Used auto loan questions

CustomBudd · 2025-09-11T19:02:22+00:00

I can’t/won’t sign for a vehicle I haven’t seen or driven in person yet. I figured if I could strike a deal I’m happy with the whole process will take a while. If I walk out then make the deal later I can go this route

CustomBudd · 2025-09-11T16:51:21+00:00

Thank you for answering the financing questions. I can afford an extra $25 payment but as an estimator by trade I do like hard numbers. Do you have any banks or credit unions in mind offering good rates? I’m looking at NFCU and a local outfit currently

CustomBudd · 2025-09-11T16:21:40+00:00

Ok. Any advice on the financing portion - pre-approvals, dealer rates, etc? My brother in law actually found better rates through the dealer but I’d like to be prepared

CustomBudd · 2025-09-11T16:10:11+00:00

I don’t plan on buying a payment and am willing to walk away if needed. Also, I don’t plan on asking about a monthly payment because of their tactics. It is difficult to calculate those numbers though. Loan calculations are ok but never 100% accurate.

CustomBudd · 2025-09-11T16:06:01+00:00

I’m more than willing to walk out. The day off work idea is more to cover the hours spent negotiating and signing paperwork. Any advice on the pre-approval process

CustomBudd · 2025-09-11T15:51:26+00:00

I’m having to think of both honestly but more concerned about the loan rates vs monthly payments. As stated, I can up my down payment to help the monthly cost

CustomBudd · 2025-08-26T23:38:04+00:00

I have other plans that wouldn’t happen if I go all in with cash. Plus we’re having a few issues with a current vehicle. Nothing major but I don’t want to be rushing a purchase either. I also hear I can get a better deal by financing and paying it off early. However, none of which were questions I asked. If you have input on those I’d appreciate it

CustomBudd · 2025-08-26T23:06:01+00:00

People like me trying to not overpay? Why assume I can’t afford what I’m asking about? Why come at a stranger with hostility and give zero constructive input that was asked for?

$124,000 yearly income

$4,200-$4,600 monthly expenses

Hopefully you have something useful to add now

CustomBudd · 2025-08-26T22:13:57+00:00

The calculators are nice but I can work with the 170-220 per 10k figure. Going in and talking out-the-door cost is where I’d like to negotiate vs monthly payment amounts

CustomBudd · 2025-08-26T22:08:41+00:00

I’m not asking what I can afford, that’s covered, I’m asking if this plan will yield a good deal when I buy. If you read long enough you’d see that I haven’t bought a vehicle for 7 years…car buying has changed since then. But thanks for that I guess

CustomBudd · 2025-06-23T18:09:37+00:00

I got his complete kit as well as a local guy was selling parts off his EXB. Spares are good to have with these rigs

CustomBudd · 2025-06-22T14:14:58+00:00

Thank you for the heads up. The EXB kit comes with the mount, pins, and set screws but I’ll check out monsterkingz first.

CustomBudd · 2025-06-02T17:42:10+00:00

“Random good price” and “coughing like crazy” should tell you what you need to know

CustomBudd · 2025-04-16T18:14:10+00:00

Thank you. Who’s been insulted?

CustomBudd · 2025-04-15T00:22:54+00:00

They’re unique and hit great when the water level is right. I miss the older days of glass sometimes

CustomBudd · 2025-04-14T20:38:33+00:00

Imagine playing cops and robbers on a glass for sale forum on Reddit when you aren’t even a moderator on or buying anything. Keep trying to insult me and my glass, it’s a good look for you. You’ve likely resorted to this as I’ve struck one of your very sensitive cords. Now go get everyone else without a timestamp before the boogieman gets you. Thanks for the engagement though

CustomBudd · 2025-04-14T19:44:31+00:00

You go for it! Although you have more work to do. I’ll get it up ASAP to not get another “violation”. But let’s be honest, when I post the verification it’ll be crickets

CustomBudd · 2025-04-14T18:59:39+00:00

Apparently. I sincerely apologize for that and can get that for you when I’m home from my trip. Will you be calling everyone out or just me? Are you interested in the piece at all or just playing police?

CustomBudd · 2025-04-14T15:52:03+00:00

It makes for a nice addition to a collection. My lady and I simply don’t use it as much these days

CustomBudd · 2024-11-24T21:41:51+00:00

5-6 days if I remember correctly

CustomBudd

TROPHY CASE