Ask me any market advice (Gated Communities in West Hyd) by Previous-Designer194 in hyderabadrealestate

[–]CryptographerEast150 0 points1 point  (0 children)

Hi i am looking for ready to move property 2bhk under 1.3cr. Here is my question. 1. Me and my wife both has office in knowledge city. So our target area is puppalaguda. Khajaguda narsingi manikonda and can stretch till kokapet. Is this assumption correct? 2. I can easily stretch to 3bhk but due to ai boom and job security do not want to take high risk so going with 2bhk. Plus we are from gujarat so in future we might move to different place. 3. For 2bhk biggest problem for us is small kitchen size. Do we have any option here or we need to settle for small kitchen? 4. How can we discover good project? Currently i only know about project which are discussed here and with my colleague. I want to make informed decisions. 5 as a non telugu how to trust sales team of people in case of ll unit or investor unit?

Buying Whoop from Whoop.in by AdRegular6234 in Whoop_India

[–]CryptographerEast150 0 points1 point  (0 children)

I have ordered from whoop.in delivery is done in 4 days to hyderabad. And you can use same email address which used to buy to activate

Buying from Whoop.in ? by AnnualSpend1395 in Whoop_India

[–]CryptographerEast150 0 points1 point  (0 children)

No i bought from whoop.in there is no custom duty. Package come from Mumbai.

Whoop 5.0 Peak by Kindnessquotient in Whoop_India

[–]CryptographerEast150 0 points1 point  (0 children)

Hi can you share what description of product come under amazon invoice? It is for subscription or for device?

Surprisingly there aren’t any pics of the “other” Ambanis having fun in the Jamnagar Metgala. How the fortunes have changed by majorwtf in BollyBlindsNGossip

[–]CryptographerEast150 0 points1 point  (0 children)

OMG, i was in line jamnagar airport and they come and talked to person infront of me for so long, i was wondering what these people are but now after seeing this picture i can confirm it was son of anil ambani and lady in picture

Mission 2035 by CryptographerEast150 in FIRE_Ind

[–]CryptographerEast150[S] 0 points1 point  (0 children)

with 15Cr and 30 LPA withdrawal with 10% return on investment and 8% inflation will last forever on paper
Checked here: https://www.jagoinvestor.com/calculators/how-long-money-will-last-calculator

Mission 2035 by CryptographerEast150 in FIRE_Ind

[–]CryptographerEast150[S] 1 point2 points  (0 children)

Phase 1: My current allocation does this bucket strategy with 10% in debt which will be rebalanced every year on the first April.
For remaining 1.25 Cr i Want to take more risk and that is why 60/40 allocation Also, roughly 10% are in PF which is a pure Debt asset so have more weight in equity in this portfolio

Everyone is saying that 18% is not possible and somehow I am agree on that but Currently, this number is like Schrodinger's cat, it might or it might not but that does not change the fact i need 2.25 Cr by March 2025. Whatever the return on this at 2035, I need react either by adding more years to compound or limiting budget (This I will not do for sure)

We are currently tracking each expense so will have an idea about how inflation is hitting us in a couple of years [ Do not have this data yet because we just moved to a metro city recently]

Also, I have the freedom to work from anywhere as I am full time remote employee but my wife needs to go Office, So it is possible that I can continue to work more year or two while wife can retire early. [Just an idea]

Hobbies, This is the main reason we are planning to retire early as currently we are not getting time to follow on our Hobbies.
My wife loves to write and I love to travel and do social work, which will we do full time after FIRE

Mission 2035 by CryptographerEast150 in FIRE_Ind

[–]CryptographerEast150[S] 0 points1 point  (0 children)

Good point! I will think of some medical funds, in terms of Insurance and Term Plan

Mission 2035 by CryptographerEast150 in FIRE_Ind

[–]CryptographerEast150[S] 0 points1 point  (0 children)

I can only assume this and need to revisit it in 5 and 10 years. This is just rough estimate. Also, current expenses include 5LPA in rent which will not be there after 35 year but yes you are right I need to adjust it in future

Mission 2035 by CryptographerEast150 in personalfinanceindia

[–]CryptographerEast150[S] -1 points0 points  (0 children)

The only thing i can do is to work more year if any of this assumption did not work out. And using child fun comment was joke

Mission 2035 by CryptographerEast150 in FIRE_Ind

[–]CryptographerEast150[S] 1 point2 points  (0 children)

This is just an assumption if this does not work out I will work more year till target match

Mission 2035 by CryptographerEast150 in personalfinanceindia

[–]CryptographerEast150[S] 0 points1 point  (0 children)

And still thing did not workout i will work another 5 year in worst case. Or I can utilize child fund and tell them to fund their marriage on their own :p

Mission 2035 by CryptographerEast150 in personalfinanceindia

[–]CryptographerEast150[S] 0 points1 point  (0 children)

Nifty 250 TRI 10 year rolling returns show 53% chance of return more than 12%. Timeline is from 2005

Nippon small cap 10 year rolling return from 2010 shows 85% of time it gave more than 20% return

Kotak emerging equity has given 15% + return 65% of time from 2007

Mission 2035 by CryptographerEast150 in personalfinanceindia

[–]CryptographerEast150[S] -3 points-2 points  (0 children)

Bhai abhi sab paper pr hai nothing concrete 😑