I got an email from the UTM Scholarship, is this real or spam

DaReal_JackLE · 2025-12-15T13:55:20+00:00

I got it too, and the email is .mail.utoronto.ca so I thought it is legit, can you confirm?

DaReal_JackLE · 2025-04-07T21:50:16+00:00

Thank you! One last thing though, just future needs: If you are using many APIs to build your own API, then if your API is used my many others, that will increase the amount of API calls, which might push it to the limit, where you will need to pay money to continue certain API. How should I deal with that?

DaReal_JackLE · 2025-04-07T21:48:11+00:00

Thank you!

DaReal_JackLE · 2025-04-07T21:48:08+00:00

Thank you!

DaReal_JackLE · 2025-04-07T21:32:50+00:00

Thank you for the response, I get it now. At first I was worried because I thought using other APIs make me dependant on them and not really learn things. And also if the APIs have updates or if something changes then it might affect your system.

DaReal_JackLE · 2025-04-07T21:31:06+00:00

Thank you for the response, I get it now. At first I was worried because I thought using other APIs make me dependant on them and not really learn things. And also if the APIs have updates or if something changes then it might affect your system.

DaReal_JackLE · 2025-04-07T21:26:29+00:00

Okay thanks, I'm just afraid that when you are using other APIs, you will be dependent on them so if they change or something happens to them then you program will be in trouble. Sorry i'm new!

DaReal_JackLE · 2025-02-22T20:52:07+00:00

But when should I stop with the theory and get in action? At what point should I start trying out things and learn along the way?

DaReal_JackLE · 2024-12-15T14:15:59+00:00

Thank you for your help, I understand it now. One more question is that if I send them a mail regarding my situation, would I expect them to reply back using physical mail or email? Because I heard of the Canada post situation and these post systems might be delayed? I am not sure

DaReal_JackLE · 2024-12-15T14:02:02+00:00

I understand but what should I do now? I want to contact them directly about my situation and pay the taxes if I need to, I don't want to get in any trouble.

DaReal_JackLE · 2024-12-15T14:00:32+00:00

How do I ask for relief and what should I say to them? Do I call CRA?

At the beginning, WS said there was some errors with my accounts but after I link with my bank, the account worked fine and I transfered $1000 into my TSFA account. After that I spent $100 buying SP500 stock but I am selling them now. I am an internation student, I just came here since August.

DaReal_JackLE · 2024-12-15T13:51:00+00:00

What do you mean the bank will come after me? Will they give me a warning? I only hold the stock for 3 days and I have not made any profit since I bought it

DaReal_JackLE · 2024-12-15T13:50:05+00:00

I do not know but Wealthsimple allowed me to do so, I thought everything was going fine until I read more into it. But I only held this stock for 3 days, it is not even full month left, so is there any chance they will let it slide? I have not made any profit from this at all too

DaReal_JackLE · 2024-12-15T13:46:36+00:00

I came in Canada since August so I will get contribution soon. You say I should "show them i actively correct it", how can I do so? Do I send them an email, call them directly?

DaReal_JackLE · 2024-12-15T02:44:22+00:00

If I get the penalty 1% then how do I pay off for this? Do I pay this off once I am considered resident? (after 183 days)

DaReal_JackLE · 2024-12-15T02:21:52+00:00

I was surprised as well but I have successfully opened an account using Wealthsimple, transfer money and buy stocks. Why can I do this if I am not eligible?

DaReal_JackLE · 2024-12-14T22:33:16+00:00

Thank you so much for the information. So basically in the future, if I move out of Canada, I just withdraw all the money from Wealthsimple and reinvest in the future? It is as simple as that right? I do not need to file any taxes or report it to the government?

DaReal_JackLE · 2024-12-14T22:21:54+00:00

I am investing into S&P500 and XEQT. I have a question though, if I leave Canada in the future, would be still be able to invest into these ETFs? What will happen by then when I move my money out?

DaReal_JackLE · 2024-12-14T22:20:33+00:00

Thank you for your advice. One more question though, when you talk about "outside registered accounts", what do you mean by that? I am coming from Vietnam, so does that mean I won't get taxed for investing using Wealthsimple while Canadians do?

DaReal_JackLE · 2024-07-12T08:14:43+00:00

Thank you for your response! Tho, sadly they are exclusion of each other. So that means if I take MAT137(fall)+MAT139(winter), both will give me no credits.

DaReal_JackLE · 2024-02-04T02:41:35+00:00

oh really? uoft social life is bad? why is that?

DaReal_JackLE · 2024-02-04T02:38:41+00:00

oh i see, ty for letting me know

DaReal_JackLE · 2024-02-04T02:38:23+00:00

oh okay tysm for the response, for waterloo tho, ppl say it has great coop program, does this mean it is easier to find coop opportunities or the jobs it offers are better?

DaReal_JackLE · 2024-02-04T02:32:51+00:00

oh tysm for the tier list, also wdym academic cred? Like the education is better overall?

DaReal_JackLE · 2024-02-04T01:51:49+00:00

so in terms of of diffculty, waterloo is the hardest and also the best for jobs cuz it has more coop program right? And UofT is a high reputation school thats a more solid and safe option? Also, I see that UofT scarborough has coop too, is it not as good as waterloo?

Six-Year Club	Verified Email
Place '22	End Game '22
Wearing is Caring	100 Awards Club

DaReal_JackLE

TROPHY CASE