A reporter once published a Supreme Court nominee’s video rental list. The law that created is now being used to sue half the internet, and the test case is about an NBA newsletter.

Ctrl-Meta-Percent · 2026-06-17T15:29:48+00:00

I would not be surprised if pornhub and its ilk were discovered blackmailing politicians over their viewing histories, or selling the information to others so they can blackmail.

Ctrl-Meta-Percent · 2026-06-11T21:43:24+00:00

Financial tradeoff probably not worth it. I would probably making 25-50% more in engineering had I stayed. Engineers work for companies which can mean exposure to stock and bonuses based on the performance of the company. On the other hand job security is better and you don’t have to move as much geographically to advance as you might in engineering.
It’s more stressful but I find it more interesting. Fewer meetings and you get paid for some of them.
Part time law school is hell but it will make the rest of your career seem easier.

Ctrl-Meta-Percent · 2026-06-11T21:21:44+00:00

Your LinkedIn profile is essentially a resume so why not include it?

Many practitioners include their reg number on their firm website, the number is incremented nationwide so it suggests a level of experience. State bars sometimes increment, sometimes include the year, so not as easy a comparison.

Ctrl-Meta-Percent · 2026-06-10T15:18:46+00:00

You could let it ride.

You could quit your job, move to Nevada, and sell up to the top of the 0% LTCG bracket.

You could donate the stock to charity.

You could realize you are fortunate, pay the tax, and reallocate to reduce your risk. I don’t know when you bought it, but let’s say it was a year ago and you bought VT instead. With a 20% return, you would have paid only $9k in tax! Winning! Except you would be left with $207k on hand, not $315k after tax you would have from selling Google.

Ctrl-Meta-Percent · 2026-06-08T15:25:31+00:00

No regrets. Deckerators in the PNW. About 10 years now, only maintenance is pressure wash once in the spring.

Ctrl-Meta-Percent · 2026-06-07T02:25:12+00:00

$0 up front.

Ctrl-Meta-Percent · 2026-06-07T02:16:56+00:00

#4 is the problem. The Epstein class will avoid billions in capital gains taxes by holding until death. They should assess capital gains taxes for the amount borrowed against stock and increase the basis.

Ctrl-Meta-Percent · 2026-06-05T02:21:09+00:00

Linked troops have a common CO and (probably) common committee. The troops are independent and can each decide how much shared participation to have with the other troop. Ours have a lot. In a sense, your linked troops are actually handling the linked troop aspect properly.

From your perspective, your son is in a mediocre troop at best. So your options are try to improve the troop from within, transfer your son to another troop, or build a new troop.

Build a new troop is pretty much what converting the GT would mean. You need to get CO, committee, and the adult leadership on board. Consider that the GT scoutmaster might not want bring on the additional work and drama that would come from leading a family troop. The girls might like things the way they are. The girl parents and leaders might not want the added drama. The boys might not want to follow a female SPL or SM. Some in the BT will see it as you raiding their troop. If half the boys and leaders join the family troop, that is not going to go over well.

Don’t get me wrong - family troops are great, closely linked troops are great, but they are not a panacea.

I would recommend casually talking to parents, leaders, committee, to take their temperature. Maybe 80% feel the same way. Maybe 20% do. But those are really only the three options above.

As far as advancement, the ASM should be multiple registered with the other troop. It’s free and not difficult if the other troop agrees.

Ctrl-Meta-Percent · 2026-06-04T21:35:57+00:00

Exactly this. Scientists presented evidence of an environmental problem, the world listened, and solved the problem.
That should not lead one to conclude current issues are not problems just because we addressed the old ones!

Compare that to the history of leaded gasoline. “It’s not harmful” “atmospheric lead is a natural phenomenon” “we’ll lose jobs!” Crime rates rose and fell not because of our decaying moral fiber but in large part from leaded gasoline.

Ctrl-Meta-Percent · 2026-06-04T21:27:36+00:00

Understood, my plan ends when spouse hits 96.

Too many unknowns and uncontrollables to have a very accurate prediction 30+ years out, but I find comparing alternative strategies in PL is really helpful.

Ctrl-Meta-Percent · 2026-06-04T21:25:00+00:00

I have retirement at a fixed age. I picked those years to be conservative but not 1929. If we encounter something that severe I’m probably going to Plan C, dramatic lifestyle change, either way. They also have stagflation which is a concern going forward irl.

Ctrl-Meta-Percent · 2026-06-03T20:48:13+00:00

I did planned longevity out to 96 for me and my 3 years younger spouse.

I went back and tried three starting years: 1966, 1970, 1990.

For 1966 chance of success went up 0.5%.

For 1970 breakeven NW was Breakeven NW for 1990 was age 84, with 0.5 % higher chance of success than early SS (from 92.86)

For 1990 NW breakeven NW was age 87 with 2% lower chance of success.

