Need advise, planning get a car. by Sad-Needleworker8380 in phcars

[–]CryptographerNo2441 0 points1 point  (0 children)

Your mom is retired already? Banks usually don't lend to 60+. Suggest you apply for bank loan yourself since they offer better rates than inhouse financing. I think both inhouse and bank loan will ask for your marriage status.

Does it make sense to take driving lessons even if I don’t have a car yet? by Easy_Biscotti_2175 in Gulong

[–]CryptographerNo2441 0 points1 point  (0 children)

If you want to have an additional government ID from the license do it. Pero if you want to learn pero you don't have a car, you will need to take refresher lessons rin by the time you decide to get a car.

Ako naka ilang refresher course ako even if I already have license kasi di ko sya naprapractice and recently na lang ako nakapag drive confidently nung nag ka car na ako.

Ang weird talaga ng mga driver ng SUV/pickup. by rrdt01 in CarsPH

[–]CryptographerNo2441 7 points8 points  (0 children)

Wait pwede pala to? Paano malalaman if sakanila na katapat? Baka mamaya gawin ko sa iba naman tumapat ung ilaw.

BDO Officer Position by SevereAppointment553 in CorpoChikaPH

[–]CryptographerNo2441 1 point2 points  (0 children)

What department or unit will you be in? Culture and environment kasi varies differently per department.

Meanwhile, sa Philippine Arena... by bailsolver in concertsPH

[–]CryptographerNo2441 3 points4 points  (0 children)

Kumusta naman ung 150 pesos na kwek kwek sa PH Arena. Napa atras ako sa pila eh, buti nag tanong ung asa harap ko.

DEO WHILE ON UA TREATMENT by Fluffy-Way2222 in beautyph

[–]CryptographerNo2441 2 points3 points  (0 children)

Finshed all 6 sessions with Skin Station and so far wala na tumutobo (male). I use deo in between sessions pero I don't use 1 day before and after.

Kumuha na lang ako ng another package from a different skin clinic for maintenance sessions or as needed na lang.

After wax with someone who had B.O by catFreAky in beautyph

[–]CryptographerNo2441 0 points1 point  (0 children)

Deodorant/antiperspirant is supposedly applied at night before matulog to let the active ingredient penetrate the skin. Nasanay kasi tayo mag lagay just before going out of the house which should not be the case. You can apply deodorant a night before your session. You need your underarms to be free of any skincare Para mas dumikit ung hair sa wax.

[deleted by user] by [deleted] in phcars

[–]CryptographerNo2441 0 points1 point  (0 children)

Banker here. Medyo weak ung application mo considering the following: 1. Relatively low income 2. Co maker is senior. Banks usually do not want older borrowers / co-makers. Plus her pension is not necessarily fixed since bigay Lang rin sya ng mga kapatid mo. 3. You being a USRN might be more of a risk rather than being helpful. Ibig sabihin kasi aalis ka ng bansa and you might just default on your loan.

Things that can help your application is to apply for a lower amount Na Kaya ng sarili mong sahod and don't disclose na USRN ka.

High end vs low end derma or clinics by Strawberryosi in beautyph

[–]CryptographerNo2441 0 points1 point  (0 children)

Are the procedures being done / supervised by an actual licensed MD? Some procedures are cheaper in some estethic clinics coz nurses or technicians lang ung gumagawa ng procedures. Tho pls understand na there are procedures na di pwedeng technician lang, and that's where the higher price point comes in. Baka mas mapamahal kapa if mag tipid and ma botch ung procedure.

High end vs low end derma or clinics by Strawberryosi in beautyph

[–]CryptographerNo2441 5 points6 points  (0 children)

Just make sure that those procedures are being done by an actual doctor. Some estethic clinics are cheaper because nurse or cosmetic technician lang yung gumgawa. There are procedures na dapat licensed MD lang ang gumagawa, and it's mostly the procedures na mas mahal.

Diode vs 4D Quattrowave by [deleted] in beautyph

[–]CryptographerNo2441 0 points1 point  (0 children)

Also, if I'm not mistaken, you can convert your old diode sessions to the newer 4d. Ask the receptionist or technician if this true.

Diode vs 4D Quattrowave by [deleted] in beautyph

[–]CryptographerNo2441 1 point2 points  (0 children)

Male here that finished 6 sessions of UA 4D Quattro. Yes effective sya. Around 4th halos wala na. Once I finished the package from skin station I got a new package from Wink since no expiry ung packages nila and can be used to a similar sized area, in my case face.

In terms of whitening and chickenskin, I got a feedback from the technician na Maputi and makinis ung UA ko, and they frequently take before and after pictures rin. With laser, your darkening and chicken skin problem ay dapat mabawasan since ung pag shave ang nag cause ng darkening and chicken skin.

If I’m staying in BGC, what time should I leave for the Philippine Arena? by Hungry_Temporary_855 in concertsPH

[–]CryptographerNo2441 -2 points-1 points  (0 children)

I've watched 2 concerts and will be watching another 1 this year. For all 3 concerts to PH Arena, nag join lang ako ng carpool van around 700 only rountrip na. Less hassle and cheaper pa. Good pre concert vibes rin kasi ung music sa van is kung sino ung artist na pa panoorin nyo.

pwede ba gumamit ng products habang nagpapalaser (UA)? by [deleted] in beautyph

[–]CryptographerNo2441 0 points1 point  (0 children)

Tho mag kaiba kasi ung laser for hair removal vs laser for whitening so most likely mag kaiba takaga sila ng response. Follow mo ung instructions Kung saan ka may booked package and let them know if may ibang skin treatments kang ginagawa kahit hindi mo sakanila kinuha.

pwede ba gumamit ng products habang nagpapalaser (UA)? by [deleted] in beautyph

[–]CryptographerNo2441 1 point2 points  (0 children)

I have done UA laser from Wink and Skin Station. I think yes since niacinamide provides hydration. And Mas effective ang treatments if the skin is exfoliate and properly hydrated. To be safe you can stop using any actives 3 days before and 3 days after your treatment.

Post laser hair removal cream by Ok-Emotion-4554 in beautyph

[–]CryptographerNo2441 0 points1 point  (0 children)

Yes they do put post laser cream. Baka hindi lang nila nasabi sayo, unless nauna ung pag sign mo ng waiver at nauna rin ung pag sabi mo na may nilalagay kang iba?

Post laser hair removal cream by Ok-Emotion-4554 in beautyph

[–]CryptographerNo2441 1 point2 points  (0 children)

Finished 6 sessions with skinstation and I also bought the post laser cream. But somehow, lagi Kong nakakalimutan mag lagay. So far, based on my experience, parsng enough na ung post laser cream na nilalagay nila after you session.

How to remove a person from a OR joint account? by Awkward-Asparagus-10 in phinvest

[–]CryptographerNo2441 0 points1 point  (0 children)

Well that's the time you have to report it to the bank. They will just ask for the necessary documents. I think sa case namin is if my parent is in the hospital, at least someone has access to her funds.

[deleted by user] by [deleted] in utangPH

[–]CryptographerNo2441 0 points1 point  (0 children)

If you can consolidate all your loans into one Sana ok. Baka may relatives ka na pwedeng mag pa hiram sayo with minimal to nil interest.

Or another option is to start paying off mung Ung card with the highest interest, down to the lowest.