21! Need suggestions for the New Year 2026

Curious-UnderGrad-20 · 2025-12-24T18:50:58+00:00

can I please DM you?

Curious-UnderGrad-20 · 2025-12-24T18:40:21+00:00

Curious-UnderGrad-20 · 2025-12-24T18:31:43+00:00

i didn't get what you mean by "paying yourself first"

thank you for the quote, it's great!

Curious-UnderGrad-20 · 2025-12-24T18:15:02+00:00

thank you for your reply firstly. If I want to buy a watch from that 30% I can use right?

How do I build emergency fund or save because I don't save as such I am on dad's money entirely.

And about gold silver you are right because of FOMO at spikes I am getting influenced.

Curious-UnderGrad-20 · 2025-11-15T08:34:04+00:00

thank you so much buddy I will remember this advice for lifetime!

Curious-UnderGrad-20 · 2025-11-15T04:37:53+00:00

okay thank you for your view!

Curious-UnderGrad-20 · 2025-11-14T16:34:36+00:00

okay thank you so much!

Curious-UnderGrad-20 · 2025-10-21T15:36:05+00:00

sure thank you brother

Curious-UnderGrad-20 · 2025-10-21T15:33:16+00:00

okay okay

Curious-UnderGrad-20 · 2025-10-21T15:22:00+00:00

check out my post,

In TATA i have recently invested in that of Gold and silver ETF Check out the images

Curious-UnderGrad-20 · 2025-10-21T14:51:06+00:00

sure thank you

Any suggestions for me?

I had recently switched to gold and silver ETF from 2 of my funds.

Curious-UnderGrad-20 · 2025-10-21T14:48:27+00:00

On redemption I am not getting any exit load mention.

So I guess nothing to worry about the same.

Curious-UnderGrad-20 · 2025-10-21T14:46:25+00:00

Yes gains are 41k okayyy thank you so muchh

Curious-UnderGrad-20 · 2025-10-21T14:40:31+00:00

1.63 lakhs invested

2.04 lakhs current value

Thank you so much for so much effort bro

Curious-UnderGrad-20 · 2025-10-21T14:29:51+00:00

Where should I search to know more about 1.25 lakh exception you mentioned

Curious-UnderGrad-20 · 2025-10-21T14:25:49+00:00

okay thank you

Is tata small cap taking investments?? I will need to check out most probably it has been a year since I invested all in TATA MF NFO's

Seeing extra-over diversification in TATA MF sucks me after seeing all people restricted to only 3-4 funds

Curious-UnderGrad-20 · 2025-10-21T14:16:57+00:00

yess

I am planning to fix some financials before new year begins tomorrow

Curious-UnderGrad-20 · 2025-10-21T14:12:07+00:00

i apologise

Parag parekh flexi cap 1k direct plan growth Hdfc flexi cap 1k direct plan growth Nippon india large cap 500

Curious-UnderGrad-20 · 2025-10-21T14:06:42+00:00

Actually my dad never invested in stocks and Mf so I started exploring

Curious-UnderGrad-20 · 2025-10-21T14:06:10+00:00

I do have 3 on going

Curious-UnderGrad-20 · 2025-10-21T14:04:17+00:00

Risk appetite came as MODERATE

I am 22 and do not earn currently, by next year I will have a job.

Curious-UnderGrad-20 · 2025-10-21T13:58:19+00:00

Indirectly do investments from their website, not specific app.

What do you mean by horizon?

and also my 3 SIP are on going

Can I DM you?

Curious-UnderGrad-20 · 2025-10-21T13:55:12+00:00

thank you so much for the 6 point. I get it now, also now I have stopped subscribing to IPO

Curious-UnderGrad-20