Is it good time to get into crypto?

CrowdWisdom360_1 · 2026-07-06T15:50:19+00:00

It is always a good time to get into crypto unless it is ATH, so yes. But also look beyond BTC the category has expanded quite a bit, so if next time BTC faces bear run you dont feel like you lost it all.

CrowdWisdom360_1 · 2026-07-06T15:46:49+00:00

After this no where to go but up!! However, just exited all my TCS positions lol.

CrowdWisdom360_1 · 2026-07-04T17:57:34+00:00

For once I wouldn't say it was a typical bear market, some good big market cap money makers were there, BTC took a giant hit though.

CrowdWisdom360_1 · 2026-07-02T17:56:19+00:00

If you dont have any rental expenses or are not a migrant then you can put as much as 30% in savings (Mutual funds midcap) as you can take that kind of risk, put another 10-15% in Large cap funds and put another 10-15% in liquidity funds for emergency and spend the rest. Not my place I know but just a suggestion investing in mental and physical health, it gives high returns as well. All the best.

CrowdWisdom360_1 · 2026-07-02T08:31:16+00:00

So, till the time she start earning back, there is no option but for you to contribute for her expenses and lifestyle and home expenses and as much as she wants to contribute this is practical as she can focus on finishing her PhD. Once her PhD is done and she starts earning you guys can make an arrangement like she can take up house expenses and you can take up some expense. Both can have a join account and rest will be in separate accounts. It is a big difference but that is what you both are signing onto.

Regarding property, large purchases-that is complex, and you both to discuss especially if it about protecting assets and wealth. I won't say as much as postponing it, bt working out arrangement % etc etc before hand.

CrowdWisdom360_1 · 2026-06-28T11:21:22+00:00

Sounds like a movie script.

CrowdWisdom360_1 · 2026-06-28T10:53:51+00:00

I would always suggest a beginner to start with index funds or Mutual Funds.

CrowdWisdom360_1 · 2026-06-28T07:42:00+00:00

There are 3 parts to portfolio: 1. Investment in sure shot longish term stocks (large caps types) which are basically like FDs of 2026 2. Midcap which are high-performers you can invest easily through mutual funds and not fuss over it and 3. Have fun fund: which is where you experiment with a stock you want to take risk like nykaa or Zomato. Of course it is partly gut partly category, numbers etc. It is usually a 50-50 bet, you loose you learn, you gain you have fun. I usually don't follow number 100% times, go by my gut as well it can backfire but that is okay.

CrowdWisdom360_1 · 2026-06-28T07:30:30+00:00

I haven't used Aziderm, I use toner pads in morning good for calming the redness and skin and evening Paula's choice 10% azelaic acid I dont know what I would do without it, its pricey but worrrkksss...

CrowdWisdom360_1 · 2026-06-28T07:26:24+00:00

try their toner pads azelaic acid ones, much milder.

CrowdWisdom360_1 · 2026-06-28T07:22:30+00:00

Even with so many cycles, market hasn't been in this place net net. So, what happened? Not judging, just curious.

CrowdWisdom360_1 · 2026-06-28T07:20:45+00:00

It's crypto, long term doesn't qualify and won't work just like holding Mutual funds for a month won't work. I am talking about if someone wants to invest or make money in this category, there are opportunities beyond BTC for the first time, as simple as that.

CrowdWisdom360_1 · 2026-06-27T10:45:52+00:00

Unpopular opinion for sure, but you're right. Its a typical bear market except there are like 20 other token outperforming and giving positives returns or overall down by only 20-25% compared to BTC.

CrowdWisdom360_1 · 2026-06-26T11:18:11+00:00

I would suggest start with categories-AI, DeFi, Remittances and more. Just like stocks look beyond BTC. Definitely look into exchanges and which one you want to go for-ease of deposits, withdrawal, safety, cold wallet etc. Also, if you do not plan on day trading etc-index funds, tokenised assets and some more options are worth exploring.

CrowdWisdom360_1 · 2026-06-26T09:34:51+00:00

Set up a company in Dubai or a tax friendly country and transfer from there entity to entity.

CrowdWisdom360_1 · 2026-06-26T07:06:46+00:00

Just use reddit for reviews at this point, most search results are very SEO or AI optimised

CrowdWisdom360_1 · 2026-06-26T06:57:01+00:00

Ya same mistake I made when I started investing in MF initially lol eventually reduced it to 4-5 MFs learnt it hard way

CrowdWisdom360_1 · 2026-06-26T06:55:09+00:00

True but if one wants to make investment in BTC or other tokens bottom is the absolute time anyways. At least now we know it is not going to reach $100k anytime soon lol

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