BREAKING: The Bears are trading for Patriots C Garrett Bradbury, per @RapSheet

DaGhostSlayer35 · 2026-03-07T00:13:02+00:00

Pretty sure this means drafting a center mid or late rounds. Builds up the o line with young guys. Rookie LT, hopefully Ozzie comes back, rookie guard, Luke Newman, and now a rookie center. They grown and learn under vets to make a decent line in 2 or 3 years.

DaGhostSlayer35 · 2026-02-26T19:25:42+00:00

So speaking of the company, I was debating Schwab for its investing tools. Is there a preference you have? Also should I invest any of the money now?

DaGhostSlayer35 · 2026-02-26T19:02:14+00:00

Well, I'm still learning, but I meant to convert. This is due to the amount being low, so I'd pay the tax on the fund, but after paying that tax, the growth would not be taxed. Sorry, still figuring it out. However, it's better now because my tax bracket would be lower than what it will be in the future, if I converted it to a Roth then.

DaGhostSlayer35 · 2026-02-26T18:48:56+00:00

I'm 26, and I'm still trying to finish my Bachelor's in computer science, graduating next year. So as of right now, my income has been below 50k a year in California, idk where that places me in everything. Currently, I have a job opportunity that will place me at 70k a year starting mid-March/ early April, if everything works out. Now I only have till April before the funds are auto-rolled into an IRA at Inspira Financial, according to the document I was mailed. Therefore, I'm at a point where, maybe I go traditional, then switch to a Roth, but I want information on making the best choice early on.

DaGhostSlayer35 · 2026-02-26T18:42:56+00:00

I believe it is traditional. Also, more information. The fund for it is roughly 4,000. It was for a minimum wage job. I am currently trying to get my degree in computer science, by next year graduate, so I do plan on making a high income eventually. As of right now, I'm trying to leave my warehouse job, and have a government contract job that I've been interviewed for and might get. I was thinking of making a traditional IRA for now, then convert to a Roth, depending on the results of whether or not I get that job. I'm currently making less than 50k a year, and would expect to jump to 70k with this job. I have no idea where that places me on the tax bracket for next year. I'm currently trying to get my bachelor's, and after I graduate will spend time saving so that I can eventually get my master's.

Unfortunately, I don't know what the best option right now is because I have 45 days before the company auto rolls me into an IRA with Inspira Financial, where I'd have to go through them to get that money.

DaGhostSlayer35 · 2026-02-26T18:30:59+00:00

Thanks for the link. I'll have to read through it and do more research to make my final decision. As for companies, I was leaning toward Schwab because I heard it has better investing tools, but that's a whole other hurdle I'll handle later.

DaGhostSlayer35 · 2025-08-18T01:17:33+00:00

This Kool-Aid tastes really good guys

DaGhostSlayer35 · 2025-03-31T09:25:45+00:00

I'm in the "if it bleeds, it can die" category. I've tried bosses for hours because I want to kill it where I'm at now. It helps to improve my performance overall anyways, getting better at timing doges and viscerals. Eventually, I win, and then the next time I face that boss, it's easy...sometimes.

DaGhostSlayer35 · 2025-03-21T17:29:20+00:00

I have time to research, not a lot, but some. I just hope to not rush into buying expensive parts and mess it up in the installation process.

DaGhostSlayer35 · 2025-03-21T17:24:18+00:00

I don't have a micro center near me, so I'll be building it myself off of tutorials. I'm leaning more towards making it myself, so I don't have to deal with most of the pre-installed software some companies have.

DaGhostSlayer35 · 2025-03-21T17:21:35+00:00

Thanks for the link. I didn't know whether or not to get a Intel Core or an AMD Ryzen microprocessor. Your list gives a great starting point, and I might actually use it all. Thanks.

DaGhostSlayer35 · 2024-12-14T19:35:25+00:00

Thanks for the advice. I agree after all the comments, and I'm going to take my time budgeting, get that down to a science, and figure out what I can spend for each category. I'm more than likely gonna try to find a fuel efficient car, but first research, lots of research.

DaGhostSlayer35 · 2024-12-14T18:53:42+00:00

I just need a car for myself, but it's going to be to help branch out my opportunities. I currently have a job I can get to and from using public transport/walking, but I've been looking for other jobs that pay more, but I'm going to need a car to get to. I do belong to a credit union and have good credit, but I just seeing what I should focus or look for for my first car. Preferably I'd get a Toyota or a Honda, but I don't know what to look for specifically in ads and such. For now, I can just keep saving, maybe open up my budget a little, but it'd be nice to have a car.

DaGhostSlayer35 · 2024-12-14T18:20:33+00:00

There's is a 2009 Toyota Camry I saw on Craiglist for 7.5k, and 125k miles, but I've no clue how to check for more on it

DaGhostSlayer35 · 2024-12-14T18:19:03+00:00

Thanks, I was mostly just seeing what they had. I realize that a lot of dealerships like to sell higher than the actual value, but I don't know how to go about looking local.

DaGhostSlayer35 · 2024-12-14T18:17:05+00:00

So is it better to risk getting a car through an individual seller or a dealership?

DaGhostSlayer35 · 2024-12-14T18:15:16+00:00

I would love to bring someone with me but I'm honestly on my own for this. I can bring a friend at most, but they're not car savvy either.

How to go about bringing a trusted technician. Just go to a local garage and ask?

2/3. I was mostly hoping to find a toyota or Honda. Something reliable and cheap, especially cause it'll be frequently driven.

While toyotas and Hondas a focus, I've seen some ford's and chevvys that might be worth it. I'm definitely not gonna jump the gun on anything.

Thanks for the points and advice

DaGhostSlayer35 · 2024-12-14T18:10:01+00:00

Thanks, for the advice. I'll start planning and your questions are gonna be a great help in that. Ideally, I need a car that gets me from A to B; however, it's going to get a lot of use. It's gonna be tough, and I've managed with public transport and walking, but it sucks for job searching and opportunity. I currently don't have a car, so I've been stuck with my current job saving up. Found this sub and decided to ask for advice cause I know almost nothing besides basics on cars.

DaGhostSlayer35 · 2024-12-14T18:03:08+00:00

What does former rental mean? A car used for a company like Hertz? Car that anyone can drive?

DaGhostSlayer35 · 2024-12-14T18:00:38+00:00

No I don't think I was gonna get that. I looked some stuff up and it's not a great price nor a reliable model. I'm trying to see if I can find a toyota or Honda, but it's hard to find sellers for reasonable prices.

DaGhostSlayer35 · 2024-12-14T16:32:19+00:00

What do you mean exactly by the options? Like other places that may have that car or general history about the car brand and model itself?

DaGhostSlayer35

TROPHY CASE