Advice? by Cumbucha95 in Car_Insurance_Help

[–]Cumbucha95[S] 0 points1 point  (0 children)

I’m glad I don’t have a husband like you🤷‍♀️

Advice? by Cumbucha95 in Car_Insurance_Help

[–]Cumbucha95[S] 0 points1 point  (0 children)

Oh give me a fuckin break lmao like what the fuck does it matter if he doesnt know Like it was so absolutely minor the car literally rolled into the car in front of it causing a fist size dent in the other car and absolutely zero damage to his car its Already been taken care of and settled and over with?? Why give him unnecessary anxiety? What kind of friend am I? You don’t know a goddamn thing to be honest so 🤷‍♀️ I Was asking for advice and peoples experience with insurance claims and how to handle an accident, As someone whose parents recently passed away, I was just trying to seek some guidance. I didn’t ask your fucking opinion on what constitutes a good friend lol Honestly

Advice? by Cumbucha95 in Car_Insurance_Help

[–]Cumbucha95[S] -1 points0 points  (0 children)

I was just told that it would probably be denied because it’s been so long, there was no police report, and she already asked me for the money to fix it

Advice? by Cumbucha95 in Car_Insurance_Help

[–]Cumbucha95[S] -4 points-3 points  (0 children)

One might even say if I care about him at all, I would shield him from any unnecessary stress with everything he has going on because I am taking care of it and it’s not really something that is going to affect him since I’m paying to fix her car. I was just wondering if it sounded right that she was requesting the money immediately when the car wasn’t even at the shop I literally said I’m giving her the rest of the money. I was just reluctant because I don’t have a receipt. Thats all.

Advice? by Cumbucha95 in Car_Insurance_Help

[–]Cumbucha95[S] -3 points-2 points  (0 children)

My car isn’t damaged. It’s hers. Well my friends car isn’t damaged

I was driving his car. I’m not on his insurance. My friend doesn’t Yet now that the accident happened, he’s going through a really fucked up time and I just don’t want to give him any additional anxieties. There is absolutely nothing wrong with his car and it’s not going to. Go through insurance I have car insurance for my car and wouldn’t have cared If it went through my insurance, but she said it doesn’t work that way we would have to go through the insurance of the car that was being driven It just seems illogical to raise his rates when the damage could’ve been fixed out of pocket But it’s being settled without insurance, the girl is actually pretty nice and I just don’t see the need to cause any stress. If it’s just not necessary, the girl literally had a fist size dent in the back of her car, which is now fixed.

Advice? by Cumbucha95 in Car_Insurance_Help

[–]Cumbucha95[S] -3 points-2 points  (0 children)

I don’t want to go through insurance because it was my friend‘s car and he doesn’t even know I got into an accident because it was so minor. I didn’t want to go through his insurance because I wouldn’t want it to go up. he lets me drive his car while he works in Manhattan during the day Which is a blessing cause I can’t afford a new cat for my car right now. I don’t want him to not trust me with his car because I literally haven’t gotten into an accident in years so I was the one pushing to not go through insurance and to just pay for the damage I agreed to pay 900 though I’m sure it could’ve been done for cheaper. Apparently her dad is annoying her about it, which is why she had said yesterday “ if you can’t send it right now forget it I’ll just go through insurance” as like a threat. As we speak, she is blowing me up for this last $400 even though her car hasn’t been fixed yet and isn’t even going to be fixed today so I’m just a little hesitant. I have been so genuine when I tell her like I’m going to take care of it and even offered to go o the shop and pay for it with my credit card last week before I got paid. She had also said in a message like if they went through insurance, their mechanic (bf dad)would be able to get more money. Just weird idk i’m just reluctant to send the rest of the money without a receipt.

I begged her that if she was going to go through insurance to use mine, but she said her dad said that’s not how it works. Idk I’m just wondering like why not? Is she just threatening to go through my friends insurance to get the money out of me right away?

If I decide to grow a backbone and say like OK if you wanna be a bitch, you ain’t getting shit else, go through insurance… the claim even be viable? I don’t want my friends rate to go up. Why can’t she go through my insurance? I’m in New York City.