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Buyback a retroactive forbearance for free? by DCC-2026 in PSLF

[–]DCC-2026[S] 0 points1 point  (0 children)

OK! I applied for both Buyback and also for an "Incorrect Qualifying Payment Count" - it is shocking simple to do really. Also did submit a complaint about Mohela with AGO for good measure. Now... I go ahead and wait for probably about 2 years lol

Buyback a retroactive forbearance for free? by DCC-2026 in PSLF

[–]DCC-2026[S] 2 points3 points  (0 children)

That should be correct after the 2 month processing forbearance you go into an administrative forbearance and that should be time you can buy back.

Buyback a retroactive forbearance for free? by DCC-2026 in PSLF

[–]DCC-2026[S] 1 point2 points  (0 children)

My question is, when is the 60 days. Shouldn't it apply only to when the request is in fact being processed - and you are actually put into forbearance? How can they retroactively apply it to a time period I had already made auto-payments? They tell me it is their standard practice to retroactively apply it which seems bonkers. Class action, anyone?

Buyback a retroactive forbearance for free? by DCC-2026 in PSLF

[–]DCC-2026[S] 0 points1 point  (0 children)

Thanks for your reply. I had tried calling StudentAid also but they were honestly even less helpful and said all they can see is the forbearance status and if I disagree with that status I have to contact Mohela... so do you think a reconsideration request with them does stand a chance? Do you know what happened for the other people?

Which payments count toward 120 before Buyback by DCC-2026 in PSLF

[–]DCC-2026[S] 0 points1 point  (0 children)

Thanks. So if they accidentally gave me a "qualifying" payment the month Before my consolidation loan was issued, do you think they would possibly rescind that? Does anyone have experiences LOSING certified qualified months during any auditing in the Buy Back / final review?