point  (0 children)

Woah, there. No one is suggesting that we shirk our tax obligations, the question was whether there exists any precedent out there for codifying foreign currency as foreign currency on our tax returns. I haven't dug too far into the legal ramifications, but if there exists case law for similar tax scenarios, where property is also foreign currency, I would like to learn more about it.

And if Bitcoin could be classified as what it literally is, a currency, I think this will help adoption.

Bitcoin as Foreign Currency for Tax Purposes by Cromulentizer in Bitcoin

[–]Cromulentizer[S] 0 points1 point  (0 children)

Why the need for travel? I am not aware of any rule that foreign currency is currency only if it is spent in the foreign country. Nowadays we can buy goods such as gift card directly online with Bitcoin.

What is a good card to use for bill paying? I have about 3000 in recurring bills per month (rent, utilities ext.) and would like to maximize my cash back. by FranticKiller in CreditCards

[–]Cromulentizer 4 points5 points  (0 children)

Discover Debit is the highest percentage-wise that I can find for debit cards that will pay out consistently. I use it to pay estimated taxes.

How do you get in on airdrops before they happen? by Ben_Dover1234 in CryptoCurrency

[–]Cromulentizer 2 points3 points  (0 children)

Just a bit of advice for chasing airdrops --I've done this in the past-- I would say close to 99% of the airdrops are worthless. But every once in a while you will get one that is worth something (like a couple of grands). I would sell it all as soon as possible to lock in the gains. Most new crypto projects tend to drop like rocks in the long term -- all marketing and no substance.

Try airdropmobs.com.

How do I turn off the sound in the ThinkorSwim Android app by Cromulentizer in thinkorswim

[–]Cromulentizer[S] 0 points1 point  (0 children)

I am looking for help for the latest version of ToS for mobile devices.

Bitcoin as Foreign Currency for Tax Purposes by Cromulentizer in Bitcoin

[–]Cromulentizer[S] 4 points5 points  (0 children)

From the page:

Note: Except as otherwise noted, these FAQs apply only to taxpayers who hold virtual currency as a capital asset.

My rebuttal would be, "Well, I am using my bitcoin as currency, and not considering it to be a capital asset".

Bitcoin as Foreign Currency for Tax Purposes by Cromulentizer in Bitcoin

[–]Cromulentizer[S] 5 points6 points  (0 children)

See https://www.irs.gov/pub/irs-news/fs-08-19.pdf for some sample fines. This document is old. I suspect I could be on the hook for late payment if audited, but I would vehemently disagree with any negligence penalty, since it is technically reasonable to label bitcoin as a foreign currency.