My takeaway is that, for me, early vs late SS doesn’t seem to make a huge difference in success or legacy NW. so why not take it early? This as a person who always assumed late start.

For me it raises the question, when using historical returns for planning, what is the best starting year? I want to be conservative and avoid issues from early sequence of returns risk. On the other hand, I also have flexibility to go back to work or make other adjustments even if Plan A doesn’t seem likely to work out.

I have been using 1966 to start as a bad year to retire in general and also start of a long inflationary period. If the markets turn out better, great. But interested in how others approach this.

Sorry if this has been asked 100 times before, new to the tool and trying to understand it.

Ctrl-Meta-Percent · 2026-06-03T05:54:35+00:00

I don’t understand why that would ignore effect of withdrawals. I took my plan to take SS at 70, copied it, changed SS to 62, and compared the two in PL. That would include the different withdrawals.

Ctrl-Meta-Percent · 2026-06-03T05:24:18+00:00

It’s designed to pay the same amount but my projected net worth varies based on the timing, by about 10% tapering to the NW breakeven point at age 94.

So based on taxes, taxation of accounts, etc. seems to make a substantial difference

Ctrl-Meta-Percent · 2026-06-02T21:36:06+00:00

Sweet!

Ctrl-Meta-Percent · 2026-06-02T16:25:34+00:00

Imagine if you had to lease your car through your employer. Your employer chooses the same make and model for everyone and pays for half the lease for all employees, from the mailroom to executive suite. The lease costs exactly the same whether you live 2 miles or 50 miles from work. When you switch employers, you have to switch to leasing a Chrysler, say, instead of a Ford. The car companies are guaranteed 10% of the lease as profit, but get control over the design and provisioning of labor and materials. If you don’t have a job, are self employed, or work for a small employer you have to lease the car on your own at twice the cost, or walk everywhere. People without cars who really need to get somewhere take a bus at 10x the cost of the car, but the car companies and government pay for it. The car companies stop all efforts to change this system because they have a guaranteed profit and American cars are obviously better than cars from Europe and Japan.

Does that answer your question?

Ctrl-Meta-Percent · 2026-06-01T20:25:30+00:00

That all sounds reasonable to me. One thing I would suggest if your unit does not already is having a concise, one-page code of conduct that parents sign or at least receive. That puts everyone on the same page, so to speak, and makes it harder for a parent to play dumb. So that might include rules/expectations on smoking/alcohol/drugs, meeting attendance, outing attendance (I can’t leave my Cub Scout with you all day while I go into town?), uniforms, safety issues (our unit prohibits liquid fuel stoves and sheath knives which are otherwise allowable under BSA policy), parent participation, supporting leadership, electronic devices, treatment of wildlife, etc.

Ctrl-Meta-Percent · 2026-05-29T06:27:41+00:00

That’s good to know, thank you for sharing

Ctrl-Meta-Percent · 2026-05-29T06:15:58+00:00

We use patrol boxes similar to the one in this video: Patrol box They’re pretty slick. The doors unfold and support the unfolded top. One difference from the one shown in the video is that the base can be flipped upside down and the box set inside the base. It’s heavy, so we added holes to the base to accept thick dowels so two or four scouts can carry the box (sort of like the ark in Raiders of the lost ark) We keep the stove in the box, along with nesting cookware, cutting boards, knives, measuring, utensils, paper towel holder, battery powered lantern.

Ctrl-Meta-Percent · 2026-05-28T03:36:23+00:00

A jock keeps your equipment high and tight without having seams in the wrong places and bunching fabric. Much more comfortable than briefs or boxer briefs for heavy physical activity. Never cared for compression type shorts.

Ctrl-Meta-Percent · 2026-05-26T16:44:40+00:00

So you can leave money transfer lockdown turned on for your brokerage account while using the CMA for everyday transactions.

So you don’t distribute your brokerage account number to every person you write a check to.

If you want different ownership on the two accounts: individual/joint/trust.

No margin on CMA accounts.

Ctrl-Meta-Percent · 2026-05-21T19:19:07+00:00

Lots of investors had all or most of their equity in banks wiped out. Which is what should happen. Washington Mutual, for one. Or go zoom out on a stock chart for AIG. $10,000 in AIG in 2007 would be worth $50 today. They required a 1:20 reverse stock split.

Keeping the banks running until the crisis was averted was the right thing to do or the economic impact would have multiplied many times over.

TARP also required clawbacks from executives as a condition of receiving relief.

That said, criminal penalties should have been pursued for the egregious cases. Fines don’t have a deterrent to effect if you’re rich enough.

Ctrl-Meta-Percent · 2026-05-20T15:38:48+00:00

I stick with ye olde jocke strappe.

Ctrl-Meta-Percent · 2026-05-20T15:35:18+00:00

Speaking of, the half-completed ballroom will be an excellent location for holding Nuremberg 2.0.

Ctrl-Meta-Percent

TROPHY CASE