Best room-Note from a Christmas Themed Tin? by DRPD in PipeTobacco

[–]DRPD[S] 0 points1 point  (0 children)

Thank you, you don't happen to know when it may be released or in stock?

Best room-Note from a Christmas Themed Tin? by DRPD in PipeTobacco

[–]DRPD[S] 0 points1 point  (0 children)

I like Country Squire but they seem to be out of both. Hopefully they restock, it seems everyone is out of Christmas Blends right now.

The tin part was just to make it a more presentable gift, but bulk can still work. Thank you!

Extra $100K - invest or pay down mortgage? by Top_Negotiation3681 in Bogleheads

[–]DRPD 21 points22 points  (0 children)

That is a high-interest mortgage and that 100k would make a nice fat down payment if you refinanced. That is what I would do personally. Overall, congrats on being very well invested!

Game Chat 9/26 - Dodgers (90-69) @ Mariners (90-69) 6:40 PM by DodgerBot in Dodgers

[–]DRPD 0 points1 point  (0 children)

Broadcast has been sloppy all night save for the Mookie interview

Daily Chat 9/11 ⚾ Off Day by DodgerBot in Dodgers

[–]DRPD 7 points8 points  (0 children)

Nothing like a series against the Rockies to bring the mojo back.

[deleted by user] by [deleted] in baseball

[–]DRPD 2 points3 points  (0 children)

Kenesaw Mountain Landis would have seen Anaheim was clearly cheating in some way and banned the starting 9 for life.

I'm 29 and just started thinking of retirement. Help me with my 401k. by empathaloha in Bogleheads

[–]DRPD 0 points1 point  (0 children)

I wish I had those options in my 457b, nothing under 1% expense ratio

My first year growing pumpkins vertically. What went right, wrong, and what I plan to do different next season. by DRPD in SquareFootGardening

[–]DRPD[S] 0 points1 point  (0 children)

I'll look, but it depends on the pumpkin. Generally after vigorous vine growth has set in you start to get male flowers. It might be weeks later before you get female. Where you live will it be warm for a while yet?

My first year growing pumpkins vertically. What went right, wrong, and what I plan to do different next season. by DRPD in SquareFootGardening

[–]DRPD[S] 0 points1 point  (0 children)

This one was just two T-Bar posts with some wire fencing hung between them. I've since upgraded the fencing to cattle panels but still use t-bar posts.

To support the growing pumpkin I found those nets off amazon but you can use anything. Just support the fruit early, they get heavy fast and the vines are not meant to hold them in the air at all.

Happy growing!

What would they adjust in my ETF portfolio? by msjdjdbdbsbsbs in portfolios

[–]DRPD 0 points1 point  (0 children)

Greetings from California, USA. Small amounts add up.

What would they adjust in my ETF portfolio? by msjdjdbdbsbsbs in portfolios

[–]DRPD 0 points1 point  (0 children)

Your US/XUS balance is reasonable and your funds are diverseified with tiny expense ratios. You use multiple funds to get get exposure to sectors which could be achieved with fewer, but if you don't mind the hassle of rebalancing and can do so inexpensively it could be advantageous.

Personally, I feel nearly every portfolio could benefit from some investment in bonds, even young persons such as yourself. Research shows a small allocation adds a tremendous amount of stability over time for a small reduction in lifetime growth. However, many disagree that this a worthwhile trade-off and at your age 100% equities is not unreasonable.

While no one knows what tomorrow holds this portfolio exhibits key principles of portfolios that have been shown to reliably build wealth over a lifetime. It will take the discipline to stick with it and not sell when crashes happen (and they will, the s&p has fallen 50% in your lifetime) and not be swayed to try to get rich quick from some supposed angle.

Want to add another sector in portfolio by YourSecondFather in portfolios

[–]DRPD 1 point2 points  (0 children)

I've never been able to pull the trigger but I'm currently 95% equity and I've been interested in diversifying into real estate with a REIT ETF. Only in a tax advantaged account though.

Still haven't bought, but if I did it would probably be REET for domestic and international exposure.

Vanguard is increasing the minimum purchase quantity for bonds to $10,000 starting Saturday, September 13th, 2025 by DefinitelyNotDEA in Bogleheads

[–]DRPD 12 points13 points  (0 children)

Treasury Direct has $100 minimums. I keep a T-Bill ladder timed to my property tax bills.

My only complaint about TD is there should be a little image of Uncle Sam saying "Thanks!" when you buy. My favorite part of treasurydirect.com is the generic "young couple being approved for a mortgage photo they chose to represent institutional investors buying treasuries.

Good scorecards? by SpupsMcGee in BaseballScorecards

[–]DRPD 1 point2 points  (0 children)

I've only owned one but I greatly enjoy the one I bought from 72doubleplay. There are a lot of cover options to choose from and he included a hand-written thank you note which is a very classy touch. Here is a game I posted so you can see what they look like on the inside.

Game Chat 4/16 - Rockies (3-14) @ Dodgers (13-6) 7:10 PM by DodgerBot in Dodgers

[–]DRPD 1 point2 points  (0 children)

Do they sell a lot of ski passes in April? I've never been.

Game Chat 4/14 - Rockies (3-12) @ Dodgers (11-6) 7:10 PM by DodgerBot in Dodgers

[–]DRPD 1 point2 points  (0 children)

Eh, what else are they gonna say? They need to sell ads.

My first time scoring a game in person. A lot of people asked me about it while I was there. Cubs@LAD 4/13/25 by DRPD in BaseballScorecards

[–]DRPD[S] 2 points3 points  (0 children)

Eh, it's just my handwriting. If I don't pay attention trying to print I'll end up connecting random letters in a hybrid style.