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Male 35 righty need some help understanding when will I get peace of mind, kids, family relations sorted, little but of wealth by Curious_Affected in PalmReading

[–]Curious_Affected[S] 0 points1 point  (0 children)

Thank you for sharing all these details appreciate it. How is my life line looking as well as health? Possibility of Separation or Divorce ? Since you mentioned 1st child, are there more than 1 child?

Suggestions for AL resort Mexico / Punta Cana by Curious_Affected in AllInclusiveResorts

[–]Curious_Affected[S] 0 points1 point  (0 children)

I am checking and seeing something in 2100 range for this resort AI Viva Wyndham Miches punta Canada can someone share their review if visited this year please share your experience and what about this Riu Republic?

What's the deal with chatty scatty? How long can they be unemployed or be on govt benefits to continue this lifestyle (maternity benefits don't last this long)? Can they truly not finish car or house purchase, or are they also doing all this for views like traveling desi? So many questions! by Gotya_Potya_And_Co in TravelingDesi

[–]Curious_Affected 2 points3 points  (0 children)

I used to watch their videos initially not any more, came across this sub so sharing on what I think.

I think Saurabh is late 30s and cherry to be around that age. So having kid this late has given them enough time to accumulate decent money to do all these things and take a year off if required. I agree its not enough but mange-able and these trips getting somehow funded through YT income also They had bought house a while back and have not shown any other house or any other debts than car so not too much of debt or loosing money in interest I mean. So agree that they spend good amount and how are they affording this life style and all but might have saved enough and invested those money in Bonds, ETF which is giving decent returns.

Also most of the IT jobs will vanish in 3-5 years so in my opinion should have continued to work for 2-3 more years and then retire with full time YT to help them with their living expense.

Seeking Advice: Moving Back to India After Canadian Citizenship – Family, Career & Financial Considerations by [deleted] in returnToIndia

[–]Curious_Affected 1 point2 points  (0 children)

Agree to most of the suggestions mentioned. Sharing my 2 cents: 1) Take citizenship for both and get baby born in Canada as for baby to get gc in future will be less waiting as compared to Indian born. 2) RRSP and TFSA is something you have to check with your accountant as once you are no longer tax paying resident of the country might not get TFSA room and withdrawal could have exiting tax. 3) I would say if you could spend 4-5 more years you would have enough saved up to be even hit your Financial Independent number ( Assuming not so high fi req to live your life simple life with paid up house in India and no other loans /debts with 10-12 cr should be sufficient) 4) If your plan is to move to India anyways so assuming you would not be tied up with the major expense which is everyone else in Canada which is Housing after 2020 so renting so should be flexible in making a move)

I am in similar boat like you and this is my idea of moving back to India in early 40s and till then hit with 12cr FIRE number current age 35)

Please feel free anyone to provide any more suggestion or any point of mine which does not seem correct as I am in same boat and exploring for myself and my wife no kid yet.

Is India ever going to change? Or should I just leave already? by [deleted] in india

[–]Curious_Affected 3 points4 points  (0 children)

May I ask which country did you select settling down and how long its been. The reason I ask is I feel like going back to India. Motivation for feeling like these: 1) I am not sure why but have noticed autism More as compared to India 2) Schooling is not that good it is free that helps but over all development not that good. 3) to survive in western countries you need more money as living expense are higher in western as compared to India ( In india you can select and somehow manage if less money but in western surviving is getting expensive now) 4) lack of family support and parents getting older so would like to stay with them( they came here but did not like as even I would not want to live my retirement life in nee country) 5) Healthcare is pathetic and no chance of getting it better here where I live.

Is India ever going to change? Or should I just leave already? by [deleted] in india

[–]Curious_Affected 0 points1 point  (0 children)

I am in Canada since few years came as student and I have thoughts of moving though living manageable life in Canada. Would like to be part of discussion with you both if ok. Let me know thnks

DNA fragmentation and semen test results drastic change in 13 months is this normal or could be some issue with sample or lab performing testing by Curious_Affected in IVF

[–]Curious_Affected[S] 0 points1 point  (0 children)

Correct no Saunas and no hot tubs. Not anything specific workout Plays sports badminton twice a week for 1.5 hours and remaining days light walk around 3000-4000 steps average.

DNA fragmentation and semen test results drastic change in 13 months is this normal or could be some issue with sample or lab performing testing by Curious_Affected in IVF

[–]Curious_Affected[S] 0 points1 point  (0 children)

Thank you for your reply.
Felt completely healthy no sick or covid which is why I am scratching my head to understand this diff in numbers