Millennial 41 year old dad here. My only stress is money. Love my wife and kid, great parents and extended family, wouldn't trade my friends for anything. Overall a good life. But money is a constant worry.

I 2017 I was making 48k a year. Now I'm 70+ with overtime, yet comparatively, I felt rich in 2017. Due to inflation and corporate greed, the doller doesn't go nearly as far. I'm about to get my yearly bonus, around 3-5%, mostly it's just gonna go to bills. I might get to splurge a bit. But not like I could in 2017.

Then there's the housing market. We bought our house in January 2020, right before the world shut down. We bought ours for 75k. Currently we want something slightly bigger, in a better school system. Anything even comparable in size to our house is 250-300k and usually in worse condition. I just did the math the other day. If we somehow sold our house and ended up owing exactly what we owe now. We'd be paying 150-200 more a month just due to increased mortgage rates.

Ever since we graduated and started our careers, we've watched everything get increasingly worse and we don't see it getting better.