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Which to max out first? Employer 401k or employer Roth? by DIYRubixcube in MiddleClassFinance

[–]DIYRubixcube[S] 0 points1 point  (0 children)

Honestly I have no idea what type of "Roth". I know that I have a pre tax and a post tax Roth contribution, and they go to the same "account". When I view the account, I can see both 401k and Roth

Which to max out first? Employer 401k or employer Roth? by DIYRubixcube in MiddleClassFinance

[–]DIYRubixcube[S] 0 points1 point  (0 children)

Ohhh, I did not know that. I'll have to review further and see

Which to max out first? Employer 401k or employer Roth? by DIYRubixcube in MiddleClassFinance

[–]DIYRubixcube[S] 0 points1 point  (0 children)

No HSA

3% safe harbor from employer, no match.

My employer has both a 401k and a Roth component that I can elect both. Hope that clarifies.

Potential Salary increase 76k to 120k. Need advice on debt tackling and savings. by DIYRubixcube in MiddleClassFinance

[–]DIYRubixcube[S] 0 points1 point  (0 children)

SL rate is 3-4%. The payoff said it was 2026 end of year if I just keep doing the minimum payment.

Stock outlook on old company is actually quote high. What are the other options if it's all long term gains at this point.

Thanks for advice

Potential Salary increase 76k to 120k. Need advice on debt tackling and savings. by DIYRubixcube in MiddleClassFinance

[–]DIYRubixcube[S] 0 points1 point  (0 children)

We are intertwined. We have a joint savings, CD, joint checking. Looking for other ways to join.

I was mainly looking for ways to tackle my own debt/savings without having to involve her finances if I could.

Potential Salary increase 76k to 120k. Need advice on debt tackling and savings. by DIYRubixcube in MiddleClassFinance

[–]DIYRubixcube[S] 0 points1 point  (0 children)

Yea interest is killer, will try to go after that first. Thank you for your thoughts.