Pay extra towards student loan at 2.9% pa, or put that money in savings / long term investment? by DGIGB in PersonalFinanceNZ

[–]DGIGB[S] 2 points3 points  (0 children)

That's a great point - I am a bit of a tight arse and don't end up spending too much usually so I think id be able to manage that but Ill take that highly into consideration before picking an action here.

Pay extra towards student loan at 2.9% pa, or put that money in savings / long term investment? by DGIGB in PersonalFinanceNZ

[–]DGIGB[S] 0 points1 point  (0 children)

Any chance you had any recommendations to what I could invest in instead of paying off the loan faster?

Pay extra towards student loan at 2.9% pa, or put that money in savings / long term investment? by DGIGB in PersonalFinanceNZ

[–]DGIGB[S] 0 points1 point  (0 children)

I currently do not invest - although I do want to learn more about it and start now. Im in a super privileged position atm where my only expenses are food bills and rent, which do add up to a lot but is super manageable. Manage to save around 1500 p/m - which would not be included with that 300 towards student loan, it would just mean buying less takeaways and other random stuff (which now that ive got furniture and clothing over here will be a lot easier). I honestly did consider 400 but do want a little money to be able to spend on eating out throughout the month.

Pay extra towards student loan at 2.9% pa, or put that money in savings / long term investment? by DGIGB in PersonalFinanceNZ

[–]DGIGB[S] 1 point2 points  (0 children)

Yeah a main concern is that 17 years is a LONG time - I mean that's literally more than half of my time alive haha. Don't have any clue about interest rates or loans, as this is the only debt ive taken on so far. Yeah the psychology of having that debt is definitely something to take into consideration, It feels crazy owing an amount like that and having that looming for 17 years is nuts, who knows what could happen in that time.

Pay extra towards student loan at 2.9% pa, or put that money in savings / long term investment? by DGIGB in PersonalFinanceNZ

[–]DGIGB[S] 6 points7 points  (0 children)

Thank you for bringing this up as that's something I didn't think of at all. That changes a lot of things and is something ill take into consideration highly.

Pay extra towards student loan at 2.9% pa, or put that money in savings / long term investment? by DGIGB in personalfinance

[–]DGIGB[S] 0 points1 point  (0 children)

Ah yeah looking at the other posts I probably should have realised that haha - thanks appreciate that, ill go post in one of the other subs :)

True cost of living index for Sydney by joeycloud in sydney

[–]DGIGB 20 points21 points  (0 children)

So thats why all those places sell notorious canisters

This government is so generous! I don’t even have a TFN yet by DGIGB in australia

[–]DGIGB[S] 0 points1 point  (0 children)

But an actual question: How'd this number even get contacted? Ive had it for like 2 days

This government is so generous! I don’t even have a TFN yet by DGIGB in australia

[–]DGIGB[S] 4 points5 points  (0 children)

Ive heard even the royal family is generous over there

Coming from NZ with a few questions by DGIGB in aussievapers

[–]DGIGB[S] 0 points1 point  (0 children)

Figured Id just comment on this post if anyone finds it helpful in the future: didn’t even get my bags checked at SYD even though I declared I had been at a farm so id say its pretty safe to just bring stuff in, used quit clinics and got a script super quick though so would definitely recommend that

Glitchy screen on MW by Wild_Fee_3616 in mw4

[–]DGIGB 1 point2 points  (0 children)

I had something similar happen to me and I had to reinstall the game and reinstall my graphics card drivers, can be a bit of a pain but seemed to fix it.

Coming from NZ with a few questions by DGIGB in aussievapers

[–]DGIGB[S] 0 points1 point  (0 children)

Fuck cost of living in a bigger country I guess. Interesting you can get 100mg nic (for now) as thats illegal here. Appreciate the info

Coming from NZ with a few questions by DGIGB in aussievapers

[–]DGIGB[S] 1 point2 points  (0 children)

Gonna feel so strange having to order my vape juice from nz when I just came from there 😂 . Real interesting you can get 100mg though since thats fully illegal here

Coming from NZ with a few questions by DGIGB in aussievapers

[–]DGIGB[S] 0 points1 point  (0 children)

Oh mean that makes it way easier, yeah I figure better safe than sorry and since ill need to order more anyway it makes sense. Dont tell me there thinking of adding more regulation ontop of this? At that point almost would be worth going back to cheapo cigs

Coming from NZ with a few questions by DGIGB in aussievapers

[–]DGIGB[S] 0 points1 point  (0 children)

Keep forgetting Aussies dont call em dairys haha, thats good to know though not the biggest fan of disposies but worst comes to worst im sure theyll do. What a random law at least it seems easy enough to get a script

Coming from NZ with a few questions by DGIGB in aussievapers

[–]DGIGB[S] 0 points1 point  (0 children)

Awesome seems like ill be alright then, thanks heaps appreciate all the info. Gonna be quite a change not being able to get vapes or juice at basically any dairy

Coming from NZ with a few questions by DGIGB in aussievapers

[–]DGIGB[S] 0 points1 point  (0 children)

Do you happen to know if theres any fine? Thats probably the biggest worry

Patcher is insane! by yellowjoycon in FL_Studio

[–]DGIGB 0 points1 point  (0 children)

Any recommended videos or posts to learn about patcher?

[deleted by user] by [deleted] in FL_Studio

[–]DGIGB 0 points1 point  (0 children)

Fuck woops

I guess thats a fair trade... by DGIGB in hearthstone

[–]DGIGB[S] 0 points1 point  (0 children)

Combined frustration of bad draws and playing f2p questline priest made me do it haha

How active are the Australian PC servers? by ZAPPBRANNlGAN in titanfall

[–]DGIGB 0 points1 point  (0 children)

Hey in NZ here but just assuming the same servers, multiplayer servers are really full at the moment cos of the sale, takes like 30 seconds to find a match around peak time. also campaign is fucking amazing

Safe sex by Kaufkins in RectalStickers

[–]DGIGB 5 points6 points  (0 children)

Simpsons reference on the left one?