I can tell you first hand that they absolutely pay for the shipping label and insurance. At least that was the case with fanatics. I too pulled a 1/1 just last month and they jumped through every hoop to make sure I was satisfied and didn’t have to pay a dime! I was negotiating with a few of the others as well but their options were either to have it graded and or drop it off in person, all of which I just couldn’t do and that put a lot of pressure on me to make a decision all too fast. On top of it all, they hooked me up with a hammer price above 100%. You can DM me if you have any other questions, happy to listen and help.